I. Setting background

　　In April 2018, the city issued the Notice on the Sustainable Action Plan of "Shenzhen Blue" in 2018, which clearly updated the city’s dump trucks. In August 2018, the city formulated the Work Plan for the Renovation of Shenzhen Dump Truck, Mixer Truck and Off-road Mobile Construction Machinery (Shenjian Waste Pipe [2018] No.23), which further deployed the replacement of dump trucks and put forward the work requirements for vigorously promoting pure electric dump trucks. In November, 2018, our city issued the Implementation Measures for Excess Emission Reduction Award of Pure Electric Dump Truck in Shenzhen (Shen Fa Gai Gui [2018] No.4) (hereinafter referred to as the "Implementation Measures"), which clearly defined that pure electric dump trucks that were put into operation between November 14, 2018 and December 31, 2019 and met certain parameters will be given after reaching the relevant operating mileage assessment conditions. In December 2020, with the consent of the municipal government, our Committee, together with the municipal transportation department and the municipal finance department, jointly issued the Measures for the Assessment of Operating Mileage of the First Batch of Pure Electric Dump Truck in Shenzhen (2018-2019) and the Payment of Excess Emission Reduction Awards (Shenfa Gaigui [2020] No.7) (hereinafter referred to as the Assessment and Payment Measures).

　　Second, the main content

　　The Measures for Assessment and Issuance is divided into six chapters, including general principles, reward objects and standards, statistical assessment of operating mileage, application and disbursement of incentive funds, supervision and management, and supplementary provisions, with a total of 27 articles. The Measures for Assessment and Payment generally follow the principles and guiding ideology of the Measures for the Implementation of Awards. The technical conditions, award standards and operating mileage assessment objectives of the award targets remain unchanged, with emphasis on optimizing and adjusting the payment methods of award funds, further clarifying and refining the mileage assessment methods, preventing and controlling various risks, and accepting the supervision of the whole society.

　　(1) What is the reward for excessive emission reduction of pure electric dump trucks?

　　The reward for excessive emission reduction of pure electric dump trucks mentioned in the Measures for Examination and Issuance refers to the financial reward given by pure electric dump trucks after they produce excessive emission reduction effect in the operation process. This reward is a subsidy for the use of links, which is essentially different from the purchase reward of new energy vehicles. The object of the reward for excess emission reduction is the unit engaged in the operation of pure electric dump trucks, which has the effect of excess emission reduction, that is, the owner unit registered in the driving license of pure electric dump trucks registered in this city.

　　(2) Which vehicles are eligible to apply for excessive emission reduction incentives?

　　The municipal transportation department will verify the qualification conditions of vehicles that meet the reward standards, and establish a database of pure electric dump trucks with excessive emission reduction incentives through vehicle identification numbers (VIN codes). Vehicles included in the database must meet the following conditions to qualify for the award:

　　1. The peak power of the vehicle driving motor is more than 350kw, and the continuous driving mileage is more than 300 kilometers according to the full-load constant speed method. This index is subject to the announcement of the Ministry of Industry and Information Technology and the Vehicle Product Type Inspection Report; The maximum climbing degree with full load should be greater than 50%, which is subject to the special test report of Test Method for Automobile Climbing Steep Slope (GB/T 12539-2018).

　　

　　　2. The model has been included in the Catalogue of Recommended Models for Promotion and Application of New Energy Vehicles and the Catalogue of New Energy Vehicles Exempted from Vehicle Purchase Tax, which conforms to the Technical Specification for Fully Closed Intelligent Heavy Dumpers (SZDB/Z284-2017) and has been included in the catalogue of new dump trucks in Shenzhen. The requirements shall be subject to relevant announcements.

　　3. The first time the vehicle is put into operation is within the period specified in the Measures for the Implementation of Awards, specifically from November 14, 2018 to December 31, 2019, subject to the operation time registered in the Road Transport Certificate.

　　(3) What is the reward standard for excessive emission reduction of pure electric dump trucks?

　　The excess emission reduction reward of pure electric dump trucks is calculated according to the mileage, and the reward standard per kilometer is: 800,000 yuan/225,000 kilometers (accurate to two decimal places), and the upper limit of the reward standard for bicycles is 800,000 yuan/car.

　　(4) How to assess the operating mileage?

　　1. Vehicles applying for excessive emission reduction incentives for pure electric dump trucks should be equipped with satellite positioning systems that meet national standards, and connected to the dynamic data monitoring platform for new energy vehicles, and the platform will conduct statistical assessment of operating mileage.

　　2. The whole vehicle dynamic data monitoring platform for new energy vehicles engaged in mileage data statistics shall meet the technical requirements of Technical Specification for Remote Service and Management System of Electric Vehicles (GB/T 32960.3-2016). Priority should be given to coordinating the national monitoring and management platform for new energy vehicles or the local platform in our city as a special platform for statistics of mileage data of pure electric dump trucks.

　　(5) When will the mileage assessment be stopped?

　　Vehicles that apply for the excessive emission reduction reward of pure electric dump trucks will trigger one of the following situations, that is, stop the operation mileage assessment:

　　1. The operating mileage that has been assessed and counted reaches 225,000 km/car, and the bonus fund that can be applied for reaches 800,000 yuan.

　　2. The time has exceeded September 30, 2025.

　　3. Loss of vehicles.

　　4. The vehicle is transferred out of our city.

　　(six) how to deal with the dispute over the operating mileage assessment data?

　　The municipal transportation department organizes monthly statistics on the operating mileage data of pure electric dump trucks, and publicizes them to the outside world.

　　During the publicity period, dump truck owners who have objections to the statistical data of operating mileage may lodge a complaint with the municipal transportation department. The complaint needs to provide proof of mileage data of the national monitoring and management platform for new energy vehicles in the same period, vehicle trajectory, vehicle running log, business contract and other supporting materials. If there is statistical deviation after the review, it shall be adjusted according to the actual situation. Unable to provide supporting materials, it will not be accepted.

　　(seven) how to apply for incentive funds?

　　The municipal transportation department shall establish a reporting system of incentive funds for excessive emission reduction of pure electric dump trucks to carry out the acceptance, review and distribution of incentive funds. All units registered with the driving license of pure electric dump trucks should apply for the reward of excessive emission reduction of pure electric dump trucks in the declaration system, and fill in the application for reward funds online. After the applicant signs and signs the contents of the application, it will be uploaded back to the declaration system and formally put forward an application for incentive funds.

　　(8) How does the owner of the pure electric dump truck calculate the bonus funds that can be applied for?

　　All units of pure electric dump trucks can apply for excess emission reduction incentive funds on a monthly or cumulative basis according to the confirmed operating mileage data. You can apply for excess emission reduction incentive funds every month = the operating mileage of the last month that has been publicly confirmed * (800,000 yuan/225,000 kilometers). Award funds are in yuan, accurate to two decimal places.

　　(9) After the pure electric dump truck is transferred, how to apply for incentive funds?

　　If the pure electric dump truck is transferred in the city, the owner of the driving license at the time of applying for the excess emission reduction award shall be the reward object. If the pure electric dump truck is transferred out of this city, it will no longer be assessed for its operating mileage, and the excess emission reduction reward for subsequent operating mileage will be cancelled.

　　(X) How to ensure the demand for extra budget incentive funds?

　　Excess emission reduction incentive funds are arranged by the financial budget and included in the departmental budget of the Municipal Transportation Bureau on an annual basis, and are subject to open and fair management and social supervision. When the annual budget funds are insufficient, the incentive funds will be distributed in the order of capital declaration. The difference between the incentive funds to be distributed and the current year’s budget funds shall be included in the next year’s budget.

　　(11) What behaviors of the owner of the pure electric dump truck will be considered as illegal?

　　The violations involved in the Measures for Assessment and Issuance include but are not limited to:

　　1. Deceive incentive funds with fictitious vehicles.

　　2. Fictitious operating mileage through idle driving, etc.

　　3. Upload false data to the mileage statistics platform through technical means.

　　4. Other violations of fund application and integrity management.

　　(12) What are the disciplinary measures for the identified violations?

　　Enterprises that illegally defraud excess emission reduction incentive funds will be disqualified from applying for funds, and the municipal transportation department will recover the illegally received excess emission reduction incentive funds according to law. Enterprises that declare violations and receive incentive funds will be included in the public credit information management system and the "blacklist" of incentive funds for excessive emission reduction of pure electric dump trucks according to law, and will be made public; No incentive funds will be arranged for enterprises included in the "blacklist".

　　CCTV News:580,000 new 5G base stations were added, the shipment of 5G mobile phones was 144 million, and the number of 5G terminal connections exceeded 200 million … … This year, China’s 5G is flying fast. Wen Ku, director of the Information and Communication Development Department of the Ministry of Industry and Information Technology, said at the press conference held by the State Council Office today (24th) that up to now, the goal we set at the beginning of the year, that is, all cities have 5G coverage, has also been achieved.

　　Wen Ku introduced, terminal, 1-mdash; In November, the domestic market shipped 144 million 5G mobile phones, and there were 199 new models on the market, accounting for about half of all mobile phones, one was 51.4%, and the other was 47.7%. In terms of the number of users, the growth is very fast, and the number of 5G terminal connections has exceeded 200 million. In terms of application, this year’s third contest collected more than 4,000 5G application cases reported by everyone. These projects have shown unexpected and very useful effects in hot areas such as intelligent manufacturing, medical care and energy.

　　In the next step, the Ministry of Industry and Information Technology will work with relevant departments to further optimize the layout of data center construction, improve the level of application development, and gradually improve the application types, cloud service capabilities, application depth and software richness, which will strongly support the digital development needs of 5G and all walks of life.

