2019.7.25 | Today’s headlines re-sell insurance; Only 30% of white-collar workers buy health insurance.


Today’s highlights

In the first half of the year, the premium income was 2,553.7 billion yuan, and the premium income of health insurance exceeded that of auto insurance.

  On July 25th, China Banking and Insurance Regulatory Commission announced the operation of the insurance industry in the first half of 2019. According to the data, in the first half of 2019, the original insurance premium income of the whole industry was 2,553.7 billion yuan, up by 14.16% year-on-year. Among them, the original insurance premium income of property insurance companies was 670.6 billion yuan, a year-on-year increase of 11.32%; The original insurance premium income of life insurance companies was 1,883.1 billion yuan, up 15.12% year-on-year, and the new payment of policyholders’ investment funds and investment-linked insurance independent accounts was 600.3 billion yuan, up 28.32% year-on-year. It is worth noting that since the first half of the year, the health insurance premium income of the whole industry has reached 397.6 billion yuan, exceeding the auto insurance premium of 396.6 billion yuan. (today’s guarantee)


  The total assets of Guangdong insurance industry exceeded the trillion mark, and the premium increased by 21.52% in the first half of the year.


  On July 24, the reporter learned from Guangdong Banking Insurance Regulatory Bureau that in the first half of 2019, the total assets of Guangdong insurance industry (excluding Shenzhen) reached 1.02 trillion yuan, which exceeded the trillion mark for the first time, with an increase of 8.12% year-on-year. In the first half of 2019, the insurance industry in Guangdong achieved a premium income of 239.74 billion yuan, a year-on-year increase of 21.52%, of which the premium income of property insurance companies was 50.462 billion yuan, and the premium income of life insurance companies was 183.02 billion yuan, ranking first in the country in terms of total premium, property insurance and life insurance. (21st century business herald)


  The highest rate of return of investment-linked insurance accounts in the first half of the year was 39%, and over 90% of the accounts received positive returns.


  Recently, Huabao Securities recently released a statistical report on investment-linked insurance, showing that there were 200 investment-linked accounts included in the ranking system in June 2019. Except for three investment-linked insurance accounts with negative returns, all other accounts had positive returns, and the accounts with positive returns accounted for more than 90%. Among them, the accounts with the highest returns had a yield of 39% in the first half of the year. (Securities Daily)


  Rongsheng Property Insurance lost 127 million yuan in the first year of its establishment. Less than one year after its opening, the president left.


  Recently, the second quarterly report of solvency was released one after another, and the company’s "annual examination" report card was officially unveiled, which came together with the net profit loss of 127 million yuan and the underwriting profit of the top five insurance products, as well as the resignation of President Xu Guangzhe. In front of the new president, in addition to how to turn the tide and help the performance turn losses into profits, the next layout of technology insurance has also become the focus of attention. (beijing business today)







善诊与国泰产险合作第二款老年医疗险正式在支付宝开售

Good consultation and Cathay Property Insurance Cooperation The second old-age medical insurance was officially launched in Alipay.


  On July 25th, Shanzhen, the inventor and leader of medical insurance for the elderly, and Cathay Property Insurance, a member of Ant Financial, jointly created the "filial piety insurance" medical insurance product for the elderly, which was officially put on sale on Alipay Ant Insurance Platform. This is the second product developed by the joint industry for the brand-new insurance sub-category of old-age medical insurance after the original invention of good diagnosis launched the first domestic old-age medical insurance in March. The "filial piety insurance" old-age medical insurance uses the Alpha accurate risk control engine specially developed for the silver-haired group, which realizes the first insurance for the highest 80-year-old people to buy, and the longest insurance can be extended to 100 years old, providing the basic guarantee of malignant tumor+accidents and the guarantee upgrade of unlimited diseases, with a maximum coverage of 4 million. This product landed on Alipay Ant Insurance Platform, which also represents the initial recognition of medical insurance for the elderly by industry giants. (today’s guarantee)


  Today’s headlines re-sell insurance, and after half a year of rectification, they are low-key online.


