From 22: 00 on December 1 to 11: 00 on December 2, there were 2 new confirmed cases and 74 asymptomatic infected people in Hangzhou.

According to the "Hangzhou Release" WeChat WeChat official account news, from 22: 00 on December 1 to 11: 00 on December 2, there were 2 new confirmed cases (light) of Covid-19 pneumonia in Hangzhou, all of which were found by active medical treatment; There were 74 new asymptomatic infections in Covid-19, 37 cases were found in centralized isolation points, 16 cases were found in bayonet interception, 14 cases were found in home isolation, 6 cases were found in community screening and 1 case was found in unit screening.

At 22: 00-24: 00 on December 1st, 19 asymptomatic cases were newly infected in Covid-19.

Asymptomatic infected person 100-102: Close contact and centralized isolation of asymptomatic infected person 28 reported on November 30th.

Asymptomatic infected person 103: The confirmed case (light) 1 reported on November 30th was found in close contact and centralized isolation.

Asymptomatic infected person 104: a migrant worker from Hangzhou, Xiaoshan District, whose current address is the north construction site at the intersection of Ningmuzhi Road and Tongbei Road. The community screening found it.

Asymptomatic infected person 105: Close contact and centralized isolation of asymptomatic infected person 49 reported on November 29th.

Asymptomatic infected person 106: people from Hangzhou outside the province, found in centralized isolation.

Asymptomatic infected person 107: the exposed person in the epidemic-related place was found in centralized isolation.

Asymptomatic infected person 108-109: migrant workers from Hangzhou province, found in centralized isolation.

Asymptomatic infected person 110: Close contact and centralized isolation of asymptomatic infected person 1 reported on November 26th.

Asymptomatic infected person 111: Close contact and centralized isolation of asymptomatic infected person 23 reported on November 26th.

Asymptomatic infected person 112: a migrant from Hangzhou, whose current address is The Amber House, Anpu Hotel, Binjiang District. The community screening found it.

Asymptomatic infected person 113-115: Hangzhou people from other provinces, found by bayonet interception.

Asymptomatic infected person 116: a migrant from Hangzhou, whose current address is Ziyue House, Yuhang District, was found by community screening.

Asymptomatic infected person 117: the exposed person in the epidemic-related place, whose current address is Shunfa Kangzhuang, Xiaoshan District, was found in isolation at home.

Asymptomatic infected person 118: Close contact and centralized isolation of asymptomatic infected person 73 reported on November 30th.

From 00: 00 to 11: 00 on December 2nd, there were 2 new confirmed cases of pneumonia in Covid-19 and 55 asymptomatic infected people in Covid-19.

Confirmed case (light) 1: The current address is Yudao River Confluence Apartment in Shangcheng District, and it was discovered by taking the initiative to see a doctor.

Confirmed case (mild) 2: The current address is No.4 Zongwenlong, Shangcheng District, and it was discovered by taking the initiative to see a doctor.

Asymptomatic infected person 1: Close contact and centralized isolation of asymptomatic infected person 62 reported on November 28th.

Asymptomatic infected person 2-4: Hangzhou people from outside the province, intercepted by bayonet.

Asymptomatic Infected Person 5: The current address is Yijia Apartment (Qingliu South Road) in Xiaoshan District, and the unit screening found it.

Asymptomatic Infected Person 6: A migrant from Hangzhou, whose current address is Dongxi Village, Tonglu County, was found in isolation at home.

Asymptomatic Infected Person 7: The current address is No.26, Pishi Lane, Shangcheng District, which was found by community screening.

Asymptomatic infected person 8: truck driver from other provinces, bayonet interception found.

Asymptomatic Infected Person 9: A migrant from Hangzhou, Zhejiang Province, whose current address is Zhen ‘ao Hospital, Binjiang District, and found in isolation at home.

Asymptomatic infected person 10-11: migrant workers from Hangzhou, province, found in centralized isolation.

Asymptomatic infected person 13-14: People from other provinces in Hangzhou, found in centralized isolation.

Asymptomatic infected person 15: Close contact and centralized isolation of asymptomatic infected person 58 reported on November 29th.

Asymptomatic infected person 16: People from Hangzhou outside the province, found in centralized isolation.

Asymptomatic infection reported on November 30, 17: The contact of asymptomatic infection 44, whose current address is Yongning Hospital in Shangcheng District, was found in home isolation. (Note: the elderly, not centralized isolation)

Asymptomatic infected person 18: The exposed person in the epidemic-related place is connected, and the current address is 90 Mashi Street, Shangcheng District, which was found in isolation at home.

Asymptomatic infected person 19: Close contact and centralized isolation of positive infected people from other cities.

Asymptomatic infected person 20: Close contact and centralized isolation of asymptomatic infected person 116 reported on December 1.

Asymptomatic infected person 21-23: The exposed person in the epidemic-related place, whose current address is No.90, Mashi Street, Shangcheng District, was found in isolation at home.

Asymptomatic infected person 24: Hangzhou people from other provinces, found by bayonet interception.

Asymptomatic infected person 25: the exposed person in the epidemic-related place, whose current address is Babao Jiayuan in Shangcheng District, was found in isolation at home.

Asymptomatic infected person 26: Close contact and centralized isolation of asymptomatic infected person 7 reported on November 28th.

Asymptomatic Infected Person 27: Returned to Hangzhou from outside the province, whose current address is Babao Home in Shangcheng District, and found in isolation at home.

Asymptomatic infected person 28: Close contact and centralized isolation of asymptomatic infected person 24 reported on November 29th.

Asymptomatic infected person 29: Close contact and centralized isolation of asymptomatic infected person 10 reported on November 29.

Asymptomatic infected person 30: Close contact and centralized isolation of asymptomatic infected person 86 reported on November 29th.

Asymptomatic infected person 31: truck driver from other provinces, found by bayonet interception.

Asymptomatic infected person 32: Close contact and centralized isolation of asymptomatic infected person 54 reported on November 30th.

Asymptomatic infected person 33: a migrant from Hangzhou, whose current address is Xiangwei Apartment in Hangzhou (Store No.4), was found in isolation at home.

Asymptomatic infected person 34: exposed persons in epidemic-related places, found in centralized isolation.

Asymptomatic infected person 35: Close contact and centralized isolation of asymptomatic infected person 12 reported on November 30th.

Asymptomatic infected person 36: people from Hangzhou outside the province, found in centralized isolation.

Asymptomatic infected person 37: Close contact and centralized isolation of asymptomatic infected person 7 reported on November 28th.

Asymptomatic infected person 38: a migrant from Hangzhou, the current address is Tonghe Mingyuan, Linping District, and it was found in isolation at home.

Asymptomatic infected person 39: Hangzhou personnel from outside the province, found by bayonet interception.

Asymptomatic infected person 40: the exposed person in the epidemic-related place, whose current address is Gongyuan Community, Gongshu District, was found in isolation at home.

Asymptomatic infected person 41-42: Hangzhou people from outside the province, found by bayonet interception.

Asymptomatic infected person 43: the exposed person in the epidemic-related site, whose current address is Liushui Beiyuan, Gongshu District, was found in isolation at home.

Asymptomatic infected person 44: people from Hangzhou outside the province, found in centralized isolation.

Asymptomatic infected person 45: Close contact and centralized isolation of asymptomatic infected person 41 reported on November 29th.

Asymptomatic infected person 46: The current address is Wuxing Village, Linping District, which was found by community screening.

Asymptomatic infected person 47-48: Hangzhou people from other provinces, found by bayonet interception.

Asymptomatic infected person 49: Close contact and centralized isolation of positive infected people from other cities.

Asymptomatic infected person 50: people from other cities coming to Hangzhou, found by bayonet interception.

Asymptomatic infected person 51: Close contact and centralized isolation of positive infected people from other cities.

Asymptomatic infected person 52: The current address is Hanmo Xianglin, Xihu District, which was found by community screening.

Asymptomatic infected person 53: Close contact and centralized isolation of asymptomatic infected person 52 reported on December 1.

Asymptomatic infected person 54: people from Hangzhou outside the province, found in centralized isolation.

Asymptomatic infected person 55: Hangzhou personnel from outside the province, found by bayonet interception.

At present, the above personnel have been closed-loop transported to designated hospitals for isolation, and the situation is stable. The tracks of public places involved in our city are as follows:

November 29th: K1052 (carriage 04), flight CA2835, Linping Interchange/Hangpu Expressway (intersection), Xiaoshan Aishang International Discount KTV, Xiaoshan Runao Business Center, Zhejiang Lianyi Intelligent Technology Co., Ltd. (Jiaogong Road), Gongshu Feiyiyang Convenience Store, Yizhi Beauty Club (Canal Yard Store), Taimo Yuanwei Private Kitchen (Zhengdeli)

November 30th: K1042 (carriage 07, carriage 09), K47 (carriage 11), G35 (carriage 08), K1805 (carriage 01, carriage 08), G191 (carriage 08), G592 (carriage 09), flight GS7851, Runao Business Center in Xiaoshan District, and Zhejiang Lianyi Intelligent Technology Co., Ltd. (Jiaogong Road), Joy City in Gongshu District, Yuhongfu in Xiaoshan District, Hangzhou Hongcheng Technology Co., Ltd. (Saiyin International Plaza) and Hanting Youjia (West Lake Cultural Plaza Subway Station).