　　In addition, Wen Ku also stressed that he hoped that local governments would have a comprehensive and reasonable expectation for the development of 5G, not only focusing on the goal of network construction, but also making more efforts in the application of 5G. Although the promotion of 5G applications in various places is very strong now, it is far from enough compared with the difficulties we are facing and the future development needs. It is necessary to further strengthen the summary, promotion and exploration and innovation of 5G applications in combination with the development of local economy and industry, and form a benign development model of "promoting use with construction and promoting construction with use".

　　Zhang Xiaohui, reporter of Economic Observer Network On January 5, 2024, Tiansheng Pharmaceutical Group Co., Ltd. (002872.SZ, hereinafter referred to as "()" or "Tiansheng Pharmaceutical") disclosed the progress announcement on receiving criminal judgment and litigation matters.

　　In December, 2023, criminal judgment [(2022) Yu 01 Chu Zi No.21] delivered by Chongqing No.1 Intermediate People’s Court (hereinafter referred to as "Chongqing No.1 Intermediate People’s Court") showed that Liu Qun, the controlling shareholder and actual controller of ST Tiansheng, was sentenced to 19 years’ imprisonment and Tiansheng Pharmaceutical was acquitted.

　　The actual controller was sentenced to 19 years in prison, which is rare among listed companies. ST Tiansheng said that the company obeys the judgment and does not appeal; Liu Qun appealed.

　　Sentenced to 19 years.

　　The announcement of Tiansheng Pharmaceutical on April 26, 2018 disclosed the details that Liu Qun was taken away at that time: "On Saturday evening of March 24, 2018, Li Hong, the then general manager of the company, signed the information with the words’ lien’ in the relevant authorities, and the information was taken away by the relevant departments."

　　It has been five years and ten months since Liu Qun was taken away by the relevant departments of Chongqing for investigation on March 24, 2018. The case of Liu Qun was quite complicated, which led to the dismissal of the directors of several 3A hospitals in Chongqing.

　　Liu Qun used to be the chairman of Tiansheng Pharmaceutical. In the latest judgment of Chongqing No.1 Intermediate People’s Court, he was charged with:

　　He was convicted of bribery, sentenced to 11 years in prison and fined 1.5 million yuan. He was sentenced to two years’ imprisonment and fined RMB 300,000. He was sentenced to 11 years in prison and confiscated his personal property of RMB 8 million. He was convicted of misappropriating funds and sentenced to seven years in prison. False litigation was sentenced to one year’s imprisonment and fined 200,000 yuan. Decided to execute a fixed-term imprisonment of 19 years, fined RMB 2 million, and confiscated personal property of RMB 8 million.

　　At the beginning of his arrest, Liu Qun was also "suspected of producing and selling counterfeit drugs".

　　In May 2019, more than a year after Liu Qun was put on file for investigation, the indictment of the First Branch of the Chongqing Municipal People’s Procuratorate showed: (1) The defendant Liu Qun and the defendant Tiansheng Pharmaceutical were suspected of bribery and bribery to the unit; (2) The defendants Liu Qun and Li Hong and the defendant Tiansheng Pharmaceutical were suspected of producing and selling counterfeit drugs; (3) Defendants Liu Qun and Li Hong are suspected of the crime of duty embezzlement and misappropriation of funds; (4) Defendant Liu Qun is suspected of false litigation’s crime.

　　The crime of "suspected production and sale of counterfeit drugs" quickly changed.

　　In December 2019, the Decision of the First Branch of Chongqing Municipal People’s Procuratorate on the Change of Prosecution (No.1 of the First Branch of Chongqing Inspection Institute [2019]) showed that the prosecution determined that the legal application of the nature of the production and sale of counterfeit drugs by the defendant Tiansheng Pharmaceutical and the defendants Liu Qun and Li Hong had changed, and they were no longer investigated for criminal responsibility for the crime of producing and selling counterfeit drugs.

　　In March, 2020, Liu Qun and Tiansheng Pharmaceutical received the first criminal judgment [(2019) No.68 of Chongqing No.1 Intermediate People’s Court], and the judgments were as follows: 1. Tiansheng Pharmaceutical, the defendant, committed the crime of bribery in the company and decided to impose a fine of RMB 3.8 million. 2. Defendant Liu Qun committed the crime of bribery of the unit, bribery of the unit, embezzlement of duty, misappropriation of funds and false litigation, and decided to execute 19 years’ imprisonment, and fined RMB 2 million and confiscated property of RMB 8 million. 3. The defendant, Liu Qun, was ordered to pay back RMB 91,824,926,000 which was occupied by Tiansheng Pharmaceutical. 4. The defendant Liu Qun was ordered to pay back the misappropriated RMB 33.25 million from Tiansheng Pharmaceutical. The case changed again during the trial.

　　In January 2022, Tiansheng Pharmaceutical said that the company received a criminal ruling from Chongqing Higher People’s Court, which ruled that: 1. The criminal judgment of Chongqing No.1 Intermediate People’s Court (2019) No.68 at the beginning of Chongqing 01 sentence was revoked. 2. Sent back to Chongqing No.1 Intermediate People’s Court for retrial.

　　Tiansheng Pharmaceutical and Liu Qun waited for the latest verdict in December 2023. Tiansheng Pharmaceutical was not guilty, and Liu Qun was sentenced to 19 years in prison again.

　　The rare crime "false litigation crime" was triggered by bribery.

　　Among Liu Qun’s many crimes, one "false litigation crime" is rare. According to the judgment obtained by Economic Observer Network, Liu Qun’s crime was caused by bribing Li Jianping, president of Nanchuan District People’s Hospital in Chongqing (which has been handled separately).

　　On March 27, 2017, the Chongqing Commission for Discipline Inspection disclosed that Li Jianping, deputy secretary of the Party Committee and president of Nanchuan District People’s Hospital, was suspected of serious violation of discipline and was currently under organizational review.

　　After Li Jianping was investigated, Liu Qun, then chairman of Tiansheng Pharmaceutical, who had a lot of business dealings with Nanchuan District People’s Hospital, quickly sought a lawyer to discuss the countermeasures.

　　It turns out that Liu Qun once paid a bribe of RMB 1 million to Li Jianping through his younger brother Li. In order to cover up the fact of bribery of 1 million yuan, Liu Qun recruited Li and lawyer Song, and made up an IOU between Chongqing Taihong Construction Engineering Co., Ltd. (hereinafter referred to as "Taihong Company") and Li, trying to turn the bribe of 1 million yuan into a false loan relationship.

　　Li issued an IOU, "I received RMB 1,000,000 Yuan only from Chongqing Taihong Construction Engineering Co., Ltd. (according to the payee: Li on December 5, 2016). And on March 15, 2017 (after Li Jianping was investigated), he paid the interest of 19,500 yuan in the first quarter to Taihong Company. Since then, Li has not paid the loan interest to Taihong Company.

　　After Li’s breach of contract, Liu Qun instructed Taihong Company to file a lawsuit against Li through the People’s Court of Tongnan District of Chongqing (hereinafter referred to as "Tongnan Court") and recover the "remaining money". Without knowing it, Tongnan Court made a judgment on September 27, 2017 to support Taihong Company to recover the arrears.

　　The case was protested by the First Branch of Chongqing Procuratorate in 2019.

　　The reason for the Chongqing prosecutor’s protest is that at the end of 2016, Tiansheng Pharmaceutical and Liu Qun (bribery crime has been dealt with) thanked Li Jianping, the former president of Nanchuan District People’s Hospital, for his help in Tiansheng Pharmaceutical’s business, and gave him a "benefit fee" of 2 million yuan. In March, 2017, Liu Qun learned that Li Jianping was investigated by the Chongqing Commission for Discipline Inspection (Supervisory Committee) for alleged violation of discipline, and was afraid that the fact of his bribery crime would be discovered. He arranged for Liao to draw up a plan, instigated Li to sign the false loan contract with Taihong Company, and arranged for Li to pay the quarterly interest payment from December 5, 2016 to March 4, 2017, and forged false loan repayment materials.

　　On May 8, 2020, Tongnan Court revoked the original judgment of this case and rejected the claim of Taihong Company. Tongnan court said in the judgment:

　　We believe that there is no real loan relationship between Taihong Company and Li in this case. In order to cover up the criminal act of Tiansheng Pharmaceutical Group Co., Ltd. and Liu Qun, the person in charge, bribed Li Jianping, Taihong Company and Li Mou maliciously colluded, fabricated facts, forged false loan relationship materials, and filed a lawsuit in our hospital, which constituted false litigation. This behavior not only hinders the order of social management, but also hinders the order of judicial trial, and harms the national interests and social public interests.

　　Finally, among many crimes, Liu Qun was sentenced to one year’s imprisonment for this false litigation crime.

　　Liu Qun not only paid bribes to Li Jianping, but also the directors of several 3A hospitals in Chongqing were dismissed. Besides Li Jianping, there were Ma Mingyan, former director of Dianjiang People’s Hospital in Chongqing, and Wang Xiaobo, director of Fuling Central Hospital in Chongqing. (For details, please refer to the Economic Observer’s June 2, 2018, "Tiansheng Pharmaceutical Case against Chongqing Pharmaceutical Anti-corruption Storm: Three senior executives have an accident and four hospital deans have been investigated")

　　In addition to the directors of these hospitals, Liu Qun also "corrupted" local party and government officials through bribery.