  Today’s headline APP’s insurance channel has recently launched a number of products, which have changed to some extent compared with the main products before they were removed from the shelves: regarding the problem of improper publicity of its insurance sales subject referred to by supervision, the insurance channel display page of today’s headline APP has changed from the "headline insurance" initially displayed to "insurance service"; There is a gray font at the bottom of the page: this platform is provided with insurance services by Beijing Huaxia Insurance Brokerage Co., Ltd. At the same time, on the insurance product page, the words "sold by Huaxia insurance broker" were added to the information of insurance companies previously underwritten.


  At present, today’s headline APP shows that the online products come from three insurance companies, including 2 Taikang Online, 5 Allianz Property Insurance and 2 Asia-Pacific Property Insurance. According to official website, an insurance broker of Huaxia, it also sells products of many insurance companies, such as Centennial Life Insurance, Luxury Life Insurance, Sino-Dutch Life Insurance, Ruihua Health Insurance and Anxin Insurance. Official website, an insurance broker of Huaxia, also showed that he is still selling insurance on the Know Car Emperor APP, which is also the headline APP today. (Broker China)


  Take risks and invest in new science and technology innovation board. Expect to test the investment value with time.


  Science and technology innovation board is the hottest topic in the capital market these two days, and it has also become the most surprising investment income of insurance equity this year. Insurance funds are also important institutional investors in science and technology innovation board. The six insurance institutions interviewed by the reporter who participated in the new venture in science and technology innovation board all said that "the rate of return is quite good" and achieved the expected income target. The insurance funds interviewed generally made a profit on the first day of trading in science and technology innovation board, and said that they would continue to pay attention to the follow-up trends and opportunities. (Securities Times)


  Foreign capital makes efforts to invest in insurance market segments or benchmark international markets.


  The Office of the State Council Financial Stability and Development Committee recently launched 11 measures to open up the financial industry, among which the opening up of the insurance industry is regarded as the "highlight" by the industry. Although the market share of foreign life insurance will increase in the future, the channel problem may be the bottleneck of the business development of foreign life insurance companies. Internet sales can be a breakthrough in the future, but it will be limited by the total scale. Therefore, poor sales channels will still restrict the development of foreign life insurance companies in the future. The liberalization of the foreign shareholding ratio of insurance asset management companies will promote the insurance investment to be in line with the international market, dig out more assets that meet the long-term characteristics of insurance funds, enhance the investment ability of insurance funds, better support entities, and support the transformation of liabilities. (china securities journal)







英国《金融时报》调查:相互宝启蒙大众保障习惯

Financial Times Survey: Mutual Treasure Enlightens Public Security Habits


  On July 24th, according to the latest survey of the Financial Times, one third of the respondents of Mutual Treasure users said that they are very likely to buy critical illness insurance in the next six months, and the proportion is as high as 55% in first-tier cities. Among the users who did not participate in mutual treasure, the proportion was only 22%. The Financial Times said that at first, traditional insurance companies were worried that mutual treasures might divert customers. On the other hand, the survey results are just the opposite. Mutual Insurance has raised the public’s awareness of protection by lowering the protection threshold, so traditional insurance companies have gained more potential customers. (World Wide Web)


  Report: Only 30% of white-collar workers buy health insurance.


  Zhilian Recruitment and Micro-medicine recently released the "2019 Workplace Health Report". The data shows that only 20% of white-collar workers think that they are in good health, only 30% of white-collar workers buy health insurance, and the purchase rate of young people is low. According to the survey data, only 23.3% of people in the workplace think that they are in good health at present. Among them, 5.5% rated themselves as "very good"; It is considered that the general physical condition accounts for the most, reaching 45.4%; Another 31.3% people think that their physical condition is poor. Men are more confident about their health, and 26.8% of men think they are in good health, compared with 19.8% of women. (Beijing Daily)







Credit insurance business exposes four major problems, supervision warns of barbaric growth hidden dangers

Credit insurance business exposes four major problems, supervision warns of barbaric growth hidden dangers


  On July 24th, the reporter learned exclusively that the regulatory authorities recently found internal control loopholes such as lack of management system and imperfect early warning mechanism in a thorough investigation of 62 property insurance companies operating credit insurance business, and warned the companies to operate cautiously and make practical rectification. (shanghai securities news)







核心软件解决方案供应商BriteCore获得新一轮4760万美元融资

BriteCore, a core software solution provider, has received a new round of financing of $47.6 million.