December 1st: Huawei Global Training Center (Liuhe Road), Xinwan Toll Station (S9 Sushao Expressway Exit), Chongxian Toll Station (S13 Lianhang Expressway Exit), Zijingang Toll Station (south of Hangchang Expressway), parking lot of truck driver epidemic prevention service station in Linping District (south of Baitiaowan Community), Hangzhou Tongtai Yuncang Logistics Technology Co., Ltd., Tianqingju of Baima Mountain Villa in Yuhang District, Zhejiang Lianyi Intelligent Technology Co., Ltd.

It is hoped that the general public will actively cooperate with the epidemic prevention and control work, consciously improve their health literacy and self-protection ability, cooperate with risk investigation, nucleic acid detection and other prevention and control measures, and maintain their awareness of self-health management.

The migrant workers returning from Hangzhou in the province should take the initiative to report to their communities in advance, which can be reported through the following small procedures. It is recommended to complete the report within 24 hours before arriving in Hangzhou, strictly implement the "landing inspection" in Hangzhou, and cooperate with the implementation of corresponding epidemic prevention and control measures.

Dragon Boat Festival-Feelings of Home and Country

CCTV News:People commemorate Qu Yuan on the Dragon Boat Festival. Qu Yuan’s personality charm and ideological essence, such as worrying about his home country, caring for the people, being brave in exploration, being honest and noble, have been praised through the ages. The Dragon Boat Festival embodies the profound feelings of the Chinese nation and inherits the spirit of patriotism. General Secretary of the Supreme Leader has made an important exposition on patriotism on many occasions, and repeatedly quoted Qu Yuan’s famous sentences in his speeches to elaborate his thoughts, which has far-reaching implications.

Patriotism has always been a passionate theme.

历史告诉我们,每个人的前途命运都与国家和民族的前途命运紧密相连。国家好,民族好,大家才会好。

——2012年11月,最高领袖在参观《复兴之路》展览时的讲话

图为2012年11月29日,中共中央总书记、中央军委主席最高领袖和中央政治局常委李克强、张德江、俞正声、刘云山、王岐山、张高丽等来到国家博物馆,参观《复兴之路》展览。

在中华民族几千年绵延发展的历史长河中,爱国主义始终是激昂的主旋律,始终是激励我国各族人民自强不息的强大力量。

——2013年10月,最高领袖在欧美同学会成立100周年庆祝大会上的讲话

爱国主义是中华民族精神的核心。爱国主义精神深深植根于中华民族心中,是中华民族的精神基因,维系着华夏大地上各个民族的团结统一,激励着一代又一代中华儿女为祖国发展繁荣而不懈奋斗。5000多年来,中华民族之所以能够经受住无数难以想象的风险和考验,始终保持旺盛生命力,生生不息,薪火相传,同中华民族有深厚持久的爱国主义传统是密不可分的。

——2015年12月,最高领袖在中共中央政治局第二十九次集体学习时的讲话

The general secretary quoted Qu Yuan’s famous sentences many times.

"The road is long and Xiu Yuan is awkward, and I will search up and down." Comrades of the whole party must not forget their initial intentions, move on, always maintain the style of modesty, prudence, arrogance and rashness, always maintain the style of hard struggle, be brave in change and innovation, never be rigid and never stagnate, continue to stand the test in this historic exam, and strive to hand over new and better answers to history and the people!

— — In July 2016, the Supreme Leader’s speech at the celebration of the 95th anniversary of the founding of the Communist Party of China (CPC).

● The source of the allusion: "The road is long, and Xiu Yuan is awkward. I will go up and down to seek" comes from Qu Yuan’s Li Sao.

The picture shows the statue of Qu Yuan.

China people’s War of Resistance against Japanese Aggression is extremely tragic, from strategic defense to strategic stalemate, and then to strategic counterattack. Whether on the frontal battlefield or the battlefield behind enemy lines, the people of China shared the same enemy and went to the national disaster together, and their iron bones clanked and died, playing a heroic victory. Yang Jingyu, Zhao Shangzhi, Zuo Quan, Peng Xuefeng, Tong Linge, Zhao Dengyu, Zhang Zizhong, Dai Anlan and many other heroic groups are outstanding representatives of the Chinese people who are fearless of violence and die for their country. As the saying goes, "Honesty is brave and brave, but ultimately strong and unyielding." The body is dead, the gods are spiritual, and the soul is awkward. "

— — In September 2014, the Supreme Leader’s Speech at the Symposium to Commemorate the 69th Anniversary of China People’s War of Resistance against Japanese Aggression and the Victory of the World Anti-Fascist War.

● The source of the allusion: "Sincerity is brave and brave, and it will eventually be strong and unyielding. The body is dead, the gods are spiritual, and the soul is awkward. " From Qu Yuan’s "Nine Songs of National Mourning"

Qu Yuan’s "Breathing too much to hide tears, lamenting the hardships of the people’s lives", Du Fu’s "There are thousands of spacious buildings, which greatly protect the world’s poor people’s faces", "Zhu Men’s wine and meat stink, and the road is frozen to death", Li Shen’s "Who knows that every meal is hard", and Zheng Banqiao’s "Some small officials in Caozhou County always care about their feelings" and so on.

— — In October 2014, the Supreme Leader hosted a symposium on literary and artistic work in Beijing and delivered an important speech.

● The source of the allusion: "I take a long breath to hide my tears and mourn the hardships of the people’s lives" comes from Qu Yuan’s Li Sao.

The picture shows Qu Yuan’s hometown in Zigui, Hubei.

As one of the ancient civilizations in the world, China has made great contributions to the development of astronomy. Our ancestors began to observe and explore the mysteries of the universe very early in the work of sunrise and sunset. As early as more than 2,300 years ago, Qu Yuan, a great poet in China, wrote, "Who preached it at the beginning of ancient times? Up and down are shapeless, why should we test them? " The famous "Tian Wen".

— — Speech by the Supreme Leader at the Opening Ceremony of the 28th General Assembly of the International Astronomical Union in August 2012

● The source of the allusion: "Who preached it at the beginning of ancient times? Up and down are shapeless, why should we test them? " From Qu Yuan’s "Tian Wen"

Qu Yuan, a great patriotic poet.

Qu Yuan is a great patriotic poet in the history of China and the founder of China’s romantic literature. He is known as "the ancestor of Chinese poetry" and "the ancestor of Ci Fu" and is called "the soul of poetry" by later generations. His main works include Li Sao, Nine Songs, Nine Chapters and Tian Wen. The Songs of the South, written by him, is the source of China’s romantic literature, and is also called "coquettish" with the Book of Songs, which has a far-reaching influence on later poetry.

The picture shows Miluo River.

Qu Yuan was an important politician in Chu State. He was trusted by Chu Huaiwang in his early years, and served as a Zuotu and a doctor in San Lv, in charge of internal and external affairs. He advocated that the reform plan should be strong, that is, he should promote talents and improve statutes internally, and that he should unite with external forces to fight against Qin. Being slandered by the nobles, he was exiled to Hanbei and Yuanxiang Valley successively. In 278 BC, the Qin general attacked Chu Duying (now Jiangling, Hubei Province) in vain, and Qu Yuan was filled with grief and indignation. Huai Shi sank in the Miluo River and died.

(Comprehensive source: People’s Daily, Xinhuanet)

  (This article comes from WeChat WeChat official account’s "No.1 Online", which is a new media platform for promoting major themes of CCTV, and is operated by the Publicity and Coordination Department of the editorial office. )

Disputes over the sale of used cars are frequent. What does the law say?

  The online trading mode of used cars makes car sources and buyers more concentrated, reduces the circulation cost and facilitates buyers and sellers, but at the same time, disputes over the sale of used cars also occur from time to time, which leads to litigation rights protection.

  The evidence failed to prove that there was something wrong with the used car.

  The claim cannot be supported.

  ■ Case replay

  Zhao took a fancy to a second-hand car on a second-hand car trading platform, and signed the Purchase and Sale Deposit Agreement (that is, the car purchase format contract) with the owner Xu and the platform. The platform also issued the Re-inspection Report before the transfer, which showed that except for some external scratches, the vehicle’s power, steering, transmission, braking and other systems were temporarily normal. After picking up the car, Zhao wanted to transfer the vehicle to Chifeng City, Inner Mongolia, but it didn’t take long for him to get on the expressway to find that there was abnormal noise in the car. In order to prevent danger, he found that the front wheel bearing of the vehicle was cracked and the gearbox could not be upshifted, so he repaired the vehicle and replaced some accessories. In view of the maintenance cost, the after-sales staff of the used car trading platform said that this is not within the after-sales scope and will not be compensated. Zhao appealed to the court, arguing that the platform concealed the quality of the car condition and demanded compensation for maintenance costs of more than 10,000 yuan. After the court heard the case, all Zhao’s claims were not supported because the evidence could not prove the facts.