　　An article on the website of the State Supervision Commission of the Central Commission for Discipline Inspection on October 13, 2018 entitled "The circle of relatives, the circle of WeChat, the circle of fellow villagers, the circle of wine tasting … is keen on engaging in" small circles "and something will happen one day" shows that Hong Chengyi, the former deputy secretary of the Wanzhou District Committee of Chongqing, is keen on the culture of "circles". He "made relatives" with Liu Qun, the chairman of Tiansheng Pharmaceutical, and made his daughter recognize Liu Qun as "michel platini" Conniving at Liu Qun’s involvement in his family affairs, he not only directly lets him hold a birthday party for himself, but also takes Liu Qun back to his hometown in Xiushan during the Spring Festival every year, giving red envelopes and lucky money to his relatives and friends, and gradually becomes a "prey".

　　After Liu Qun’s accident, his son Liu Shuang, born in 1993, took over as chairman and general manager of Tiansheng Pharmaceutical. Since ST Tiansheng was acquitted, the company’s share price rose for four consecutive trading days from January 2, 2024, including two consecutive trading days. On January 8, ST Tiansheng’s share price fell to 5.64 yuan per share after rising, with a total market value of 1.794 billion yuan.

　　Despite this, the share price of ST Tiansheng is still 9.94% higher than before the disclosure of its judgment.

　　Liu Qun’s case has caused quite a shock among the officialdom, hospitals and pharmaceutical enterprises in Chongqing. Because Liu Qun appealed, the case is not over yet, and the reporter of Economic Observer Network will continue to follow up the report.

　　Xinhuanet Beijing, January 3 (Chen Junsong) Recently, the National Development and Reform Commission, the Ministry of Finance, the Ministry of Housing and Urban-Rural Development and other national ministries and commissions held annual work meetings to deploy key tasks for the new year. These meetings contain many new policy paths, revealing a new prospect of benefiting people’s livelihood this year.

　　Housing: increase the effective supply of rental housing.

　　"Houses are used for living, not for speculation." At the National Conference on Housing and Urban-Rural Construction, the Ministry of Housing and Urban-Rural Development reiterated this position, and stressed that this year we should continue to maintain the continuity and stability of regulatory policies with the goal of stabilizing land prices and housing prices.

　　Judging from the contents of the meeting, developing the rental market is one of the tasks that the Ministry of Housing and Urban-Rural Development pays close attention to. The meeting made it clear that the short board of rental housing should be filled, and the measures should be exerted from both ends of supply and demand.

　　Supply-side measures include increasing the effective supply of public rental housing in megacities and big cities, accelerating the construction of rental housing, and promoting the pilot work of collective land construction of rental housing; The demand side is to improve the renting ability of renters, such as deepening the reform of housing provident fund system, studying the establishment of residential policy financial institutions, and increasing the support for low-income families and new citizens in cities and towns to rent houses.

　　The State Council recently officially released the Interim Measures for Special Additional Deduction of Personal Income Tax, which stipulates that special additional deduction includes housing rent. For renters, this is undoubtedly a great new year’s benefit.

　　In addition, the Ministry of Housing and Urban-Rural Development has included "accelerating the solution to the housing difficulties of low-and middle-income groups" as its central task this year, including developing shared property housing according to local conditions and promoting the transformation of shanty towns.

　　On December 29, 2018, the C1508 train of Xintong High-speed Railway left Ganqika Station. On the same day, with the official opening of the new (Xinmin) Tong (Tongliao) high-speed railway, Inner Mongolia Autonomous Region was merged into the national high-speed railway network for the first time. Xinhua News Agency reporter Yan Dongsheng photo

　　Transportation: 3200 kilometers of new high-speed railway line has been put into operation.

　　The working meeting of the Ministry of Transport proposed that in 2019, the investment in fixed assets of highways and waterways should be about 1.8 trillion yuan, 200,000 kilometers of rural roads should be newly rebuilt, and major projects such as Beijing Daxing International Airport should be completed as scheduled.

　　At the same time, a comprehensive three-dimensional traffic network planning outline for the next 30 years will be compiled to meet the needs of building a transportation power, and the construction of a comprehensive three-dimensional traffic corridor in the Yangtze River Economic Belt will be accelerated.

　　It is worth noting that the revision of the Highway Law, Toll Road Management Regulations and Rural Highway Regulations has also been placed in an important position in the work of the Ministry of Transport next year.

　　The above-mentioned "one law and two regulations" began to solicit amendments on December 20 last year, among which the "Regulations on the Management of Toll Roads" attracted much attention. There are six major changes in the revised draft of this regulation, including raising the threshold for toll roads, and not charging for new first-and second-class roads, independent bridges and tunnels.

　　The regulation also requires the implementation of the State Council’s request to promote the cancellation of provincial toll stations on expressways. At the end of last month, Jiangsu, Shandong, Chongqing and Sichuan, as the first batch of pilot provinces, took the lead in canceling 15 provincial toll stations on expressways.

　　The revised draft of Highway Law has also carried out a top-level design for cost reduction, in which it is clear that in the future, highway development should focus on non-toll roads and appropriately develop toll roads.

　　On the railway side, the working meeting of the National Railway Corporation requires that the national railway fixed assets investment should be maintained at a strong scale, ensuring that 6,800 kilometers of new lines will be put into operation in 2019, including 3,200 kilometers of high-speed rail. The data shows that by the end of 2018, the mileage of China’s high-speed rail has exceeded 29,000 kilometers.

　　On November 16, 2018, students from Jizhou District Vocational Education Center in Hengshui City showed their paper works. In recent years, Jizhou District, Hengshui City, Hebei Province has continuously increased its capital investment in vocational education, and trained order-based professional talents through "school-enterprise combination" and "work-study combination", which has been welcomed by employers. Xinhua News Agency reporter Wang Xiaoshe

　　Employment: Make every effort to ensure a stable employment situation.

　　In the recent working meeting, the Ministry of Human Resources and Social Security put "improving and implementing policies and measures to stabilize employment and making every effort to ensure the stability of the employment situation" at the top of the six key tasks this year.

　　Employment is the biggest livelihood. At present, China’s economic operation is changing steadily. Under this background, the role of employment as a "stabilizer" is particularly important.

　　In fact, recently, measures to stabilize employment have been intensively introduced. The Ministry of Human Resources and Social Security and other three departments jointly issued the "Guiding Opinions on Promoting All-round Public Employment Services" at the beginning of last month, requiring public employment service institutions at all levels to provide 10 basic services such as vocational training, vocational introduction and vocational guidance free of charge.

　　In November last year, the State Council issued "Several Opinions on Doing a Good Job in Promoting Employment at Present and in the Future", which clearly stated that it is necessary to increase the support for stabilizing posts. For insured enterprises that do not lay off employees or lay off fewer employees, 50% of the unemployment insurance premium actually paid in the previous year can be returned.

　　Employment assistance for key groups is also steadily advancing. For example, the Ministry of Education put forward a number of specific measures to guide college graduates to work at the grassroots level and to small and micro enterprises.

　　On November 7, 2018, Michael Hurley of Voith Company took a group photo with the product at the China International Import Expo(CIIE). Xinhua News Agency reporter Fang Yushe

　　Consumption: Cultivating Domestic Market and Expanding New Growth Point of Consumption

　　A number of ministries and commissions proposed to cultivate the domestic development market and promote consumption. It can be expected that with the intensive release of policy dividends such as increasing income and reducing taxes in 2019, the new space for upgrading consumption will continue to expand.

　　Consumption has become the first driving force of China’s economy. Data show that in the first three quarters of 2018, consumption contributed 78% to economic growth. Since January this year, a number of income-increasing bonus packages have been fully implemented, such as the special additional deduction policy for personal income tax.

　　The National Development and Reform Commission proposed that this year we should actively expand new growth points of consumption, promote the formation of a strong domestic market, and improve the overall level of the national economy.

　　At the National Business Work Conference, the Ministry of Commerce made comprehensive arrangements in terms of innovating circulation methods, optimizing the consumption environment, and expanding the supply of goods and services to further promote consumption upgrading in 2019.

　　The Ministry of Industry and Information Technology proposes to continuously upgrade and expand information consumption, support product innovations such as wearable devices, consumer drones, intelligent service robots and virtual reality, and guide local governments to build a number of new information consumption demonstration cities.

　　At the same time, the Ministry of Industry and Information Technology will also take measures to release the potential of the digital economy, such as continuing to speed up and reduce network fees, promoting a substantial reduction in roaming charges between the mainland and Hong Kong and Macao, promoting the expansion of inter-network bandwidth, upgrading the existing websites and apps with IPv6, and accelerating the deployment of 5G businesses.

　　Shangnan Road, Rangtang County, Sichuan Province, is nearly 40 kilometers long and meanders in the mountains above 3000 meters above sea level. At the end of 2017, after the reconstruction and expansion of Shangnan Road, it facilitated the travel of Tibetan herdsmen and became the "heavenly road" for local Tibetan herdsmen to get rid of poverty and become rich. This is Shangnan Road photographed by a drone on August 20, 2018. Xinhua News Agency reporter Jiang Hongjing photo

　　Get rid of poverty: ensure another 10 million rural poor people are reduced.

　　The Central Economic Work Conference emphasized that in order to fight the tough battle against poverty, we should make concerted efforts, focus on solving the outstanding problems facing the realization of "two guarantees and three guarantees", and increase the efforts of poverty-stricken areas and special poverty groups such as "three districts and three States" to fight poverty.

　　Poverty alleviation has entered the most critical stage. The national poverty alleviation and development work conference requires that next year, prevention of returning to poverty should be placed in a more important position to ensure that the rural poor population will be reduced by about 10 million. In addition, it is necessary to remove the hats of about 300 poverty-stricken counties and basically complete the planning and construction tasks of ex situ poverty alleviation and relocation in the 13 th Five-Year Plan.