  BriteCore, a supplier dedicated to providing the next generation of core software solutions for insurance companies, announced that it has received $47.5 million in financing led by WarburgPincus. The original investors RadianCapital and WCF Mutual Insurance Company also participated in this round of financing. This round of investment has made the company’s total financing amount exceed 70 million US dollars, enabling BriteCore to further accelerate the development of innovative products, while continuing to expand its insurance industry expert team to help support the growth of its customers. BriteCore is a platform that provides modern end-to-end core software for property and accident insurance companies with industry-leading technology. The cloud native solution designed by Britecore is deployed through Amazon web services and constantly updated, which maximizes security, efficiency and durability. The API integration function provides access to third-party solutions and extends the basic core, data and digital products of BriteCore. More than 50 insurance companies, MGA intermediary platforms and insurance technology start-ups have cooperated with BriteCore to access emerging technologies, improve operational efficiency and optimize user experience through this platform, so as to promote digital transformation and gain competitive advantages. (crossing insurance observation)


  SPLICE Software cooperates with Lighthouse Property Insurance to provide user service for it.


  SPLICE Software is an American technology company that is good at using big data, small data and voice recognition technology to optimize user participation. Recently, SPLICE announced that it has reached a cooperation with Lighthouse PropertyInsurance, a regional property insurance company, which will provide proactive personalized communication services for policyholders of Lighthouse to enhance the company’s user experience. It is reported that Lighthouse Property Insurance will simplify the communication with policyholders and optimize the user experience through SPLICE’s Dialog Suite. In addition, Lighthouse will exchange data seamlessly and securely through Insuresoft’s diamond platform and SPLICE. (crossing insurance observation)

  END

    This article was first published on WeChat WeChat official account: Today’s Insurance. The content of the article belongs to the author’s personal opinion and does not represent Hexun.com’s position. Investors should operate accordingly, at their own risk.

(Editor: Li Jiajia HN153)

Original and latest! In the TOP 10 of the global box office list in 2024, only one movie in China was shortlisted!

In 2024, the global film industry is surging, and all major films are staged after you sing, and the box office list is even more exciting.

Today, let’s talk about the "tough characters" on the global box office list in 2024 and see which movies can stand out in the box office war and occupy the top ten on the list!

Tenth place: Wicked.

Director: Jon M. Chu

Starring: Cynthia Erivo and Ariana Grande.

Release date: November 27th, 2024 (USA) December 6th, 2024 (Chinese mainland).

Box office: $480 million

This film, adapted from Broadway musical of the same name, tells the witch legend behind the story of The Wizard of Oz. The process of two witches from acquaintance to enemy reveals the complex relationship between good and evil.

The film’s box office success of $480 million is due to its strong IP foundation, and the musical version has already accumulated a large number of fans in North America and some overseas countries.

On the other hand, the visual effects and music production of the film are first-class, which makes the audience feel as if they are in the fantastic world of Oz.

Especially in the North American market, but the box office in China is very bleak. Since its release on December 6th, it has only earned more than 10 million RMB, which is unacceptable.

Ninth place: YOLO

Director: Jia Ling

Starring: Jia Ling, Lei Jiayin and Zhang Xiaofei.

Release date: February 10, 2024 (China)

Box office: $496 million

The only mainland China movie in the top 10 of the global box office list in 2024, thanks to the explosion of this year’s Spring Festival file, this movie is currently the box office champion in the mainland.

YOLO, adapted from the Japanese film Love of Hundred Yuan, tells the story of Du Leying (Jia Ling), a little person who is repeatedly bullied by people around him. She decided to rebuild herself and prove her worth by losing weight and boxing.

When the film was released, it was controversial. It was thought that the marketing of this TV series was great and it was a weight loss documentary.

However, from the box office alone, this film is definitely the winner of this year’s film, but the global $496 million is basically from the domestic market, and overseas markets do not pay the bill.

Eighth place: Moana 2

Directors: John Musker and Ron Clements.

Release date: June 21st, 2024 (USA) and November 29th, 2024 (Chinese mainland).

Box office: $544 million

"Ocean Romance 2" is an adventure animated film released by Disney Animation Studio, which continues to tell the wonderful adventure between Moana and Maui.