  ■ Judge’s statement

  The court held that the parties should provide evidence of the facts they claimed. In this case, if Zhao claims that the vehicle involved has quality problems and the vehicle parts need to be repaired or replaced, he should provide evidence to prove it, otherwise he will bear the legal consequences of failing to provide evidence. The Maintenance Order submitted by Zhao did not specify the reasons for repairing and replacing the parts. Therefore, it is impossible to see that the necessary maintenance was carried out because of the damage of the vehicle parts, and it is impossible to see whether the repaired and replaced parts were broken before Zhao picked up the car or were damaged after going on the road. Zhao did not submit the corresponding payment bills to prove that he actually paid the maintenance expenses. Therefore, the court could not support Zhao’s claim.

  When buying and selling second-hand cars, consumers must first confirm the condition of the car before paying the deposit. Before paying all the car purchase expenses, buyers must first confirm the condition and quality of the second-hand car they bought, the purchase period, whether it is an accident vehicle, and whether there are illegal acts that have not been dealt with. Secondly, if there are unreasonable terms in the format contract, such as expanding the transaction risk of one party, consumers have the right to request adjustments and modifications to the terms of the format contract. Finally, it is necessary to confirm the conditions and processes of providing after-sales service for used car trading platforms. If the second-hand car trading platform provides after-sales service for the vehicles purchased by the buyer, the platform is obliged to clearly inform them of the conditions and contents of providing after-sales service, as well as the repair reporting process and contact information, etc. If there are corresponding warranty cards and manuals, they should be issued to the buyer. If the vehicle is within the scope of after-sales service, the buyer shall report to the trading platform for repair according to the corresponding repair reporting channels and procedures.

  Platform fraud car seller

  The format clause was deemed invalid.

  ■ Case replay

  Ms. Zheng spent 90,000 yuan to buy a used car through a used car platform, and the dashboard showed that the mileage of the car was 49,000 kilometers. In addition to signing a car purchase contract, the second-hand car platform also provides an unsigned Second-hand Car Inspection Report as an annex to the contract. When Ms. Zheng sent the vehicle to the 4S shop for testing, she found that the actual mileage of the vehicle had reached 98,000 kilometers six months ago. She believes that there is fraud in the platform and appealed to the court, demanding that the other party pay 100,000 yuan in compensation. The second-hand car platform believes that it is only an intermediary company, and the sales contract signed with the plaintiff Ms. Zheng is entrusted by the actual seller. Moreover, in the test report, it is clearly stated that "the mileage indicated in the test report is for reference only, and no commitment is made to the actual mileage." The court held that there was fraud in the second-hand car trading platform, and the clause in the test report issued by it was a format clause and should be considered invalid. The judgment supported all the claims of Ms. Zheng.

  ■ Judge’s statement

  A standard contract refers to a pre-drawn contract for repeated use by the parties without consulting the other party when concluding the contract. According to the law, if the party providing the standard terms has the obligation to prompt and explain, it should draw the attention of the other party to the terms that exempt or limit its liability, and explain them according to the requirements of the other party. The standard terms that exempt the party providing the standard terms from the main obligations and exclude the main rights of the other party are invalid. In this case, the platform unilaterally exempted it from the real responsibility of guaranteeing the mileage of vehicles in the transaction, and did not provide evidence to prove that it had fulfilled its obligation of reminding or explaining, so the format clause was invalid.

  Civil fraud refers to the act of deliberately telling the other party false information or deliberately concealing the true information in the process of establishing, changing and terminating civil rights and obligations, and inducing the other party to make a wrong representation. In this case, the second-hand car platform, as a brokerage company specializing in used motor vehicles, has the professional knowledge and detection ability related to vehicles, should know the important information of the vehicles sold by its company, and has the obligation to inform consumers of the real situation of the vehicles, but it fails to accurately inform consumers, which is a deliberate concealment of the real situation, deceiving and misleading consumers to buy the vehicles involved, which constitutes fraud. According to the provisions of China’s Consumer Protection Law, if a business operator commits fraud in providing goods or services, it shall increase the compensation for the losses it has suffered according to the requirements of consumers, and the amount of compensation shall be three times the price of the goods purchased by consumers or the cost of receiving services.

  Buying a car has been delayed.

  You have to pay for your actions

  ■ Case replay

  The plaintiff Ding received a phone call from a used car salesman, saying that someone wanted to buy a Buick Excelle that he hung on the Internet. After many discussions, the final transaction price is 17,000 yuan, provided that the buyer Liu bears the violation of the vehicle. Subsequently, Ding should drive the car to a store. After checking the car, Liu decided to buy it. During the transfer procedures between the two parties, Liu drove the car away privately. Ding appealed to the court and asked Liu to assist in the transfer procedures. The used car trading platform and Liu compensated for the loss of 4,500 yuan. After trial, the court ruled that Liu assisted Ding in handling the vehicle transfer procedures and compensated the other party for a loss of 1,500 yuan.

  ■ Judge’s statement

  In this case, both parties have clearly agreed that both parties shall go through the transfer formalities within 3 working days after the signing of the contract and the full payment of the transaction vehicle price. It is the obligation of both parties to handle the transfer of vehicles, and since the vehicles involved and related procedures have been delivered to Liu, Liu, as the buyer, should assist Ding to handle the transfer procedures. Because the vehicles involved in the case were not handled in violation of regulations, Ding was at fault in causing the dispute in this case. He said that there was no evidence to support the violation at that time, so the court decided on the proportion of its loss. The second-hand car trading platform only acted as an intermediary to facilitate Liu and Ding to reach a sales contract relationship, and had fulfilled their due contractual obligations. Ding asked him to bear the liability for breach of contract, which was unfounded in the law and the court did not support it.

  What the judge needs to remind here is that both buyers and sellers of used cars and platforms should strictly abide by the contract, otherwise they will have to pay for their actions. In this case, the two parties have not gone through the transfer formalities, and Ding will hand over all the formalities of the vehicle and the car keys to the other party. He also bears certain responsibilities for the occurrence of the dispute and should bear the corresponding legal consequences.

  (Author: Haidian District People’s Court, Beijing)

Consumer loan, you have to run steadily to run fast. Where can I apply?

  Source: China People’s Bank, wind information Cartography: Cai Huawei.

  Preventing and resolving major risks is one of the three major battles in the decisive period of building a well-off society in an all-round way. Financial security is not only related to the overall economic situation, but also closely related to people’s lives. Especially in recent years, various emerging financial platforms and products have emerged in an endless stream. While solving the "pain point" of demand, new technologies and new means have also brought some hidden risks. Many financial security problems are emerging from people and gradually accumulating and expanding.

  Starting from me, everyone is the first gatekeeper of financial risks by understanding financial knowledge, enhancing risk prevention awareness and cultivating a rational view of wealth. Starting from today, this newspaper launched a series of reports "Rejecting the financial risks around us", focusing on three areas that are closely related to daily life but also need to be regulated — — Consumer loan market, payment industry and internet insurance, introduce new financial products, rationally analyze possible hidden risks, explore ways to resolve risks, and make people’s financial life safer and more satisfactory.

  Convenient and quick, refueling for consumption.

  From high-end furniture, jewelry and antiques to digital products, refrigerators and televisions, consumer loans have supported the rapid development of the retail consumer market.

  "In August this year, the whole family was preparing to travel abroad. At that time, it was just in time to pay the English training fee for the children. It cost about 70,000 to 80,000. Unfortunately, at that time, the money was a little tight, so I thought I could borrow some money." Xing Hui, an employee of a state-owned enterprise in Nanjing, finally chose a bank consumer loan with lower interest rate after comparing the products of banks and Internet financial platforms.

  Because it was only a short-term emergency, Xing Hui borrowed it for one month, with a quota of 50,000 yuan, and the interest rate was three ten thousandths per day, so the annual interest rate was about 10%. "Maybe it’s because I had a good credit in the bank before, and the loan approval was particularly fast. Apply on mobile banking, and after a few hours, 50,000 yuan will arrive. " Xing Hui said. After the repayment, the bank called to show the consumption details, and Xing Hui photographed the payment voucher and sent it, which passed smoothly.

  But recently, loans have not been so "loose". "I want to apply for short-term consumer loans these days, and I found that the bank’s pre-loan review is strict, and the materials required are more specific. Bank staff said that it is necessary to strictly review the use of loans at all levels to apply for consumer loans now. " Xing Hui said.

  In addition to banks, consumers can also obtain loans from consumer finance companies, e-commerce platforms, Internet staging platforms and small loan companies. More and more young people are beginning to try new ways of consumer loans.

  Wen Nie just graduated from school of visual arts, Shanghai, majoring in photography. During his internship at the TV station, Wen Nie had a wish to photograph the natural beauty of his hometown Shennongjia with drones. After comparing prices on various e-commerce platforms, Vinnie finally chose to buy a DJI UAV in 24 phases on an e-commerce platform, just in time for the interest-free activities of the platform, and the repayment for each phase was only 225 yuan.