　　The Ministry of Housing and Urban-Rural Development has proposed that in 2019, all the remaining 1.6 million dangerous houses with four key targets, such as poverty-stricken households with established files, will be included in the annual renovation plan. The Ministry of Transport also requires that qualified towns and villages be paved with hardened roads before the end of this year, so as to complete the task of traffic poverty alleviation.

　　The National Development and Reform Commission, the Ministry of Finance, and the Ministry of Agriculture and Rural Affairs all proposed to win the battle against poverty. Among them, the Ministry of Agriculture and Rural Affairs clearly stated that "it is necessary to ensure that the fight against poverty cannot be delayed and resolutely win the battle against precision poverty".

　　It can be expected that with the joint efforts of many parties, the living conditions in poverty-stricken areas will be further improved and the work of getting rid of poverty will be solidly promoted.

　　

　　Text/Global magazine reporter Zhang Haixin

　　Editor/Le Yanna

　　Home, a place closely related to people’s lives, a place where productivity changes are easily detected.

　　"Print 3 beef labels", as soon as the voice falls, the labels of ingredients with shelf life will be automatically printed and entered into the ingredients database synchronously. Every time a package is taken, the number of beef in the background will be updated synchronously, so there is no need to worry about the ingredients being expired and wasted.

　　To wash clothes, the washing machine automatically detects the residual amount of laundry liquid, and once it is insufficient, it immediately beeps and gives an alarm, and it can also automatically lower the laundry liquid storage basket for easy access.

　　If you want to take a nap, the bedroom lights will automatically adjust the illumination according to the weather conditions, and the air conditioner and humidifier will jointly customize the professional-grade sleeping atmosphere …

　　One venue, 101 original technologies, and dozens of intelligent scenes-this is the appearance of home depicted by Haier Zhijia Pavilion at the 2024 China Household Appliances and Consumer Electronics Expo (AWE 2024), and it is also the new appearance of "traditional home" when it meets new quality productivity.

　　In the 1980s, Haier has become one of the important representatives of traditional manufacturing in China. Today, it has become an important window to observe the new round of productivity changes. Why is it always Haier? The reason may be not only the success of its products, but also that it has found a paradigm, a way for traditional industries to "new". Along this path, China’s huge traditional industrial resources can be activated and become an important position to cultivate new quality productivity.　　

Go for the "new"

　　In this year’s government work report, "vigorously promoting the construction of modern industrial system and accelerating the development of new quality productive forces" is listed as the first task. What is the new quality productivity? How to develop new quality productivity according to local conditions? All walks of life are actively exploring.

　　Many industry experts believe that the new quality productivity is roughly composed of three "new", namely, new manufacturing, new services and new formats.

　　The first dimension: new manufacturing. New manufacturing lies in new technology. What can be called "new quality productivity" must not be ordinary scientific and technological progress or marginal improvement, but subversive scientific and technological innovation. It is precisely subversive products and technology that push the production possibility curve of Haier Zhijia and realize new expansion and leap.

　　The research and development of home appliance industry is like an iceberg, from module to product to user experience, which belongs to the part above the water surface of the iceberg. The general research and development of the industry is at this stage. For example, if an air purification module is carried on a certain product, a new product with air purification function can be obtained. However, the research and development of Haier Zhijia is to find a way in theory and principle, that is, to carry out research and development and innovation in the deep water below the surface of this iceberg.

　　For example, in the past, the preservation of meat was usually achieved by freezing, but after freezing, ice crystals would destroy the cells of meat, resulting in nutrient loss and poor taste. In view of this, Haier Zhijia has successfully developed the "magnetic control cold fresh technology" for three years, which can keep the taste of cold meat unchanged for 10 days.

　　This is just a silhouette of Haier’s wisdom family bravely breaking into the deep water area and insisting on in-depth research and development. Haier Zhijia also has a 3D perspective drying technology specially developed to solve the problem of drying down jackets and other clothes. There are "flat-embedded refrigerator" and "full-embedded invisible range hood" specially designed to solve the problem that traditional products can not be flush embedded and affect the appearance; The "wild pot anti-dry burning" gas stove specially developed to avoid the risk of dry burning, etc …

　　In the past year, Haier Zhijia has listed more than 1,000 original technical products, adding 37 international leading scientific and technological achievements. Today, Haier Zhijia has been the first scientific and technological position in the industry in four aspects: patents, standards, national recognition and industrial design.

　　These original technologies are the powerful foundation for the traditional manufacturing enterprises to upgrade to high-end, intelligent and green with the new quality productivity characterized by high technology, high efficiency and high quality.

　　The second dimension of Haier’s wisdom to be "new" is new service. In 1966, the famous economist Greenfield put forward the concept of producer service when studying the classification of service industry. Since then, producer service has become an increasingly important part of the total GDP of developed countries around the world. In other words, to realize Chinese modernization, we must accelerate the development of producer services; To achieve high-quality manufacturing in China, we must also develop high value-added producer services. Haier Zhijia has been working hard for it.

　　In the past, Haier Zhijia was able to respond to users’ after-sales service demand at the first time and provide professional and sincere after-sales service. Haier Zhijia is synonymous with good service in China. In the era of Internet of Things, users’ needs are changing. Haier Zhijia has built a digital platform for users in the whole process of pre-sale, mid-sale and after-sale, opening up online and offline global contacts, bringing more efficient and convenient smart service experience and redefining the concept of user service in the new era.

　　Haier Zhijia entered the stage of fully implementing digitalization, and carried out the digital transformation of the whole process from intelligent manufacturing, logistics management, online and offline integrated sales to after-sales service. After the intergenerational breakthrough of the big model, the intelligent process of Haier Zhijia’s customer service accelerated and its service ability jumped sharply.

　　In Haier Zhijia, the story of "sincerity forever" continues, but it has a new service connotation in the new era.　　

Reconstruct a new format

　　An ant has no wisdom, no desire and no plan, but if many ants gather together, it will give birth to the wisdom of creatures that do not belong to this dimension. This is the emergence phenomenon described by John Holland in Emergence: From Chaos to Order.

　　This is also the third dimension of Haier’s intellectual development of new quality productivity-the ultimate form of new format. Take yourself as a platform and build an unbounded ecology. After everything is connected, wisdom will emerge.

　　Through years of exploration, Haier Zhijia has built a cross-regional and cross-industry co-creation and sharing platform by using globalization and digitalization. Haier Zhijia has built an efficient global supply chain collaboration system, laid out a global 10+N open innovation system offline, and built a HOPE innovation ecological platform online, linking 1 million+first-class resources and 250,000+experts around the world.

　　The infinite integration of resources has opened the evolution of Haier’s intellectual family. First of all, it promotes the optimal combination of production factors and opens up globalization and collaborative innovation in all fields. For example, in the United States, the most common laundry scene is that one laundry needs two machines, which not only takes a long time to wash and dry, but also consumes a lot of electricity. In this regard, GE Appliances, Haier Qingdao and Haier Europe "joined forces" to develop a Combo ultra-efficient washing and drying machine, which shortened the washing and drying time that the industry generally takes 6 hours to complete to 2 hours and saved energy by 50%.

　　Secondly, it breaks the shackles of industry boundaries and allows the wisdom of different industries to coexist. For example, in the traditional concept, although home and home appliances are highly related, they have always been in two parallel worlds. People should consider the unity of styles of home appliances, home furnishing and home improvement, and the size, color, shape and location should be perfectly matched. Three-winged bird will open up the home appliance and home furnishing industries, and consumers can customize the overall solution of home appliances and home furnishing in one stop according to their own needs. This new mode of home appliance integration subverts the traditional whole-house intelligent mode, but also brings new opportunities to some traditional home appliance and home appliance distributors, distributors and store operators. The construction of the brand of Three-winged Bird Scene has transformed Haier Zhijia from a smart home appliance to a smart home, opening up a new growth space, and at the same time realizing the transformation from products to scenes, bringing users the best life experience. By the end of 2023, Triwinged Birds had provided smart living solutions for 413,000 families.

　　Finally, the transformation of productive forces will also reconstruct production relations and open a new form of integration between consumers and producers. The identity of consumers will change greatly. They will become a "producer" from a single consumer and participate in the design and production process of enterprise products. On the user side, the intelligent interaction engine proposed by Haier Zhijia can customize the perception and stimulate effective demand through personalized interaction; On the supply side, flexible production can be realized through network collaboration and accurate allocation of resources. In this way, consumers can participate in the whole product design process. In Haier’s view, consumers are not bystanders, but promoters of new quality productivity.　　

Towards "world-class intelligent living ecological enterprise"

　　Haier Zhijia, which is going "new", has not only opened a new chapter in the upgrading and transformation of traditional household appliances, but also pushed it to "world-class intelligent living and ecological enterprise" and achieved global leadership.

　　At present, Haier has ranked first in the global retail volume of large household appliances brands in Euromonitor for 15 consecutive years, and achieved the first market share in six countries including the United States, Japan and New Zealand, and entered the top three in nine countries including India and Italy, and entered the top five in five countries including the United Kingdom and the Philippines.

　　Behind the dazzling achievements, Haier Zhijia insisted on the road of independent brand creation for more than 30 years. This road is risky, costly and has a long payback period, but it is a "difficult and correct road". In the 1990s, domestic enterprises set off a tide of "going out to sea", but most enterprises chose to do trade, because the threshold of OEM is low and it is easy to obtain immediate profits and scale. However, Haier Zhijia gave up such a relatively experienced way of "going out to sea" and chose to "make a brand" to carry out the "trinity" localization layout of R&D, manufacturing and marketing overseas.