On the basis of the first film, Ocean Romance 2 continues to lead the audience to explore the mysterious ocean world. After experiencing a series of new challenges, Moana and Maui discovered more mysterious marine secrets.

However, it is obvious that the second part is not as brilliant as "Ocean Romance 1" and its reputation is average.

But with the bonus of the first film, Disney’s ace production and basic picture quality, there is nothing to say about music.

Similarly, most of the box office receipts of this film are overseas, and the mainland has only 77 million yuan at present.

Seventh place: Kung fu panda 4》(Kung Fu Panda 4)

Director: Jennifer Yuh Nelson

Release date: May 10, 2024 (USA) March 22, 2024 (Chinese mainland)

Box office: $550 million

As the fourth film in the Kung Fu Panda series, IP has a high global reputation and a strong China element.

Our old friend Po is back again. This time he will face new enemies and learn more advanced kung fu. The film continues the series of humorous styles and wonderful fighting scenes, and is deeply loved by audiences all over the world.

However, this series may be a little aesthetic fatigue, not too much surprise, and compared with the first three, both the plot and the quality are greatly backward.

The content is still very pleasing to the audience in China, with an income of 330 million in Chinese mainland, which is considered as passing.

Sixth place: Godzilla x Kong: The New Empire.

Director: Adam Wingard.

Starring: Alexander Skarsg?rd and Rebecca Hall.

Release date: April 12, 2024 (USA/Chinese mainland)

Box office: $580 million

Godzilla vs king kong 2: The Rise of the Empire is a sci-fi action movie jointly released by Legendary Pictures and Warner Bros.. The film continues to tell about the fierce battle between Godzilla and King Kong and the new threats they face together.

Fifth place: Venom: The Last Dance.

Director: Andy Serkis.

Starring: Tom Hardy and Michelle Williams.

Release date: October 23rd, 2024 (Chinese mainland)/October 25th, 2024 (USA).

Box office: $588 million

The third and final work in the venom series, Eddie Brock’s relationship with symbiont venom is facing new challenges, but also ushered in a more powerful enemy.

There are still many fans of Tom Hardy’s "Tang Laoshi" in the world, and venom has become a representative role of him.

Sony Pictures’ strong production strength and the influence of Marvel Comics’s role are reliable guarantees for the box office of this film.

This movie is still very impressive at the box office in Chinese mainland, with a box office income of 680 million RMB, which is quite outstanding among the sci-fi blockbusters in recent years.

Fourth place: Dune: Part Two

Director: Denis Villeneuve.

Starring: Timothée Chalamet and Zendaya.

Release date: March 8, 2024 (Chinese mainland)/February 28, 2024 (France)/March 1, 2024 (USA).

Box office: $782 million

Dune 2 is a sci-fi adventure film jointly launched by Legendary Pictures and Warner Bros., which continues the previous story and tells the adventure story of Paul E. Cui Di on the dune planet.

When Dune 1 was released, it was vomited by many viewers, and its performance was lower than expected. It didn’t restore the magnificent world in the original, and the plot of the film was too thin.

However, "Dune 2" has surpassed the previous work in all aspects, whether it is the special effects scene or the thickness of the theme, it can be called a masterpiece.

Director: Chris Renaud.

Release date: July 3, 2024 (USA) July 12, 2024 (Chinese mainland)

Box office: $1 billion

"Daddy Thief 4" has reached the fourth film, but the quality of the film is indeed worse than that of the last one. The joyful feeling of Despicable Me 1 at first has almost disappeared.

In this film, Gru, his family and Minions once again embark on new adventures, face new challenges and enemies, and continue their funny journey.

The film continues a series of consistent humorous styles and warm family themes. Thanks to the classic and beloved Minions of this series of films, it is still very popular with families and children.

The box office in Chinese mainland has reached 382 million RMB, which is quite good. After all, it’s just a happy popcorn movie.

Second place: Deadpool & Wolverine.

Director: Shawn Levy.

Main actors: Ryan Reynolds, Hugh Jackman.

Release date: July 26th, 2024 (USA)

Box office: $1.329 billion

Gossip is better than Deadpool and Wolverine, which is hard enough. I believe many people will like it, especially for Marvel Comics fans.