  "At that time, I could get an internship salary of more than 2,000 yuan per month, and the repayment pressure was not great, so I didn’t need to reach out to my parents for money. Now, I am used to buying various electronic products by installment, such as mobile phones and computers that I use now, all of which are bought in this way. " Vinnie said.

  In recent years, consumption has replaced investment as the first driving force of economic growth, which is inseparable from financial support. According to the data of the People’s Bank of China, this year is 1-mdash; In September, residents added 1.49 trillion yuan of short-term consumer loans, which was 1.79 times that of last year. Consumer finance showed explosive growth. From high-end furniture, jewelry and antiques to digital products, refrigerators and televisions, there are corresponding financial services and products in various consumer fields.

  "Residential sector loans include mortgage loans and consumer loans. In recent years, the financing balance of the residential sector has risen rapidly. By the end of 2016, the balance of residential mortgage loans in China was about 20 trillion yuan, and the balance of consumer loans was only five or six trillion yuan. Mortgage loans were equivalent to about four times that of consumer loans. In mature markets such as the United States, the debt balance of the residential sector exceeds that of the enterprise sector, and the proportion of mortgage loans and consumer loans is equivalent in the financing balance of residents. It is conceivable that with the development and upgrading of the consumer market and financial products in the future, there is still a lot of room for growth in consumer loans. " Ceng Gang, director of the Banking Research Office of the Institute of Finance of China Academy of Social Sciences, said that if the growth rate of 20% is predicted, the scale of China’s consumer credit will exceed 12 trillion yuan by 2020.

  The down payment is not enough, and consumer loans come together.

  Due to the differences in customer groups and risk control capabilities, the proportion of consumer loans provided by various financial and non-financial institutions may be higher.

  While boosting people’s consumption, there are also many problems in the consumer loan market, such as numerous participating institutions, mixed fish and dragons, lax examination of the qualifications of lenders, and inadequate supervision of the amount and use. Coupled with the irrational consumption and borrowing of borrowers, consumer loans are transformed into "down payment loans" and "investment loans", which breeds potential risks.

  At the beginning of this year, Chen Jing, an employee of a cultural enterprise in Beijing, wanted to change the school district for her children. Suddenly, the purchase restriction policy was introduced intensively, and Chen Jing panicked, fearing that the subsequent cost of buying a house would be higher and higher. The seller who talked about it also felt that he could not wait any longer, for fear that the house price would fall. Together, the two families decided to pay a quarter of the total price of the house as a down payment, and passed the house first.

  I haven’t sold my house, and I have to pay millions of yuan for it. Where did so much money come from? Chen Jing pieced together several million yuan, and the remaining fund gap can only be solved by loans. "At that time, it was more convenient to apply for a loan from the bank. The bank saw that my previous credit record was relatively good, and quickly gave me a credit loan. The money was directly transferred to the account, and then I could control it freely. As long as the repayment can be made on time, the bank should not be too concerned about how to use the money. " Chen Jing said that the interest rate is acceptable, which is about 30% higher than the benchmark interest rate. "Now the mortgage has not been fully completed. When the mortgage and credit loan are paid together, the pressure is still not small, and it will cost about 40,000 yuan a month."

  Chen Jing learned that in addition to this kind of loans directly transferred to the borrower’s account, some banks’ loans give the borrower a spending limit, which requires actual consumption behavior before they can be used. But this is not without a "flexible" approach, you can find a merchant to cash out, as long as you pay a certain handling fee.

  "Now bank loans are much stricter, and it is difficult to get a maximum loan of 1 million yuan, which is basically about 300,000 yuan, and the interest rate has also risen a lot. Asked a few months ago, it is basically at least 40%. " Chen Jing learned that recently, it began to strictly investigate the flow of consumer loans, cracked down on down payment loans, and banks strictly controlled the misappropriation of personal consumer loans to purchase houses.

  Looking at the unclear flow of consumer loans, we can’t just stare at banks. "There are also various types of financial and non-financial institutions that provide consumer loans, and there is also the possibility of entering the property market, and the proportion is higher. This year, the special rectification of Internet finance continued, and the number of platforms in peer-to-peer lending decreased, but the trading volume of platforms increased. The data shows that in the first half of the year, the national online loan turnover reached 1.93 trillion yuan, a year-on-year increase of 72.81%. At the same time, the loan balance of small loan companies reached 960.8 billion yuan in the first half of the year, an increase of 31.3 billion yuan over the beginning of the year, which was the first time in the past three years. Online lending platforms and small loan companies do not monitor the flow of funds, and the possibility of misappropriation of funds is high. There are also a few platforms and intermediaries that directly provide loan support for the down payment of house purchases. " Dong Ximiao, a senior researcher at Chongyang Financial Research Institute of Renmin University of China, said.

  Different customer groups and different risk control capabilities also make risks more concentrated in the field of consumer loans outside banks. "Different consumer platforms serve different people and face different risks. The customers served by commercial banks have stable income, good credit records, rational consumption concepts and relatively controllable risks. And serving students, migrant workers, blue-collar workers, etc. ‘ Long tail crowd ’ The risk of consumer finance platform will be higher. Under normal circumstances, the platform’s risk control ability is insufficient, and the consumption scene is missing. It will choose to cover high risks with too high interest rates. The consequences of this will breed circular risks, causing long-term borrowing, borrowing new and returning old, and inappropriate collection methods. " He Fei, a senior researcher at the Development Research Department of Bank of Communications, analyzed.

  Fill the gap and protect consumers.

  Some platforms have insufficient information disclosure, and the interest rate is not high, but when all kinds of expenses are added up, the comprehensive cost is very high.

  The risk can’t be underestimated, but the turbidity current is not mainstream. Risk trigger points such as loan misappropriation and excessive borrowing are not the main reasons for the rapid growth of consumer loans.

  "The real reason for promoting the growth of residents’ short-term consumer credit scale is that in the process of consumption upgrading, the credit demand space of retail customers is gradually opened. With the rising income level of residents and the improvement of consumption and payment technology, people’s demand for consumer financial products will become stronger and stronger, and the consumer loan market and the retail market complement each other and promote each other. " Ceng Gang said, of course, we should also pay attention to the possible impact of excessive leverage in the residential sector.

  The "melee" between financial institutions and non-financial institutions should be changed, and all kinds of institutions engaged in consumer loan business should be strengthened in supervision, and unified regulatory standards and requirements should be applied without discrimination.

  "The sources of lending funds for many platforms are unclear and there is a risk of long-term lending, which implies that the flow of funds between platforms is quite frequent. Supervision must first find out the source of funds for platforms. Secondly, it is necessary to conduct in-depth investigation on the customer acquisition method, risk control and scenario expansion of a single platform, and eliminate and clean up a number of informal consumer finance platforms. And check the legality of all subjects in the consumer loan ecological chain, including the consumer loan platform itself, the Internet giants and other diversion platforms, personal credit reporting pilot institutions, third-party collection agencies, third-party data providers, etc., and severely crack down on interest collusion and illegal interest transfer. " He Fei said that we can learn from some foreign experiences, strengthen supervision, and strengthen legislation and market access mechanisms. In particular, it focuses on the access standard, licensed operation, interest rate ceiling setting, loan use limitation, platform exit mode, etc.

  There must be comprehensive and perfect consumer protection laws and regulations. Ceng Gang introduced that in mature markets such as the United States, institutions engaged in consumer credit have higher entry barriers, and the regulatory rules concerning retail business are more stringent than those concerning public business. These countries think that the customers of retail business are less able to identify risks than companies and need protection more. On the contrary, the consumer credit market has developed relatively late and its scale is not large. Before, it focused more on protecting the interests of financial institutions and neglected the protection of lenders. In the future, with the continuous development of the consumer loan market and more and more people involved, it is even more necessary to fill the gap and escort everyone’s financial life with regulations.

  "Now some platforms have insufficient information disclosure. The interest rate mentioned is not high, but when all kinds of expenses are added together, the comprehensive expenses are very high. " Ceng Gang said that some platforms use this way to induce consumers to borrow excessively, without making borrowers fully aware of the troubles and consequences that high interest rates may bring to themselves. In particular, minors, or students who are not deeply involved in the world, have a vague understanding of risks and are more likely to over-consume and over-borrow.

  In the long run, we should speed up the construction of an honest society and improve the personal credit information system. He Fei said that at present, the construction of China’s credit system is still difficult to support the rapid development of the credit society, and the personal credit information system lags behind the development of credit, which leaves a loophole for illegal platforms. The regulatory authorities should cooperate with public departments, formal financial institutions, licensed consumer finance companies, large-scale Internet platforms, personal credit reporting pilot institutions, large-scale data companies, etc. to jointly promote data information sharing and market-oriented credit reporting system construction and support the development of consumer credit business.

  For individual residents, they should borrow reasonably and control leverage according to their own economic ability. Dong Ximiao said that in general, the monthly repayment expenditure should be controlled below half of the household income, and it is best not to exceed one third.

  Consumer finance company’s products have small single credit line and fast approval; Internet consumer finance embeds consumption scenes.