　　The investment is large, the cost is high, and the financial data is not good-looking. Haier Zhijia’s "going out to sea" model has been questioned, and the road to brand creation is difficult and long. However, Haier Zhijia firmly believes that it is necessary not only to sell its products to the world, but also to take root in people’s hearts.

　　"I am a Haier fan. After I went to college, I chose Haier’s new life package. The product has been with me for four years; Now that I have graduated for more than ten years, I have taken up my job, got married and got married. I once again choose Haier household appliances. I think Haier is the representative of excellent brands. Haier is making progress and is trustworthy. I want more people to know this fact. " Mr. Yamato, a Japanese user, explained why he chose Haier Zhijia. After many years, Haier Zhijia finally ushered in the harvest period and gained a lot of fans overseas.

　　Haier Zhijia achieved the first market share in the United States and Japan through its own brand Haier and the acquisition of GE Appliances and AQUA. Moreover, it took Haier Zhijia only two years to turn GE Appliances, which had suffered losses for many years, into profit, and it took Japan Sanyo Household Appliances only eight months to turn losses.

　　How did Haier Zhijia do it to bring the enterprises that have suffered losses for many years back to life? This is due to the localization of its "trinity" and the mode of "one person and one person", which enables enterprises to achieve zero distance with users. It is also in the mode of "one person and one person" that employees’ enthusiasm is stimulated, and many innovations tailored to local conditions emerge one after another, which also makes Haier Zhijia gain a firm foothold in markets such as the United States and Japan.　　

　　With the footsteps of Haier Zhijia traveling all over the world, more miracles of win-win cooperation are still happening. When the "brief history of the future" of intelligent manufacturing opens, this new-quality productivity revolution, which originated in China, will also inject new vitality into the world economy.

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　　Source: China People’s Bank, wind information Cartography: Cai Huawei.

　　Preventing and resolving major risks is one of the three major battles in the decisive period of building a well-off society in an all-round way. Financial security is not only related to the overall economic situation, but also closely related to people’s lives. Especially in recent years, various emerging financial platforms and products have emerged in an endless stream. While solving the "pain point" of demand, new technologies and new means have also brought some hidden risks. Many financial security problems are emerging from people and gradually accumulating and expanding.

　　Starting from me, everyone is the first gatekeeper of financial risks by understanding financial knowledge, enhancing risk prevention awareness and cultivating a rational view of wealth. Starting from today, this newspaper launched a series of reports "Rejecting the financial risks around us", focusing on three areas that are closely related to daily life but also need to be regulated — — Consumer loan market, payment industry and internet insurance, introduce new financial products, rationally analyze possible hidden risks, explore ways to resolve risks, and make people’s financial life safer and more satisfactory.

　　Convenient and quick, refueling for consumption.

　　From high-end furniture, jewelry and antiques to digital products, refrigerators and televisions, consumer loans have supported the rapid development of the retail consumer market.

　　"In August this year, the whole family was preparing to travel abroad. At that time, it was just in time to pay the English training fee for the children. It cost about 70,000 to 80,000. Unfortunately, at that time, the money was a little tight, so I thought I could borrow some money." Xing Hui, an employee of a state-owned enterprise in Nanjing, finally chose a bank consumer loan with lower interest rate after comparing the products of banks and Internet financial platforms.

　　Because it was only a short-term emergency, Xing Hui borrowed it for one month, with a quota of 50,000 yuan, and the interest rate was three ten thousandths per day, so the annual interest rate was about 10%. "Maybe it’s because I had a good credit in the bank before, and the loan approval was particularly fast. Apply on mobile banking, and after a few hours, 50,000 yuan will arrive. " Xing Hui said. After the repayment, the bank called to show the consumption details, and Xing Hui photographed the payment voucher and sent it, which passed smoothly.

　　But recently, loans have not been so "loose". "I want to apply for short-term consumer loans these days, and I found that the bank’s pre-loan review is strict, and the materials required are more specific. Bank staff said that it is necessary to strictly review the use of loans at all levels to apply for consumer loans now. " Xing Hui said.

　　In addition to banks, consumers can also obtain loans from consumer finance companies, e-commerce platforms, Internet staging platforms and small loan companies. More and more young people are beginning to try new ways of consumer loans.

　　Wen Nie just graduated from school of visual arts, Shanghai, majoring in photography. During his internship at the TV station, Wen Nie had a wish to photograph the natural beauty of his hometown Shennongjia with drones. After comparing prices on various e-commerce platforms, Vinnie finally chose to buy a DJI UAV in 24 phases on an e-commerce platform, just in time for the interest-free activities of the platform, and the repayment for each phase was only 225 yuan.

　　"At that time, I could get an internship salary of more than 2,000 yuan per month, and the repayment pressure was not great, so I didn’t need to reach out to my parents for money. Now, I am used to buying various electronic products by installment, such as mobile phones and computers that I use now, all of which are bought in this way. " Vinnie said.

　　In recent years, consumption has replaced investment as the first driving force of economic growth, which is inseparable from financial support. According to the data of the People’s Bank of China, this year is 1-mdash; In September, residents added 1.49 trillion yuan of short-term consumer loans, which was 1.79 times that of last year. Consumer finance showed explosive growth. From high-end furniture, jewelry and antiques to digital products, refrigerators and televisions, there are corresponding financial services and products in various consumer fields.

　　"Residential sector loans include mortgage loans and consumer loans. In recent years, the financing balance of the residential sector has risen rapidly. By the end of 2016, the balance of residential mortgage loans in China was about 20 trillion yuan, and the balance of consumer loans was only five or six trillion yuan. Mortgage loans were equivalent to about four times that of consumer loans. In mature markets such as the United States, the debt balance of the residential sector exceeds that of the enterprise sector, and the proportion of mortgage loans and consumer loans is equivalent in the financing balance of residents. It is conceivable that with the development and upgrading of the consumer market and financial products in the future, there is still a lot of room for growth in consumer loans. " Ceng Gang, director of the Banking Research Office of the Institute of Finance of China Academy of Social Sciences, said that if the growth rate of 20% is predicted, the scale of China’s consumer credit will exceed 12 trillion yuan by 2020.

　　The down payment is not enough, and consumer loans come together.

　　Due to the differences in customer groups and risk control capabilities, the proportion of consumer loans provided by various financial and non-financial institutions may be higher.

　　While boosting people’s consumption, there are also many problems in the consumer loan market, such as numerous participating institutions, mixed fish and dragons, lax examination of the qualifications of lenders, and inadequate supervision of the amount and use. Coupled with the irrational consumption and borrowing of borrowers, consumer loans are transformed into "down payment loans" and "investment loans", which breeds potential risks.

　　At the beginning of this year, Chen Jing, an employee of a cultural enterprise in Beijing, wanted to change the school district for her children. Suddenly, the purchase restriction policy was introduced intensively, and Chen Jing panicked, fearing that the subsequent cost of buying a house would be higher and higher. The seller who talked about it also felt that he could not wait any longer, for fear that the house price would fall. Together, the two families decided to pay a quarter of the total price of the house as a down payment, and passed the house first.

　　I haven’t sold my house, and I have to pay millions of yuan for it. Where did so much money come from? Chen Jing pieced together several million yuan, and the remaining fund gap can only be solved by loans. "At that time, it was more convenient to apply for a loan from the bank. The bank saw that my previous credit record was relatively good, and quickly gave me a credit loan. The money was directly transferred to the account, and then I could control it freely. As long as the repayment can be made on time, the bank should not be too concerned about how to use the money. " Chen Jing said that the interest rate is acceptable, which is about 30% higher than the benchmark interest rate. "Now the mortgage has not been fully completed. When the mortgage and credit loan are paid together, the pressure is still not small, and it will cost about 40,000 yuan a month."

　　Chen Jing learned that in addition to this kind of loans directly transferred to the borrower’s account, some banks’ loans give the borrower a spending limit, which requires actual consumption behavior before they can be used. But this is not without a "flexible" approach, you can find a merchant to cash out, as long as you pay a certain handling fee.

　　"Now bank loans are much stricter, and it is difficult to get a maximum loan of 1 million yuan, which is basically about 300,000 yuan, and the interest rate has also risen a lot. Asked a few months ago, it is basically at least 40%. " Chen Jing learned that recently, it began to strictly investigate the flow of consumer loans, cracked down on down payment loans, and banks strictly controlled the misappropriation of personal consumer loans to purchase houses.

　　Looking at the unclear flow of consumer loans, we can’t just stare at banks. "There are also various types of financial and non-financial institutions that provide consumer loans, and there is also the possibility of entering the property market, and the proportion is higher. This year, the special rectification of Internet finance continued, and the number of platforms in peer-to-peer lending decreased, but the trading volume of platforms increased. The data shows that in the first half of the year, the national online loan turnover reached 1.93 trillion yuan, a year-on-year increase of 72.81%. At the same time, the loan balance of small loan companies reached 960.8 billion yuan in the first half of the year, an increase of 31.3 billion yuan over the beginning of the year, which was the first time in the past three years. Online lending platforms and small loan companies do not monitor the flow of funds, and the possibility of misappropriation of funds is high. There are also a few platforms and intermediaries that directly provide loan support for the down payment of house purchases. " Dong Ximiao, a senior researcher at Chongyang Financial Research Institute of Renmin University of China, said.