Marvel Comics’s film is the most successful work in recent years. Since Avengers 4, Marvel Comics’s performance in the film makes people feel that Jiang Lang has run out of talent.

For the first time, this film will join hands with the two popular characters, Death Waiter and Wolverine, on the big screen to face new threats together and launch an adventure full of action and humor.

This film can be regarded as Marvel Comics’s successful turnaround. The popularity and wonderful performance of the two leading actors make the film popular all over the world.

However, compared with the fanaticism in North Chinese mainland and overseas markets, the feedback from the market to this film is average, with a revenue of only 430 million, which is not as high as that of Venom 3.

First place: Inside Out 2.

Director: Chersi Mann.

Release date: June 14th, 2024 (USA) June 21st, 2024 (Chinese mainland).

Box office: $1.757 billion

Pixar Animation’s annual specialty is definitely a boutique. Brainstorming 2 is also a sequel.

Seven films in the top 10 box office list this year are sequels of a series of films. It seems that the market still pays more attention to films with good viewing foundation.

The film "Brain Agents 2" continues the previous work, focusing on Riley who entered adolescence. Her emotional world has changed, and she tries to integrate into society while coping with social anxiety.

This "Brain Agents 2" is similar in color to the first one. Although it is not as surprising as the first one, the beautiful picture, smooth plot and delicate emotions are all in place.

With reliable quality and the powerful influence of the first film, this film has performed exceptionally well in the global box office market.

The box office revenue of $1.757 billion has surpassed The Lion King to become the eighth in the world’s historical box office.

However, the film’s performance in China market is relatively dull, with a revenue of only 350 million RMB, which is a little less than the film’s global revenue of 12.2 billion RMB.

The above is the top 10 ranking of the latest global box office list in 2024.

On the evening of December 31st, which song will you share in your circle of friends? | 2019 Music List

  Text/Ba Jiuling (WeChat WeChat official account: Wu Xiaobo Channel)


  This is the last week of 2019. We have been considering what form to say goodbye to this hasty, angry, anxious and ups and downs year in order to show that we have the courage to meet 2020.


  Thinking about it, it seems that music is more powerful, so we jointly produced a confidence song list with Netease Cloud Music. There is always one that gives you confidence ~


  No.1


  


  There are thousands of goodbye postures, and I choose the chic one.


  Goodbye jack


  Whenever the prelude of "thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump thump", everyone knows that Miserable Faith is coming. This song was released at a time when everyone clamored that the post-90s generation was a "beat generation", as if in memory, the older generation had never had any confidence in the new generation.


  At that time, Miserable Faith was 10 years old. After the high spirits of the initial stage, he was experiencing the lowest valley of his band career: tight money, emotional change and team chaos. The news of "pills" is frequent.


  A year later, I came out with a new album, and a "Goodbye Jack" told everyone that "I’m fine, don’t talk about it". This song not only pays tribute to Jack Kerouac, the ancestor of the "Beat School", but also reveals the literary feelings of "always on the road, always in tears" in his work On the Road.



  No.2


  


  Start a new journey with the passion of the founding of New China.


  Rock on the New Long March


  If we must give 2020 an expansive and energetic beginning, we must listen to Cui Jian’s "Rock on the New Long March", which is the first original rock album in China, and Cui Jian, with his bloody and strong voice, expresses strong symbols, resistance, freedom, political metaphors and other meanings, and becomes the godfather of rock and roll.


  He also limited him in the achievements of the times, but this did not delay the self-achievement of a tough guy. Look, isn’t it like you were rubbed on the ground by 2019 for a whole year, and then you regained your confidence and set up a Flag to sail 2020? Follow the rhythm and run to the new Long March Road in 2020.



  No.3


  


  I have been wandering in the Jianghu for half my life, but my heart is still young.


  I am still young, I am still young


  For entering the new year, many people are one year older at the first panic, but if you have heard the song "I am still young, I am still young" by the Lao Wang band next door, you will feel that it is no big deal. Although this attitude towards life of let it go comes from a band formed by five college students who are studying or just graduated, does that inexplicable feeling just mean that it can alleviate the anxiety of the whole people?