  Where can I apply for a consumer loan? (Extended reading)

  At present, the institutions engaged in consumer finance business in the market can be roughly divided into four categories: commercial banks, consumer finance companies approved by the China Banking Regulatory Commission, Internet consumer finance, including e-commerce platforms and Internet staging platforms, and other institutions such as small loan companies.

  commercial bank

  Commercial banks engage in consumer finance mainly through the following three forms: first, holding or participating in consumer finance companies; The second is to cooperate with various e-commerce platforms to realize the extension of consumption scenarios. The third is to independently launch credit products and build an e-commerce platform. Commercial banks have a huge customer base and massive user consumption data, so they can provide diversified innovative credit products through the analysis of customers’ consumption habits and credit ratings.

  consumer finance company

  Consumer finance companies are positioned as a supplement to traditional banks, mainly targeting low-and middle-income groups and emerging customer groups. Compared with banks, it has unique advantages and competitiveness because of its small single credit line, fast approval, no mortgage guarantee and flexible service.

  The current business models of consumer finance companies can be divided into three categories. One is mainly based on offline channels; A main online and offline e-commerce model; There is also a category that positions itself as an Internet finance company.

  Internet consumer finance

  With the popularity of the Internet, the combination of the Internet and consumer finance is closer, and all aspects of traditional consumer finance activities have realized electronization, networking and informationization, greatly improving the efficiency of consumer finance. Compared with traditional consumer finance, Internet consumer finance has distinct characteristics: massive data support, enhanced user experience, and the embedding and penetration of consumer scenes to make up for the lack of traditional consumer finance in the segmentation field.

  According to the report released by the National Finance and Development Laboratory, Internet consumer finance includes the following representative modes: one is the consumer finance of e-commerce platform, represented by Ant Financial, Jingdong Finance and Suning Finance; One is Internet consumer finance in market segments; One is the main installment shopping Internet consumer finance platform; One is the platform that focuses on mobile credit.

  Other institutions

  There are also some microfinance companies involved in consumer finance. Take AEON Group as an example, its microfinance company in Shenyang provides customers with installment payment services for durable consumer goods such as household appliances and furniture, which can achieve 30-minute approval, fixed monthly repayment, and no need for credit card or mortgage guarantee.

  (Ouyang Jie, Song Chao Chai Jin finishing)

April is the freshest month in the world! Eat seafood, mushrooms and cheese quickly.

  What is fresh in April? One of the five flavors, fish and sheep are fresh? Salty, savory, light and fresh? For a long time, umami has only been meaningful but unspeakable!

  Haiyang team

  Shrimp, crab and shellfish, seaweed and kelp, etc.

  Seafood season is coming soon, and the word "delicious" is the most appropriate to describe seafood.

  Amino acids, nucleotides and organic acids are the three main substances that give seafood flavor. For example, free glutamic acid in kelp is the highest known food, which is a typical flavor amino acid and one of the umami sources of shellfish, fish, shrimp, crab and other seafood.

  In addition, aspartic acid is also a fresh amino acid. More than 30 kinds of nucleotide flavor substances have been found, with 5′- inosinic acid, 5′- guanylic acid and 5′- adenylic acid as the representatives. Organic acids are mainly succinic acid and its sodium salt, which are abundant in marine shellfish.

  "Eating seafood has three realms: one is fresh, the other is fat, and the third is sweet." Keep the umami taste and eat fresh seafood, so that more umami substances will be preserved. Moreover, it is necessary to "cook lightly" without too much seasoning modification, and it is best to steam or cook directly, while the practice of spicy frying and braising in soy sauce destroys the umami flavor.

  Recommended dish: Steamed eggs with clam.

  Li Chunjing, a national senior Chinese cook and nutritionist, said: The protein content of clam is high, and the composition and proportion of amino acids are reasonable; Low fat content, high unsaturated fatty acids, easy to be digested and absorbed by human body, as well as various vitamins, calcium, magnesium, iron, zinc and other essential trace elements.

  There are many ways to eat clam, such as cooking, cold salad, stir-frying and stuffing, but if it is paired with eggs, steamed cooked food is fresh food with easy absorption of nutrients.

  Soak the clam in light salt water in advance to spit out the sediment, brush the shell with a brush, blanch it in a boiling water pot until the shell opens, and take it out and drain it. Take the tip and shell parts with scissors, and discard the rest. After the eggs are broken and scattered, sieve to remove the foam from the egg liquid. Add boiled water (or warm water) which is twice the volume of egg liquid. Add clam meat, stir well, cover with plastic wrap, prick a few small holes with a toothpick, steam with cold water in a steamer for 10-15 minutes, then pour sesame oil, light soy sauce and sprinkle chopped chives according to the population.

  Excellent members of processing team: air-dried ham, cheese, etc.

  It is not convenient to buy fresh and delicious food. Try air-dried ham and cheese that can be stored for a long time. These processed foods are more appropriately described as "salty and fresh".

  Why do you say that? Because these foods are added with salt during processing, salt endows ham with flavor, and at the same time, it is also a fresh-keeping agent for glutamic acid flavor. For example, the pH value of Jinhua ham often eaten makes glutamic acid exist in the form of glutamic acid-sodium with the strongest flavor, and lactic acid and aspartic acid are also the flavor substances, which are suitable for frying some light dishes.

  The same is true for cheese. Milk is rich in amino acids. After concentration, amino acids are also concentrated and have a strong flavor, and processed cheese will be added with salt to make it more delicious.

  Cooking with umami food has another advantage, that is, it can reduce salinity and inhibit bitterness, and adding sodium glutamate and 5′- nucleotide into food can make food have the taste of meat and enhance the original flavor of food. However, although this kind of food tastes fresh, it is high in salt, so we should pay attention to the intake.

  Recommended dish: Fried ham with green pepper.

  Nutritionist Xu Minglei: Salty ham has a high salt content and may contain nitrite. I suggest matching it with fresh vegetables rich in vitamin C, such as green pepper, cucumber, cabbage, rape and spinach, or eating more fruits rich in vitamin C after meals, such as apples, strawberries, kiwis and oranges. Vitamin C can block the combination of nitrite and amine, and reduce the harm of carcinogens to the body. Broccoli contains isothiohydrogen salt, which has a certain anti-cancer effect and is also a good match.

  It is recommended to use cooking and frying as the cooking method. Do not use high-temperature frying. Do not eat more than 100 grams each time, and eat once a week.

  Excellent members of the land team: mushrooms and bamboo shoots

  April is also the season for eating bamboo shoots, and its delicious taste is not bad. For example, the umami amino acids in asparagus contain aspartic acid, glutamic acid, alanine and glycine, and their contents determine the delicacy of food. The umami amino acids in tender tip, tender stem and old stem account for 44.40%, 57.10% and 56.30% of the total amount of 18 amino acids respectively, and the composition ratio is relatively high. Compared with the three parts, the umami taste of asparagus is slightly worse.

  Not only asparagus, bamboo shoots as seasonal food, but also a strong flavor, don’t miss it.

  Mushrooms have the strongest freshness among edible fungi, mainly because they contain more nucleotide substances, among which guanylic acid is the most abundant. Its umami flavor is not only related to its umami amino acids, nucleotides and carbohydrates, but also closely related to its unsaturated fatty acids, some vitamins, sodium and potassium ions and organic acids, which interact with each other and present a unique delicious taste.

  Especially dried mushrooms, it is best to stew in soup, and don’t pour out the water soaked in mushrooms. Add it to the stew or soup, and add it fresh.

  Recommended dish: salted fresh

  Nutritionist Mei Still: Salted fresh is a very seasonal food in Jiangsu and Zhejiang provinces. These three words have their own meanings. "Pickled" refers to salted pork, "fresh" refers to fresh pork, and "DuDu" is a Wu dialect, which means "stewed". Its soup is thick with white juice, the meat is crisp and fat, the bamboo shoots are fragrant and crisp, and the flavor is strong.

  Nowadays, this dish has been improved a lot. In addition to fresh meat, pork chops, pork trotters can also be used as ingredients, accompanied by venetian knots, fresh shrimps, etc. No matter what auxiliary materials are added, salted, fresh and preserved meat are indispensable, and bacon is a very special ingredient. The unique flavor is mixed with the fresh meat, and the unique delicacy of bamboo shoots makes this pickled and preserved thick soup.

  200 grams of bamboo shoots are peeled and cut into pieces, 300 grams of pork with pork belly is washed and cut into pieces, and 200 grams of bacon is washed and sliced. Put clear water in the pot, blanch bamboo shoots, put clear water in the pot, blanch pork and bacon, add clear water, pork and bacon in the casserole, boil it with strong fire, add wine, onion and ginger, simmer slowly until the meat is half-cooked, then add bamboo shoots and shrimps until it is cooked, skim off the floating foam, remove onion and ginger, and transfer. (Qiao Jingfang finishing)

About COVID-19 and other respiratory infectious diseases! Shenyang CDC released the latest reminder!