　　Different customer groups and different risk control capabilities also make risks more concentrated in the field of consumer loans outside banks. "Different consumer platforms serve different people and face different risks. The customers served by commercial banks have stable income, good credit records, rational consumption concepts and relatively controllable risks. And serving students, migrant workers, blue-collar workers, etc. ‘ Long tail crowd ’ The risk of consumer finance platform will be higher. Under normal circumstances, the platform’s risk control ability is insufficient, and the consumption scene is missing. It will choose to cover high risks with too high interest rates. The consequences of this will breed circular risks, causing long-term borrowing, borrowing new and returning old, and inappropriate collection methods. " He Fei, a senior researcher at the Development Research Department of Bank of Communications, analyzed.

　　Fill the gap and protect consumers.

　　Some platforms have insufficient information disclosure, and the interest rate is not high, but when all kinds of expenses are added up, the comprehensive cost is very high.

　　The risk can’t be underestimated, but the turbidity current is not mainstream. Risk trigger points such as loan misappropriation and excessive borrowing are not the main reasons for the rapid growth of consumer loans.

　　"The real reason for promoting the growth of residents’ short-term consumer credit scale is that in the process of consumption upgrading, the credit demand space of retail customers is gradually opened. With the rising income level of residents and the improvement of consumption and payment technology, people’s demand for consumer financial products will become stronger and stronger, and the consumer loan market and the retail market complement each other and promote each other. " Ceng Gang said, of course, we should also pay attention to the possible impact of excessive leverage in the residential sector.

　　The "melee" between financial institutions and non-financial institutions should be changed, and all kinds of institutions engaged in consumer loan business should be strengthened in supervision, and unified regulatory standards and requirements should be applied without discrimination.

　　"The sources of lending funds for many platforms are unclear and there is a risk of long-term lending, which implies that the flow of funds between platforms is quite frequent. Supervision must first find out the source of funds for platforms. Secondly, it is necessary to conduct in-depth investigation on the customer acquisition method, risk control and scenario expansion of a single platform, and eliminate and clean up a number of informal consumer finance platforms. And check the legality of all subjects in the consumer loan ecological chain, including the consumer loan platform itself, the Internet giants and other diversion platforms, personal credit reporting pilot institutions, third-party collection agencies, third-party data providers, etc., and severely crack down on interest collusion and illegal interest transfer. " He Fei said that we can learn from some foreign experiences, strengthen supervision, and strengthen legislation and market access mechanisms. In particular, it focuses on the access standard, licensed operation, interest rate ceiling setting, loan use limitation, platform exit mode, etc.

　　There must be comprehensive and perfect consumer protection laws and regulations. Ceng Gang introduced that in mature markets such as the United States, institutions engaged in consumer credit have higher entry barriers, and the regulatory rules concerning retail business are more stringent than those concerning public business. These countries think that the customers of retail business are less able to identify risks than companies and need protection more. On the contrary, the consumer credit market has developed relatively late and its scale is not large. Before, it focused more on protecting the interests of financial institutions and neglected the protection of lenders. In the future, with the continuous development of the consumer loan market and more and more people involved, it is even more necessary to fill the gap and escort everyone’s financial life with regulations.

　　"Now some platforms have insufficient information disclosure. The interest rate mentioned is not high, but when all kinds of expenses are added together, the comprehensive expenses are very high. " Ceng Gang said that some platforms use this way to induce consumers to borrow excessively, without making borrowers fully aware of the troubles and consequences that high interest rates may bring to themselves. In particular, minors, or students who are not deeply involved in the world, have a vague understanding of risks and are more likely to over-consume and over-borrow.

　　In the long run, we should speed up the construction of an honest society and improve the personal credit information system. He Fei said that at present, the construction of China’s credit system is still difficult to support the rapid development of the credit society, and the personal credit information system lags behind the development of credit, which leaves a loophole for illegal platforms. The regulatory authorities should cooperate with public departments, formal financial institutions, licensed consumer finance companies, large-scale Internet platforms, personal credit reporting pilot institutions, large-scale data companies, etc. to jointly promote data information sharing and market-oriented credit reporting system construction and support the development of consumer credit business.

　　For individual residents, they should borrow reasonably and control leverage according to their own economic ability. Dong Ximiao said that in general, the monthly repayment expenditure should be controlled below half of the household income, and it is best not to exceed one third.

　　Consumer finance company’s products have small single credit line and fast approval; Internet consumer finance embeds consumption scenes.

　　Where can I apply for a consumer loan? (Extended reading)

　　At present, the institutions engaged in consumer finance business in the market can be roughly divided into four categories: commercial banks, consumer finance companies approved by the China Banking Regulatory Commission, Internet consumer finance, including e-commerce platforms and Internet staging platforms, and other institutions such as small loan companies.

　　commercial bank

　　Commercial banks engage in consumer finance mainly through the following three forms: first, holding or participating in consumer finance companies; The second is to cooperate with various e-commerce platforms to realize the extension of consumption scenarios. The third is to independently launch credit products and build an e-commerce platform. Commercial banks have a huge customer base and massive user consumption data, so they can provide diversified innovative credit products through the analysis of customers’ consumption habits and credit ratings.

　　consumer finance company

　　Consumer finance companies are positioned as a supplement to traditional banks, mainly targeting low-and middle-income groups and emerging customer groups. Compared with banks, it has unique advantages and competitiveness because of its small single credit line, fast approval, no mortgage guarantee and flexible service.

　　The current business models of consumer finance companies can be divided into three categories. One is mainly based on offline channels; A main online and offline e-commerce model; There is also a category that positions itself as an Internet finance company.

　　Internet consumer finance

　　With the popularity of the Internet, the combination of the Internet and consumer finance is closer, and all aspects of traditional consumer finance activities have realized electronization, networking and informationization, greatly improving the efficiency of consumer finance. Compared with traditional consumer finance, Internet consumer finance has distinct characteristics: massive data support, enhanced user experience, and the embedding and penetration of consumer scenes to make up for the lack of traditional consumer finance in the segmentation field.

　　According to the report released by the National Finance and Development Laboratory, Internet consumer finance includes the following representative modes: one is the consumer finance of e-commerce platform, represented by Ant Financial, Jingdong Finance and Suning Finance; One is Internet consumer finance in market segments; One is the main installment shopping Internet consumer finance platform; One is the platform that focuses on mobile credit.

　　Other institutions

　　There are also some microfinance companies involved in consumer finance. Take AEON Group as an example, its microfinance company in Shenyang provides customers with installment payment services for durable consumer goods such as household appliances and furniture, which can achieve 30-minute approval, fixed monthly repayment, and no need for credit card or mortgage guarantee.

　　(Ouyang Jie, Song Chao Chai Jin finishing)

　　This time may be the most unpleasant New Year’s Eve for Mr. and Mrs. Zhu. On the afternoon of December 31st, last year, he went from Qingbaijiang to Chengdu Second Ring Expressway and got off at Guanghan North Toll Station of Chengmian Expressway. What puzzled him was that the toll was actually 37 yuan. "Second round is not free? How is the toll booth collecting my money? "

　　After discovering that there was a problem, Mr. Zhu refused to pay the toll. The couple stayed at Guanghan North Station for more than an hour, put the car at the toll booth and took a taxi to leave, only to pick up the car one day later. Mr. Zhu therefore asked the toll booth to apologize and compensate for the losses.

　　In this regard, the staff of Sichuan Chengmian Expressway Company said that the system problem led to overcharge, not that the toll station wanted to deliberately overcharge.

　　Second, I ran around for 14 kilometers to collect 34 yuan?

　　On the same day, after seeing "37 yuan" on the pricing display screen of Guanghan North Toll Station, Mr. Zhu couldn’t believe it: "A lot? That’s right. We didn’t collect any money when we came here by Jianyang (Second Ring Road) in the morning. We came here from the second ring road on Jintang Station in Qingbaijiang Chengxiang, and it’s impossible. " Mr. Zhu couldn’t help protesting.

　　In the video of driving recorder provided by Mr. Zhu to reporters afterwards, a woman who talked with Mr. Zhu responded: "Erhuan is now collecting money."

　　37 yuan’s toll, Mr. Zhu’s calculation is not correct: "Take the second round on the Qingbaijiang Castle, run to Chengdu-Mianyang Expressway, up to 14 kilometers, and Chengdu-Mianyang is 10 kilometers north of Guanghan. Then the 10 kilometers will be charged to 3 yuan, and the 14 kilometers around the second round will be as high as 34 yuan?"

　　Mr. Zhu called the complaint telephone number of Guanghan North Toll Station of Chengdu-Mianyang Expressway and the high-speed traffic police alarm telephone number 12122. "The former told me that there would be expenses for the second round. However, the staff of 12122 told us that there is no charge for the second round (currently), and we only need to pay the cost of the cotton section. " Mr. Zhu recalled. Chengdu Business Daily reporter inquired that according to relevant policies, the entire second ring road is temporarily free of charge.

　　Toll station call: System problems should only be given to 3 yuan.

　　"At that time, the toll booth staff at that place couldn’t solve it and refused to provide the leadership phone." Mr. Zhu called Sichuan Chengmian Expressway Company. "The company said they didn’t know, and told me to leave my phone number and wait for a reply. I waited for an hour and didn’t reply." During this period, Mr. Zhu said that he had asked the toll collectors if there was a similar situation before. "The staff told us that we had collected so many cars, so you had questions, and everything else was collected and left." Mr. Zhu said.

　　"After 7 o’clock, we didn’t get any reply, and no one told us to park next to it for processing. The family urged to go home for dinner, and the 110 alarm could not be handled. The police said that they couldn’t wait to lock the car and leave, so we parked the car at the toll gate and took a taxi home. " Ms. Peng recalled.