  Unlike Wanqing Band, which smokes industrial waste gas all the year round, and Caodong, who sings a skinny life without a party, Lao Wang is stunned by the sense of social marginalization caused by poverty that "the city is beautiful, but it has nothing to do with me", and sings a free and easy spirit. You deserve to have such a young mind.



  No.4


  


  Rekindle friendship and treat lonely patients.


  Friendship days.


  Some people say that there are no friends and enemies in the adult world, only rivers and lakes, and loneliness arises spontaneously.


  However, anyone who has been passionate about youth knows that as long as this song "friendship days" is played, those friends who have drifted away because of time and space, and those who have been together for X or X will be awakened. Whether you are a man who wants to be a big brother or a woman who wants to be a big brother, as long as you are willing, you will never be lonely on the way to fighting for your dreams.



  No.5


  


  2019 abuses you thousands of times, and 2020 is still like first love.


  Ten thousand sorrows


  If you have experienced "10,000 sorrows" this year, but "there will still be Dream" for the future, then this song "10,000 Sorrow" is not to mention how appropriate it is.


  The escape plan, which was established 15 years ago, has maintained the style of high-quality but dystocia for many years. The lead singer Mao Chuan’s voice is full of sandy low-frequency and cyclical words, and his gentleness is mixed with stubbornness, which has touched countless people. That’s the sense of companionship and happiness coming from the music, as the audience said: "Many times people will have tears in their eyes. Please hold on a little longer, just hold on a little longer."



  No.6


  


  Where does it take so much time to heal? Just do it and it’s over


  《Try》


  "She is very popular, but she is very popular." This is the netizen to P! Evaluation of NK. After experiencing great anger and then hitting the world three times in a row, although it is not very eye-catching in the new rice circle, singing skills and commercial competition continue to crush a group of female singers of the new generation "Tianhou".


  Pink mom herself is a big cool one! Even singing "Try", generate will show super strength, almost opening Power, which runs through to the end of the song, just like a pair of old ladies who are lovelorn and have nothing to do with you, and need time to reconcile with themselves. Learn to learn P when you are lovelorn! NK, tough life needs no explanation, and Try is over.



  No.7


  


  Good things can’t wait, let’s take advantage of it now.


  《It’s time》


  Maybe even if winter passes and spring blossoms, you are still the decadent youth who has no heart to work in 2019, so don’t miss this bearded and fresh magnum energy.


  This is a traffic band soaring in the sky, and the traffic of 8 billion is not covered. Although it has the same name as ice cream, it is more addictive than sweets. This song gives you the power to hit people’s hearts directly, and it has enough weight to burst and soothe your depressed heart.



  No.8


  


  With hope, can dreams be far behind?


  《Marchin’on》


  Some people say that listening to Republican songs is like running in the Gobi. Even if the situation is extremely vicious, you are still willing to believe that hope is ahead.


  This band, which is known as the crown-making machine, is called "Gospel Rock" in its style, that is, when it hears the prelude, it starts to warm the soles of its feet, put positive energy on it, make people forge ahead, make people rise, and constantly tap your inner strength, commonly known as "fighting chicken blood". Netease Cloud Music has a hot comment that "I want to do my homework after listening", which is true. Add a positive energy buff to yourself in the new year.



  No.9


  


  Don’t be a fairy, don’t be a god, be a strong woman.


  《call you tonight》


  As the finale of the song list, we chose Whitney Houston’s call you tonight as a tribute. This is not her hottest single, but it is one of the few songs that people can’t stop just by the prelude. The voice is full, the momentum is like a rainbow, and the arrogance is overwhelming. The words are turned thousands of times, and tenderness, hope, self-confidence and energy are conveyed to you everywhere.


  When it comes to Hui Yi, they all regret what happened to her after she became famous, the betrayal of her husband, the "blackmail" of her relatives and the use of people around her. It is hard to imagine what kind of will supported her to move forward step by step and leave her best self on the stage. The beauty has passed away, and the lingering sound lasts forever. At least the love we gave her is always true.



  Maybe you have experienced all kinds of difficulties this year; Maybe you have stood on the cusp and wanted to ask where the road is; Maybe you have experienced loss, giving up and falling into endless self-doubt. But at any time, don’t give up your confidence in life, believe that you can live well in 2020, and believe that your confidence is getting better and better ~


  


This article first appeared on WeChat WeChat official account: Wu Xiaobo Channel. The content of the article belongs to the author’s personal opinion and does not represent Hexun.com’s position. Investors should operate accordingly, at their own risk.