In February, although it is already in beginning of spring, the cold air is still active frequently, and it is chilly in spring, cold at first, and the temperature difference between day and night is large, so it is necessary to continue to pay attention to cold protection and warmth. At the same time, during the Spring Festival holiday, activities such as visiting relatives and friends, going out for a trip, gathering for dinner and other people’s mobility increased significantly, which led to an increase in the risk of disease transmission.

Shenyang CDC reminds residents to focus on the prevention and control of respiratory infectious diseases such as COVID-19, influenza, avian influenza, chickenpox and scarlet fever, viral diarrhea caused by norovirus and rotavirus, zoonotic infectious diseases caused by brucellosis in contact with infected cattle and sheep, and pay attention to the rational use of braziers, coal stoves and gas water heaters to guard against carbon monoxide poisoning.

Covid-19 infection

Shenyang still maintains a low epidemic level.

one

The reported cases of Covid-19 infection in Shenyang increased compared with last month, but it remained at a low epidemic level. Among the local cases, the JN.1 mutant strain from Covid-19 has become the dominant epidemic strain, which is affected by factors such as cross-regional mobility and increased crowd aggregation around the Spring Festival. February coincides with the Spring Festival, and the mobility and clustering of people have increased. It is expected that the epidemic situation in COVID-19 will gradually increase, and it is necessary to prevent the outbreak from rebounding and clustering.

Health tips

(1) Strengthen personal health management. Pay close attention to your family and your own health every day. When you have symptoms such as fever, dry cough, fatigue, sore throat, decreased sense of smell, diarrhea, etc., avoid going to school or work with illness, and go to a fever clinic in a nearby hospital as appropriate. Wear a mask all the way to the hospital and try to avoid taking public transport.

(2) It is suggested that the elderly aged 60 and above or those aged 18-59 with serious basic patients, people with low immune function and people with high risk of infection should be given priority to Covid-19 vaccine containing XBB mutant antigen. People who have completed the basic immunization of COVID-19 vaccine (2 doses or more) or who have been infected with Covid-19 and meet the vaccination conditions can be vaccinated.

(3) Wear masks scientifically according to the Guidelines for the Prevention of Respiratory Infectious Diseases (2023 Edition). Other countermeasures can refer to the flu.

flu

A variety of respiratory diseases alternate or co-epidemic.

2

The epidemic period of influenza began in October, and in the future, influenza virus will remain the most important pathogen of respiratory diseases. In February, the city will continue to present a trend of alternating or common epidemics of various respiratory diseases. Due to the continuous low temperature and large population movement during the Spring Festival, the data of influenza-like cases will continue to maintain a high level.

Health tips

(1) Encourage the elderly aged 65 and above, patients with basic diseases, children aged 6 months to 5 years, pregnant women, medical staff and other key groups to be vaccinated with influenza vaccine. Do a good job of personal protection and try to go to crowded places as little as possible.

(2) All kinds of crowded institutions and units should do a good job in the prevention and control of influenza, such as ventilation and disinfection, especially in places where air conditioners are turned on for a long time, windows are closed, and regional ventilation is poor.

(3) Open the window regularly for ventilation several times every day to keep the indoor air fresh. During the peak epidemic period, people should avoid going to crowded places. If there are related symptoms, they should seek medical advice in time, stay at home as much as possible, and go to work without illness to reduce the spread of the disease.

highly pathogenic avian influenza (HPAI)

Zhejiang reported H10N5 human avian influenza epidemic.

three

At present, it is the high incidence season of bird-to-bird epidemic during the migration of wild birds, and some areas in the south have closed the live poultry market. The H10N5 human avian influenza epidemic reported in Zhejiang has sounded the alarm. Experts believe that the whole gene analysis of the virus shows that H10N5 virus is avian in origin and does not have the ability to infect people effectively. This epidemic is an sporadic case of cross-species transmission from bird to human, and the risk of human infection is low, and no human-to-human transmission has occurred.

Health tips

(1) The public should avoid contact with sick and dead birds in daily life and try to avoid direct contact with live birds.

(2) Pay attention to food hygiene, improve self-protection awareness, wear a mask and seek medical attention as soon as possible if you have fever and respiratory symptoms.

(3) In the process of fever treatment, it is necessary to explain to the doctor the contact history of the patient’s wild animals and poultry, and never ignore the risk of human infection with avian influenza.

Infectious diarrhea

Risk increases, pay attention to personal protection

four

During the Spring Festival, people have more dinners and gatherings, frequent contacts, increased chances of contact with intestinal pathogens, and increased risk of viral diarrhea. Therefore, we should do a good job in protection and pay attention to personal hygiene and food hygiene and safety.

Health tips

(1) Pay attention to the safety of drinking water: Do not drink raw water, well water or non-standard sterilized water, but drink boiled water or bottled water.

(2) Pay attention to food safety: keep the environment, hands and food clean when preparing food; Separate raw and cooked foods to avoid cross-contamination; Raw fruits and vegetables should be washed; Food is cooked thoroughly to kill microorganisms; Both hot and cold food should be kept at a safe temperature. Choose a restaurant or restaurant with regular and good sanitary conditions to eat, and do not eat spoiled and stale food; Take-away food should be washed or cooked in advance on vehicles and during travel, and kept raw and cooked separately, and should not be stored for too long.

(3) Maintain hand hygiene: Regular hand washing is the most important and effective preventive measure to avoid enterovirus infection. Wash your hands carefully with soap and water for at least 20 seconds.

(4) Regular disinfection: infant bottles, toys, classroom floors, door handles, desks and chairs, teaching AIDS, school buses and other standardized disinfection.

(5) Protection: Wear gloves when cleaning vomit, feces and diapers, and then wash your hands thoroughly.

(6) Seek medical attention early: If symptoms such as nausea, vomiting and diarrhea appear, seek medical attention at the first time, and do not go to work or go to school with illness.

Original title: "About COVID-19 and other respiratory infectious diseases! Shenyang CDC released the latest reminder! 》

Read the original text

11 kinds of rice dumplings with novel tastes are tasted early, and they are so delicious that they can’t stop.

Author: Monyo in cowhide sauce

Talk a few words

Hello ducks, I am a cowhide sauce that loves life. I am keen to share the pits I stepped on and the weeds I pulled out. I hope my sharing can help the treasures, and I will not get lost!

The Dragon Boat Festival is coming soon. Has everyone eaten zongzi? All my friends who are familiar with me know that I am a real foodie, and I started to eat zongzi before the festival. No, I bought a lot of rice dumplings with novel tastes with the idea of early adopters. Before the Dragon Boat Festival, let’s share the taste and taste of these novel zongzi, and which one is the best.

1 Sanquan Jasmine Longjing Zongzi/Rose Black Tea Zongzi

This is a new Chinese zongzi produced by Sanquan, which has two flavors: jasmine Longjing tea and rose black tea. I bought both models. Let’s try them in turn. The weight of a single package is 200g, and each package contains 4 zongzi, which is equivalent to each zongzi with 50g of zongzi leaves. It belongs to a very mini small zongzi.

Jasmine Longjing zongzi is selected from Hangzhou Longjing and Yunnan Jasmine as the main raw materials. When the leaves of zongzi are opened, you can see that the zongzi has the faint natural green color of Longjing tea, rather than the green and transparent sense of science and technology on the packaging. Jasmine petals can also be seen in glutinous rice, and the stuffing inside is jasmine stuffing, which smells full of flower fragrance and tea fragrance. In one bite, jasmine fragrance, Longjing tea fragrance and zongzi leaf fragrance are mixed together, and the taste is very fresh and the sweetness is just right. It tastes like a dessert without the greasy feeling of traditional zongzi at all.

The raw materials of rose black tea dumplings are black tea and Yunnan roses. When you open the leaves, you can see that the appearance of dumplings is also natural light red and black, and it smells full of tea and roses. Some rose petals can be seen in the rose stuffing inside. The fragrance of roses, zongye and black tea is integrated into one, like a delicate Soviet-style sweet spot, but it is not too sweet, but just right.

2 Wufangzhai Zi Nuo Li Rong Zongzi

Wufangzhai is the representative brand of Jiaxing Zongzi. I believe many friends have eaten his egg yolk pork dumplings, ribs dumplings, big meat dumplings and so on. Not long ago, I just brushed this purple glutinous chestnut dumpling. I haven’t eaten it before. I took advantage of the festive atmosphere this year to taste it. This zongzi belongs to the standard zongzi size, with a single zongzi of 100g.

Zongzi is mainly composed of glutinous rice and purple glutinous rice. It seems that there is a little more glutinous rice, about 1/3 purple glutinous rice and 2/3 glutinous rice. This zongzi looks unremarkable, but it tastes delicious and chewy, and you can taste the mellow zongzi fragrance with one bite.

The addition of chestnut stuffing is also relatively large. This stuffing is very good, just right in sweetness, and it tastes very delicate. It can’t be stopped after eating. It is highly recommended.

3 Miss Black Sesame Walnut Five Black Grains Zongzi

Missing is a brand that started as a black sesame seed. It also introduced five black zongzi with black sesame seeds and walnuts. This zongzi has a pack of 400g, there are five in total, and the weight of a single zongzi is 80g. But from the appearance, it looks similar to the size of the previous tea brown. It should be that this zongzi has more materials and is thicker.