　　Mr. and Mrs. Zhu finally put the car at the toll booth and took 150 yuan to take a taxi home. Ms. Peng said that after returning home, at about 8 pm, the toll booth called and said that there was something wrong with their system. "It should only be given to 3 yuan. Let’s go and pay the toll and move the car." My home is about 40 kilometers away from the toll booth. "There were no cars that night, and they were asked to drive to pick us up, but they refused."

　　On the afternoon of January 1st, Mr. Zhu and his wife went to Guanghan North Toll Station again. "A staff member at the toll booth verbally apologized and asked me to pay the toll before leaving. I asked them to provide two free documents, and they were vague. "

　　On the same day, after paying 3 yuan the toll, Mr. Zhu and his wife drove home. "We are individuals, and we can’t afford this lost time, so we have to drive back reluctantly." Two trips back and forth, two days’ delay, the taxi fare alone cost 270 yuan, not counting the lost time. Mr. and Mrs. Zhu believe that the toll station should publicly apologize and compensate. (Reporter Yan Xue)

　　Chengmian Expressway: No similar situation has occurred before.

　　Yesterday afternoon, the Chengdu Business Daily reporter contacted Sichuan Chengmian Expressway Company. A staff member told the reporter that he did receive Mr. Zhu’s report about 37 yuan’s toll. "Because the Second Ring Road was just opened, it was indeed because the toll collection system was not updated before. So this happened. It was a system problem rather than a toll station deliberately wanting to collect more money." The staff also said that things have basically been solved, and she stressed: "This has definitely not happened before Mr. Zhu."

　　Yesterday, the reporter tried to contact the relevant person in charge of the company, but as of press time, he did not get a reply.

　　Cctv newsAccording to WeChat WeChat official account of Beijing Center for Disease Control and Prevention, on May 1 this year, we will have a five-day holiday! This also means that we will face high travel! Peak! Period!

　　At present, the epidemic situation in COVID-19 is still prevalent in different degrees in different parts of the world. The epidemic situation in our city and the whole country is sporadic, but Covid-19 has not disappeared, and its spread among people still persists. At the same time, some areas are also popular with infectious diseases such as influenza and dengue fever.

　　During the May Day holiday, the mobility of people increases. The more crowded the place, the more you can’t ignore health protection!

　　01

　　Go out to play and plan your trip in advance.

　　1 Go out to play and plan your trip in advance, make an appointment and travel at the wrong peak; Pay attention to the travel tips of relevant professional departments and understand the epidemic situation of diseases in destination countries and regions.

　　If you feel unwell, especially the elderly, pregnant women and special people with chronic diseases, it is recommended to ask a professional doctor to evaluate your health before deciding whether to travel.

　　3 If go on road trip needs to make a good travel strategy in advance to avoid fatigue driving.

　　02

　　Attention to personal hygiene

　　1. Develop good personal hygiene habits; Observe cough etiquette, pay attention to hand hygiene, pay attention to weather changes, and increase or decrease clothes at any time; In case of bad weather, try to reduce travel.

　　It is suggested that the elderly, infirm people and children should pay more attention to personal protection and try to avoid crowded and polluted places.

　　03

　　Wear a mask scientifically

　　1 situations or scenes where masks should be worn:

　　★ During the positive period of novel coronavirus antigen or nucleic acid detection.

　　★ During the period when fever, sore throat, cough, runny nose, muscle aches, fatigue and other suspected novel coronavirus infection symptoms appear.

　　★ When a cluster epidemic occurs in the community or school where you live, work or study.

　　★ When going to a medical institution for treatment, accompanying, accompanying or visiting.

　　★ When migrants enter places where vulnerable people are concentrated, such as pension institutions and social welfare institutions.

　　★ During the working period of public service personnel such as medical care, catering, cleaning and security in key institutions such as pension institutions, social welfare institutions and child care institutions, schools and off-campus training institutions.

　　2 When taking public transport, it is recommended to wear a mask when entering a closed environment and crowded places.

　　04

　　Pay attention to food safety when going out.

　　1 Be careful when eating during the journey, pay attention to food hygiene and drinking water hygiene, and don’t drink raw water. You should eat in a regular restaurant with a food business license. Advocate healthy lifestyles such as "public spoons and chopsticks" and "separate meals".

　　2 it is best to carry food with sealed packaging when dining outdoors; After opening the package, the food should be eaten as soon as possible, and do not eat foods and drinks that are spoiled and exceed the shelf life.

　　3 Do not pick and eat wild mushrooms and wild plants.

　　05

　　Take precautions to avoid mosquito bites

　　Attention should be paid to preventing insect bites and insect-borne infectious diseases during travel. Try to avoid sitting and lying for a long time in the main habitats of insects, such as grassland and Woods.

　　If you need to enter, you should pay attention to personal protection and wear long-sleeved clothes; Tighten your trouser legs or stuff them into socks or shoes.

　　06

　　Avoid close contact with animals.

　　Do not provoke strange pets such as stray dogs. Once bitten, you should go to the designated rabies vaccination clinic to thoroughly clean and disinfect the wound, vaccinate and inject anti-rabies immunoglobulin if necessary.

　　2 Try to avoid entering the habitat of wild birds and contact with dead livestock.

　　07

　　If you feel unwell, seek medical advice in time.

　　Pay close attention to symptoms such as fever, cough, diarrhea and rash, and go to a regular hospital in time when the symptoms get worse.

　　When seeing a doctor, wear a mask and tell the doctor about his travel history to help the doctor diagnose.

　　Tips

　　Different groups of people in our city

　　There is still a gap in the level of immunization in Covid-19.

　　In the previous epidemic, people who have not been infected and have not completed COVID-19 vaccine immunization still need to be vaccinated to improve their protection.

　　Studies at home and abroad show that three or more times of antigen stimulation, including virus infection, will produce better protective effect.

　　The protective antibody in human body decays with time. In order to improve the population’s group immunity to Covid-19 and fill the gap of immunity level among different populations, the following personnel need to be vaccinated with COVID-19 vaccine.

　　COVID-19 vaccination sites in all districts of Beijing can go to official website of Beijing CDC to check the information publicity of COVID-19 vaccination sites in all districts.

　　What is fresh in April? One of the five flavors, fish and sheep are fresh? Salty, savory, light and fresh? For a long time, umami has only been meaningful but unspeakable!

　　Haiyang team

　　Shrimp, crab and shellfish, seaweed and kelp, etc.

　　Seafood season is coming soon, and the word "delicious" is the most appropriate to describe seafood.

　　Amino acids, nucleotides and organic acids are the three main substances that give seafood flavor. For example, free glutamic acid in kelp is the highest known food, which is a typical flavor amino acid and one of the umami sources of shellfish, fish, shrimp, crab and other seafood.

　　In addition, aspartic acid is also a fresh amino acid. More than 30 kinds of nucleotide flavor substances have been found, with 5′- inosinic acid, 5′- guanylic acid and 5′- adenylic acid as the representatives. Organic acids are mainly succinic acid and its sodium salt, which are abundant in marine shellfish.

　　"Eating seafood has three realms: one is fresh, the other is fat, and the third is sweet." Keep the umami taste and eat fresh seafood, so that more umami substances will be preserved. Moreover, it is necessary to "cook lightly" without too much seasoning modification, and it is best to steam or cook directly, while the practice of spicy frying and braising in soy sauce destroys the umami flavor.

　　Recommended dish: Steamed eggs with clam.

　　Li Chunjing, a national senior Chinese cook and nutritionist, said: The protein content of clam is high, and the composition and proportion of amino acids are reasonable; Low fat content, high unsaturated fatty acids, easy to be digested and absorbed by human body, as well as various vitamins, calcium, magnesium, iron, zinc and other essential trace elements.

　　There are many ways to eat clam, such as cooking, cold salad, stir-frying and stuffing, but if it is paired with eggs, steamed cooked food is fresh food with easy absorption of nutrients.

　　Soak the clam in light salt water in advance to spit out the sediment, brush the shell with a brush, blanch it in a boiling water pot until the shell opens, and take it out and drain it. Take the tip and shell parts with scissors, and discard the rest. After the eggs are broken and scattered, sieve to remove the foam from the egg liquid. Add boiled water (or warm water) which is twice the volume of egg liquid. Add clam meat, stir well, cover with plastic wrap, prick a few small holes with a toothpick, steam with cold water in a steamer for 10-15 minutes, then pour sesame oil, light soy sauce and sprinkle chopped chives according to the population.

　　Excellent members of processing team: air-dried ham, cheese, etc.

　　It is not convenient to buy fresh and delicious food. Try air-dried ham and cheese that can be stored for a long time. These processed foods are more appropriately described as "salty and fresh".

　　Why do you say that? Because these foods are added with salt during processing, salt endows ham with flavor, and at the same time, it is also a fresh-keeping agent for glutamic acid flavor. For example, the pH value of Jinhua ham often eaten makes glutamic acid exist in the form of glutamic acid-sodium with the strongest flavor, and lactic acid and aspartic acid are also the flavor substances, which are suitable for frying some light dishes.

　　The same is true for cheese. Milk is rich in amino acids. After concentration, amino acids are also concentrated and have a strong flavor, and processed cheese will be added with salt to make it more delicious.

　　Cooking with umami food has another advantage, that is, it can reduce salinity and inhibit bitterness, and adding sodium glutamate and 5′- nucleotide into food can make food have the taste of meat and enhance the original flavor of food. However, although this kind of food tastes fresh, it is high in salt, so we should pay attention to the intake.

　　Recommended dish: Fried ham with green pepper.

　　Nutritionist Xu Minglei: Salty ham has a high salt content and may contain nitrite. I suggest matching it with fresh vegetables rich in vitamin C, such as green pepper, cucumber, cabbage, rape and spinach, or eating more fruits rich in vitamin C after meals, such as apples, strawberries, kiwis and oranges. Vitamin C can block the combination of nitrite and amine, and reduce the harm of carcinogens to the body. Broccoli contains isothiohydrogen salt, which has a certain anti-cancer effect and is also a good match.

　　It is recommended to use cooking and frying as the cooking method. Do not use high-temperature frying. Do not eat more than 100 grams each time, and eat once a week.

　　Excellent members of the land team: mushrooms and bamboo shoots

　　April is also the season for eating bamboo shoots, and its delicious taste is not bad. For example, the umami amino acids in asparagus contain aspartic acid, glutamic acid, alanine and glycine, and their contents determine the delicacy of food. The umami amino acids in tender tip, tender stem and old stem account for 44.40%, 57.10% and 56.30% of the total amount of 18 amino acids respectively, and the composition ratio is relatively high. Compared with the three parts, the umami taste of asparagus is slightly worse.

　　Not only asparagus, bamboo shoots as seasonal food, but also a strong flavor, don’t miss it.

　　Mushrooms have the strongest freshness among edible fungi, mainly because they contain more nucleotide substances, among which guanylic acid is the most abundant. Its umami flavor is not only related to its umami amino acids, nucleotides and carbohydrates, but also closely related to its unsaturated fatty acids, some vitamins, sodium and potassium ions and organic acids, which interact with each other and present a unique delicious taste.

　　Especially dried mushrooms, it is best to stew in soup, and don’t pour out the water soaked in mushrooms. Add it to the stew or soup, and add it fresh.

　　Recommended dish: salted fresh

　　Nutritionist Mei Still: Salted fresh is a very seasonal food in Jiangsu and Zhejiang provinces. These three words have their own meanings. "Pickled" refers to salted pork, "fresh" refers to fresh pork, and "DuDu" is a Wu dialect, which means "stewed". Its soup is thick with white juice, the meat is crisp and fat, the bamboo shoots are fragrant and crisp, and the flavor is strong.

　　Nowadays, this dish has been improved a lot. In addition to fresh meat, pork chops, pork trotters can also be used as ingredients, accompanied by venetian knots, fresh shrimps, etc. No matter what auxiliary materials are added, salted, fresh and preserved meat are indispensable, and bacon is a very special ingredient. The unique flavor is mixed with the fresh meat, and the unique delicacy of bamboo shoots makes this pickled and preserved thick soup.

　　200 grams of bamboo shoots are peeled and cut into pieces, 300 grams of pork with pork belly is washed and cut into pieces, and 200 grams of bacon is washed and sliced. Put clear water in the pot, blanch bamboo shoots, put clear water in the pot, blanch pork and bacon, add clear water, pork and bacon in the casserole, boil it with strong fire, add wine, onion and ginger, simmer slowly until the meat is half-cooked, then add bamboo shoots and shrimps until it is cooked, skim off the floating foam, remove onion and ginger, and transfer. (Qiao Jingfang finishing)

　　For human beings, love is an endless topic. What is love? Everyone may have different opinions, but there is no denying that true love is a power to make people better.

　　Speaking of cars, people subconsciously think of cold steel and hard-core industries. Euler, a new energy car that loves women more, is committed to being a romantic alien in this industrial world and deeply rooted "love" in the brand gene.

　　On August 20th, Euler Auto "Better for Love", together with many online and offline users, witnessed the launch of the 400,000th complete car of Euler, and the latest achievement created by the brand and users, the 2023 Good Cat & Good Cat GT Mulan Edition, was also listed at the same time, with a limited cash benefit of 129,800! On the same day, it coincided with the fifth anniversary of Euler’s founding. Euler, who grew up with users, not only invited users to visit the park, punch cards and interact, but also linked online users with 8 hours of live broadcast activities to witness the important moment of the brand and share a feast of love.

　　400,000 love, condensed in a moment: Euler’s 400,000 th car rolled off the assembly line.

　　Euler has always regarded users as the first driving force for brand growth. Brands talk to global users with love as the world language, and carry forward the power of "more love" with practical actions.

　　Because of "more love", it is loved, and Euler Auto has gained the love of more and more users. In this activity, Euler welcomed the 400,000 th vehicle off the assembly line, and connected directly to Great Wall Motor Taizhou Smart Factory to witness this special Euler good cat driving out of the factory with users. Taizhou factory is the eighth largest vehicle production base built by Great Wall Motor in China and the strategic core of East China market, and is regarded as the "intelligent new engine" of Great Wall Motor’s new energy strategy. Relying on such a high-standard production system layout, Euler continues to provide users with high-quality and high-value automobile products. The automobile products under the brand have fully covered the A0-class to B-class market, which not only created a new category of women’s automobiles, but also gave them a new definition from a new perspective, creating more big items with a better life for women to travel.

　　Perhaps, the weight of love can’t be calculated by numbers, but Euler walks with 400,000 gentle forces with sincerity. In order to break the prejudice of cars against female consumers, Euler broke away from convention and became the first car brand in the world to clearly support women, focusing on the women’s car track. To this end, the Euler brand redefined the women’s track with technology and created the world’s first 1080 women’s safety architecture — — Warm technology makes "female car" not only a marketing amulet, but also a technical moat.

　　Because of love, Euler saw the bloom of "genius mother"; Because of love, Euler joined hands with women to run the marathon of life; Because of love, Euler is willing to bend over to be the stage … … Euler firmly stands with women and works with users to build a feminine charm culture, witnessing the vitality, elegance, courage and exquisiteness of contemporary women, so that every bloom has strength. In Euler’s user base, the repurchase rate exceeds 26%, the referral rate exceeds 31%, and the proportion of female users exceeds 75%. The brand is deeply recognized and affirmed by the majority of users. At the same time, today’s Euler has already gone abroad, heading for 87 countries and regions around the world, talking to users around the world with love as the world language, and letting the world see the power of tenderness.

　　As the leader of the new track for women’s cars, Euler has no fear of becoming a "lone warrior" in the industry. The brand was born in wonder, but also grew up in doubt and created new miracles, which made people see that in the world of cars, there are not only hardcore, parameters and competition, but also tenderness, delicacy and love. The 400,000th vehicle rolled off the assembly line, which means that the Euler brand will soon have 40 copies of support from users. There are 8 billion people in the world, and 400,000 of the 8 billion people may be small, but it is the love from users that makes the Euler brand more emboldened and more confident.

　　For the sake of love, the 2023 Good Cat & Good Cat GT Mulan Edition was launched with a limited time cash benefit of 20,000 yuan.

　　As early as this year’s Shanghai Auto Show, the Euler brand started the recruitment of "Good Cat Co-creation Officer" and received many valuable suggestions from users in the past four months. The newly listed 2023 Euler Good Cat and Euler Good Cat GT Mulan Edition are the latest achievements created by Euler and users, and they are also the witness of Euler’s love with users.

　　Relying on the forest ecological R&D system of Great Wall Motor, Good Cat and Good Cat GT are equipped with the high-performance permanent magnet synchronous motor developed by Great Wall Motor, which is stronger, faster and quieter. While continuing the high quality of "Three Good" cats, the performance of the new car has been improved in an all-round way. It can achieve the maximum power of 135kW and the peak torque of 232N·m, and the acceleration of 0-50km/h takes only 3.5s, which is faster, more energetic and more powerful in the middle section, making it easier for both high-speed driving and urban commuting. At the same time, its maximum climbing degree is increased by 9% to 38%, and it can be more comfortable to go uphill and downhill, so it is possible to travel more when unlocking. Combined with user feedback, the new car has achieved better NVH performance, and can have better quietness when sitting in the car, bringing users a more comfortable and pleasant driving experience.

　　In addition, Euler brand pays attention to young people’s love for exquisite camping. Both Good Cat and Good Cat GT are equipped with V2L external discharge function, and the discharge power can reach 3.3 kW. In the wild, it is easy to use coffee machines, induction cookers, even projectors and other plug-in devices to easily meet the electricity demand of a family camping. Imagine that you can sit around with friends and family under the stars, watch a movie, enjoy a concert, or pick up a long-lost electric guitar and "roar" with your companions, from the city to the countryside, from high-rise buildings to castle peak, just by 2 hours’ drive.

　　In order to better give back to users, Euler brand has launched a cash discount of 20,000 yuan and free installation of charging piles for Good Cat and Good Cat GT! The 2023 Euler Good Cat 401km honorable model, the national suggested retail price is 149,800 yuan, and the price is 129,800 yuan after limited time; The 2023 Euler Good Cat 501km honorable model, the national suggested retail price is 165,800 yuan, and the price is 145,800 yuan after limited time; The 2023 Euler Good Cat GT Mulan Edition is a 401km honorable model, with a suggested retail price of 153,800 yuan nationwide and a price of 133,800 yuan after limited time. At the same time, the subscription users of Good Cat Honor can enjoy the external discharge function of V2L worth 2999 yuan for free; The good cat GT with V2L function has come standard, and you can also choose the intelligent assisted driving optional package at a 50% discount price!

　　Users are always Euler’s precious wealth and the source of power to support Euler’s continuous progress. Insisting on joining hands with users and "creating for love" also makes Euler’s products better and better. Better understanding of the user’s product strength upgrade, more people-friendly prices, and greater concessions are the most authentic feedback from Euler to users.

　　From the past to the present, from 0 to 400,000, Euler has been practicing the promise of "more love" with practical actions. Euler brand regards love as a long-term cause and sincerely pays tribute to trust. In the future, Euler will also continue to walk with users, work hard for dreams and career together, and work with thousands of "her" in Qian Qian to love and be better. (Photo: Provided by Great Wall Euler)