This zongzi looks completely purple. Besides glutinous rice, there are black rice, black kidney beans, black wheat, black quinoa and walnut kernels. It smells like grains mixed with zongzi leaves and tastes chewy.

The black sesame filling in the middle is the taste of his black sesame paste, which is very sweet but not too sweet. With the taste of miscellaneous grains, it goes straight to the taste buds on the tip of the tongue and can’t stop eating it if you are slapped.

40,000 Shouzhai Panda Bangbangzong

This kind of zongzi is different from ordinary zongzi wrapped in leaves. It is wrapped in a bamboo tube, with beautiful outer packaging and the shape of a national treasure, which is very eye-catching.

Each zongzi occupies a bamboo tube, and the weight given is relatively sufficient. A single zongzi is 180g, which belongs to the big zongzi. A packet of zongzi has four flavors, namely, milk yellow preserved fruit flavor, blood glutinous rice and taro paste flavor, eight-treasure bean paste flavor and yellow rice and jujube flavor.

Zongzi can be put into a bamboo tube and sealed with zongzi leaves, which should make the taste of zongzi more layered, with bamboo fragrance on one side and zongzi leaves on the other.

I presented four long chopsticks and a bamboo stick. I want to poke them out when I eat them. This design is quite interesting.

Of the four flavors, the rice dumplings with the taste of bloody glutinous rice and taro mud are the best. The taro mud is chewy and delicious with the fresh bamboo fragrance. It is simply not too delicious. It is highly recommended. The taste of Babao bean paste is similar to that of traditional zongzi. There is not much added Babao rice, which has little effect on the taste. What can be felt on the tip of the tongue is more the natural fragrance of zongzi and bamboo.

The taste and taste of rice dumplings with milk yellow preserved fruit are not bad. The preserved fruit is filled with a lot of stuffing, which tastes sweet and soft. Sweetheart lovers should like this taste. The rice dumplings with the flavor of yellow rice and candied dates are very similar to the traditional candied dates in taste and taste, but such a big rice dumpling with only one candied date is a bit not full of flavor, and it tastes more like the taste of alkaline rice dumplings, which I personally feel is average.

5 wonderful durian ice dumplings/mango ice dumplings

This kind of ice-covered zongzi has two flavors, mango and durian. It’s called zongzi, but it’s actually not a traditional zongzi. Just like the ice-covered moon cake, it’s ready to eat without cooking, so it’s very convenient to eat. Of course, it should be better if it’s iced.

Let’s take a look at the mango ice dumplings first. Its skin is transparent, and you can directly see the mango stuffing inside. When eaten alone, it is tasteless, but it is chewy. How can I put it? This taste is not bad.

The mango stuffing inside is rich in flavor, waxy and slightly sweet, but it is barely acceptable to eat with tasteless ice skin. This kind of stuffing is a bit like Zanba, and friends who like sweets should like it.

Durian ice dumplings are basically the same in appearance except for different fillings, and they are also wrapped with very chewy ice skin.

Personally, the taste and mouthfeel of durian stuffing are better than mango stuffing, and the taste is fuller. If you eat durian in one bite, you can try it boldly.

6 Sam stock black truffle cloud leg dumplings

The last finale is Sam’s soup with black truffles and cloud-legged zongzi. This zongzi is mainly flavored with soup with black truffles. It belongs to salty zongzi, with a single weight of 110g.

At first glance, the materials used in this zongzi are absolutely solid, including pork belly, lotus seeds, ham, egg yolk, black truffles and some fungi. It feels like a zongzi that integrates many delicacies. The addition of broth and black truffles makes this zongzi smell very fragrant, which makes people want to eat it right away.

It tastes very layered, and it combines the flavors of various delicacies. It smells so fragrant that there are no friends. I want to eat a second bite after eating one, and I can’t stop. If you like salty meat zongzi, try this zongzi, and it will definitely satisfy your appetite.

summary

These are the novel dumplings I shared this time. No matter whether they are sweet or salty, the taste is not bad. If you are tired of eating traditional dumplings, you can buy some and try them, and maybe you can explore a new world of your taste buds. What other novel flavors of zongzi have you eaten? Welcome to share in the comment area.

This article comes from what is worth buying website (www.smzdm.com).

The comedy animation "League of Bad Guys" burst into laughter and Awkwafina joined the dubbing.


1905 movie network news A few days ago, the animated comedy film released its first preview, and DreamWorks’ much-anticipated brand-new animated IP unveiled its mystery! The film is based on the best-selling comics in the world. The senior animator of the series first directed the tube, the ace producer made a heavy effort, and the dubbing stars were shining. The Emmy winners of the Golden Globe Awards gathered to give a voice! This film is scheduled to be released in North America on April 22nd, 2022.


The League of Bad Guys is adapted from the popular comic book of the same name. Its original work has been published in 16 million copies worldwide and has been on the authoritative bestseller list for more than 120 weeks. This time, it is re-presented in the form of a movie, and the "bad guy style" is about to sweep the big screen. In the notice released today, five "bad guys" who commit all kinds of evils — — The handsome pickpocket "Big Bad Wolf", the well-informed safe thief "Greedy Snake", the calm and calm camouflage master "Beautiful Belly Shark", the irritable thug "Piranha" and the glib hacker expert "Hacker Spider" appeared on the scene. They are the most notorious "bad guys alliance" and have committed numerous robberies over the years. However, as the world’s most wanted gang, it decided to become a model citizen? Is this a deception or a sincere repentance? An unexpected and hilarious hilarious adventure was staged, which can be said to be full of expectations.


It is worth mentioning that the behind-the-scenes lineup of this film is very strong. Director Pierre Perifil is famous in the industry for his participation in the animation production of Kung Fu Panda series films. In addition, he also served as an animator for Shrek 4 and other films. In 2019, the animated short film "Rabbit Ear Bag Beaver" directed by him was shortlisted in the top 10 best animated short films of Oscar. Damon Ross and Rebecca huntly, the gold medal producers of DreamWorks, are escorting the film. They have been engaged in the development and production of many animations such as The Boss Baby’s Magic Hair Elf, which can be described as rich experience. In addition, the dubbing lineup of this film is also worth looking forward to. Many powerful actors, such as Oscar for Best Supporting Actor, Golden Globe Award for Best Actress in Movies-Musical Comedy, and Emmy Award for Best Supporting Actress in Comedy Series, poured their hearts out. They have different styles, but they cooperated seamlessly. The regrouping of the "Bad League" will surely bring a wonderful story of ups and downs, laughter and tears.


In addition, as a brand-new IP of DreamWorks, this film is not limited to the original, but has been re-created on the basis of inheriting the iconic elements in the book, as director Pierre Perifil said: "We have built a new story, but we are still faithful to the characters and related experiences in the original." Impressively, in the preview, the cool racing scene and the fierce action drama can be described as very eye-catching. In order to create the most distinctive picture, the film draws a lot of inspiration from animated films from different countries, and combines the action scene with the humorous interest in character design and animation style, and finally presents a happy and charming effect. The director bluntly said: "Our action scenes in this movie are very special, and you will never forget them!"


In 2022, "League of Bad Guys" will be released with laughter, so stay tuned!


The Central Meteorological Observatory lifted the typhoon blue warning at 10: 00 on October 7.

  This year’s 23rd tropical storm "Fete" weakened into a tropical depression at 9 o’clock this morning in Jian ‘ou City, Fujian Province. At 9 o’clock, its center was located at 26.8 degrees north latitude and 118.4 degrees east longitude, with a maximum wind force of 7 (16m/s) and a minimum pressure of 998 hectopascals.


  It is estimated that "Fete" will move to the south-west direction at a speed of 15-20 kilometers per hour, and its intensity will continue to weaken.


  Because the intensity of "Fete" is obviously weakened and the wind force near the center is very small, the Central Meteorological Observatory lifted the typhoon blue warning at 10 o’clock this morning, but its residual circulation will still cause heavy rainfall in Jiangsu, Anhui, Shanghai, Zhejiang, Jiangxi, Fujian and other places. Please continue to pay attention to the subsequent wind and rain impact caused by "Fete".



  In addition, the No.24 strong typhoon "Danasi" has been strengthened into a super typhoon at 8 o’clock this morning. At 8 o’clock, its center is located on the northwest Pacific Ocean about 850 kilometers east of Taipei, Taiwan Province, China, which is 25.2 degrees north latitude and 130.2 degrees east longitude. The maximum wind force near the center is 16 (52 meters per second), the lowest pressure in the center is 935 hectopascals, and the radius of the 7-level wind circle is 350 kilometers.


  It is estimated that Danas will move to the north-west direction at a speed of 25-30 kilometers per hour, and its intensity will be maintained or slightly strengthened. From this afternoon to night, "Danas" will move into the southeastern part of the East China Sea.



  Affected by cold air, Feite and Danasi, there will be 7-9 winds in the southern part of the Yellow Sea, most of the East China Sea, the Yangtze River estuary, Hangzhou Bay, the coastal areas of Zhejiang and Shanghai from this afternoon to tomorrow noon, among which the winds in some sea areas are 10-12, and the winds in the nearby sea areas where Danasi Center passes can reach 13-16; There are heavy rains or rainstorms in central and southern Jiangsu, southern Anhui, Shanghai, Zhejiang, northeastern Jiangxi and northern Fujian. Among them, there are heavy rains (100-150 mm) in parts of northern and western Zhejiang, southeastern Anhui and northeastern Jiangxi.



(Source: Editor of Central Meteorological Observatory: Shi Long)

The annual funding amount is more than 290 billion yuan. Big data helps students with accurate and efficient funding.

  Some time ago, Lu Wei, a graduate of Beijing Institute of Technology, returned to her hometown and became a directional Selected Graduates in Guangxi Zhuang Autonomous Region. Talking about this choice, she said: "With the help of the national funding policy, I successfully completed my studies. I am duty-bound to return from my studies and build my hometown. "

  Like Lu Wei, thanks to the increasingly sound student financial aid system, more and more students are no longer out of school because of family financial difficulties, but also get incentives for self-improvement and all-round development. The reporter learned from the Ministry of Education that at present, China’s student financial aid has realized the combination of multiple policies of "award, assistance, loan, exemption, diligence, supplement and reduction", with an annual subsidy of 160 million people and an annual subsidy of more than 290 billion yuan.

  The system is more complete

  All classes, all schools and all students with financial difficulties from families are fully covered.

  Fu Huiping was born in a remote mountain village in Hongya County, Meishan City, Sichuan Province. In 2012, her father was accidentally injured at the construction site, resulting in lifelong disability, which made the poor family worse.

  "Just when we were most embarrassed, the care of the party and the government came quietly." Fu Huiping said that during junior high school, on the basis of the "three exemptions" policy of compulsory education, she enjoyed an annual living allowance of 1,250 yuan for students from poor families and an annual education poverty relief fund of 2,000 yuan. During senior high school, I will enjoy 3,000 yuan of state grants and 1,500 yuan of educational poverty relief funds every year.

  With the continuous support, Fu Huiping was able to study with peace of mind. Last year, she was admitted to Sun Yat-sen University with excellent results. At the same time, she received a subsidy of 5,000 yuan from 1000 yuan and Yucai Education Foundation for freshmen, and applied for a student loan.

  "Along the way, I remember everyone who helped me and every student fund." Fu Huiping said: "I want to turn care into the driving force to move forward, study hard, and pass on love and hope."

  To protect people’s livelihood and warm people’s hearts, student financial assistance is related to education equity and people’s livelihood well-being. In recent years, from the establishment and implementation of the pre-school education funding system, to the exemption of tuition and miscellaneous fees for students with financial difficulties in ordinary high schools, to the establishment of national scholarships for secondary vocational schools, and the introduction of national funding measures for college students to enlist in military service, the scope of student funding has gradually expanded and the scale has steadily increased, achieving three full coverage of the funding policy "all classes, all schools and all students with financial difficulties in families".

  Not long ago, the Notice on Adjusting and Perfecting the Relevant Policies of Student Loans was issued, which clearly stated that the maximum loan amount per student per year of national student loans would be increased by 4,000 yuan, the interest rate of national student loans would be reduced by 30 basis points, and the commercial student loans for graduate students would be carried out at the same time. The relevant person in charge of the Ministry of Education said that with full consideration of China’s economic and social development and the changes in students’ needs for assistance, the funding policies for each school section will be gradually improved.

  "China’s student financial aid policy system includes not only the policy of helping the poor, but also the policy of rewarding the excellent and encouraging and guiding. The introduction, adjustment and improvement of each financial aid policy have been fully investigated and demonstrated, which not only draws lessons from international common experience, but also considers China’s economic and social development, and strives to solve the urgent problems of the people, fully demonstrating the characteristics of China." Ding Xiaohao, a professor at Peking University Institute of Education, said.

  Help is more accurate

  Big data analysis has become a staff assistant for student financial assistance.

  Li Yafeng, from Zhangbei County, Zhangjiakou City, Hebei Province, was both excited and anxious when he received the admission notice from Xi ‘an Jiaotong University: "There was a rainstorm and flood disaster this summer, and our family suffered serious economic losses. I don’t know if I can apply for a difficult subsidy in a situation like mine? "

  When I was at a loss, the phone call from the school counselor solved the urgent needs of Li Yafeng’s family. "Before entering the school, the teacher gave me a detailed introduction to the funding policy, and guided me to apply for a special subsidy for disaster relief and apply for a student loan. At the time of registration, students will be admitted through freshmen ‘ Green channel ’ I entered school smoothly, and the school also distributed necessary daily necessities such as mattresses. " Li Yafeng said that these cares made him feel very warm.

  In the process of student financial aid, how to ensure that no one is left behind, that no student is dropped out of school because of family financial difficulties, and how to put every penny into practice and play its role? "Accuracy" becomes the meaning of the title.

  "Precision funding should be supported by informationization, so that data can become a staff assistant for student funding." Sun Zao, deputy secretary of the Party Committee of Xi ‘an Jiaotong University, introduced that the school has set up a big data analysis and service platform, comprehensively opened up the business systems of 16 departments, including academic work, teaching, enrollment and employment, and built a multi-dimensional and full-cycle growth file for students, so as to accurately depict students and accurately identify the aided students. For abnormal situations such as sudden changes in consumption habits, decline in academic performance, irregular attendance and rest, through early warning information, counselors and class teachers are reminded to follow up in time to carry out difficult subsidies, academic counseling, employment counseling, psychological assistance and other related work.

  Accuracy is the inevitable requirement and the basic method of student financial aid. Henan province has fully implemented the national funding system, implemented the data periodic reporting system, realized the informationization of funding management, and also developed a facial recognition supervision system to promote the funding into the "one card" distribution of benefiting the people and farmers; Peking University opened the Yanyuan sailing project to help the funded students in a grid way, so as to realize the cross coverage of the financial aid managers and sailing instructors for students with financial difficulties; Zhongnan University of Economics and Law encourages faculty and staff to integrate home visits of poor students into work such as out-of-town investigation, exchange and discussion, social practice, etc., and strive to improve the accuracy of the identification of funded objects … … Schools around the country take measures to ensure that student financial assistance is fairer and more efficient.

  "Starting from formulating the basis for identification, refining the working procedures, and establishing a comparison mechanism, we can accurately identify the aided students, find the accurate base, use technical means to carry out smart funding, and use big data analysis to carry out invisible funding. Nowadays, the accuracy and timeliness of the implementation of student financial assistance policies have been significantly enhanced." Ding Xiaohao said.

  Cultivate more comprehensively

  Attach importance to the improvement of students’ comprehensive quality and ability

  Some time ago, Liu Liwen, a student of Beijing University of Posts and Telecommunications, participated in a theme social practice that impressed him deeply. During the 10 days, the team members came to Tibet, made an investigation in the border villages in Lajiao Township, Luozha County, carried out patriotic propaganda in rural primary schools, and patrolled the border with border guards and border guards … …

  "I come from a remote township in Sichuan. As a beneficiary of the student financial aid policy, I have the opportunity to come to the frontier and witness the development, changes and prosperity of the motherland. I am very grateful to the country and the school, and I will work harder, be more tenacious and be more active in my future study and life." Liu Liwen said.

  "It is one of the important goals of our student financial aid work to let students enter the society, go deep into the front line, understand the national conditions and people’s feelings, and cultivate the feelings of home and country." Alice Chan, director of the Financial Aid Center of Beijing University of Posts and Telecommunications, said that the school has gradually established an all-round and diversified financial aid and education system to ensure that every aided student has a secure life, motivation to learn and a platform for development.

  In recent years, student financial aid has gradually extended from security to development, and the aided students have developed in an all-round way. Schools all over the country integrate socialist core values into scholarship selection, grant application, student loan handling, work-study and other links, carry out in-depth inspirational education, gratitude education and honesty education, focus on cultivating students’ spirit of striving for Excellence, glorious consciousness of labor and self-improvement quality, and guide students to establish a correct outlook on success, employment and values.

  At the same time, under the guidance of the subsidy policy, "solving difficulties — Educating people — Become a talent — A virtuous circle of feedback has gradually taken shape. Hundreds of thousands of aided normal students have devoted themselves to rural basic education, which has improved the quality of rural teachers; A total of 750 thousand college graduates have taken root in the central and western regions, hard and remote areas and old industrial bases, optimizing the structure of grassroots cadres and professionals; A total of 1.76 million people have enjoyed state funding for military service (including direct recruitment of non-commissioned officers), which has promoted the modernization of national defense and the army.

  "Student financial aid must adhere to the people-oriented principle. While doing a good job in economic assistance and life assistance, we should pay more attention to students’ quality training and ability improvement, give more support and help in study and study, provide and create more opportunities in social practice, and provide more guidance and help in employment and entrepreneurship." The relevant person in charge of the Ministry of Education said that it should be a higher pursuit of student financial assistance to make every child grow into a talent and realize his life dream.

  (Zeng Yuxi participated in the writing)