(Editor: Wang Zhiqiang HF013)

Notice of the General Office of Yunnan Provincial People’s Government on Standardizing the Operation and Management of Investment Approval Intermediary Supermarket in Yunnan Province

The people’s governments of prefectures, cities, counties and districts, provincial committees, offices, departments and bureaus, and relevant enterprises and institutions:

According to the Notice of the General Office of the People’s Government of Yunnan Province on Printing and Distributing the Implementation Plan for the Construction of the Investment Approval Intermediary Supermarket in Yunnan Province and the Interim Measures for the Management of the Investment Approval Intermediary Supermarket in Yunnan Province (Yun Zheng Ban Han [2015] No.130), the investment approval intermediary supermarkets at all levels in the province (hereinafter referred to as the intermediary supermarkets) will soon be completed and put into operation. In order to standardize the operation and management of intermediary supermarkets in the province, and create a fair, open, fair and transparent, orderly competition, standardized practice, convenient for enterprises and the people, clean and efficient intermediary service market environment, with the consent of the provincial people’s government, relevant matters are hereby notified as follows:

First, get ready for operation

(a) to create operating conditions. Intermediary supermarket is a unified platform for public selection of investment approval intermediary services (hereinafter referred to as intermediary services), and it is an important content of building a government ruled by law, an innovative government, a clean government and a service-oriented government. Governments at all levels should conscientiously implement the decision-making arrangements of the provincial people’s government, organize the completion of system deployment, platform construction, project organization, staffing and business training as soon as possible, and ensure that intermediary supermarkets meet the operating conditions on time.

(two) clear management functions. Governments at all levels should make it clear that government service management institutions are the operation management departments of intermediary supermarkets at the same level, give management services and supervision and evaluation responsibilities, and provide necessary guarantees in terms of personnel and funds to ensure the normal operation of intermediary supermarkets.

(3) Seriously organize to settle in. Development, reform and organization departments at all levels should carefully sort out the list of items for examination and approval of government investment projects at the corresponding level and the corresponding list of items for investment examination and approval intermediary services, and dynamically manage the item information through the online examination and approval supervision platform of investment projects in the province and the online intermediary information management system. Relevant administrative and industry authorities should promptly organize the information review, filing and entry of intermediary service agencies in strict accordance with the qualification types and work processes of intermediary service agencies stationed in the province’s intermediary supermarkets, so as to truly realize the full liberalization and equal competition of the investment approval intermediary service market, break the geographical barriers and industry monopoly protection, and further stimulate market vitality.

Second, standardize the operation and management

(4) Define the scope of selection. The provincial administrative organs, enterprises and institutions (hereinafter referred to as procurement units) shall, in accordance with the principle of "territorial management, graded procurement, competitive selection and one-thing selection", organize the use of fiscal and state-owned funds to purchase projects with investment approval intermediary services of less than 1 million yuan (except confidential projects) in the intermediary supermarkets at the corresponding level, and openly select intermediary services, and shall not designate intermediary services in any form; For projects of 1 million yuan or more, the agency will determine the intermediary service agency by means of public bidding when entering the public resource trading centers at all levels, and the signed contract will be registered in the intermediary supermarket at the same level, and the project code will be associated with the investment approval and supervision platform, which will be included in the supervision and management of the whole life cycle of the investment project.

(5) Strict project management. Investment examination and approval departments at all levels shall not entrust their subordinate (competent) intermediary service institutions to carry out intermediary services related to investment examination and approval of their own departments. The investment examination and approval department shall give priority to the service items provided by various intermediary service agencies selected by intermediary supermarkets, and the financial department shall allocate relevant expenses on time. For the service items that the procurement unit has entrusted the intermediary service agencies to complete, the intermediary supermarkets at all levels should strictly review and check, and may not select the same agency to carry out the technical review of the matter.

(6) Strengthen industry supervision. Intermediary service agencies that have settled in the province’s intermediary information management system can carry out relevant work in intermediary supermarkets at all levels, consciously abide by national laws and regulations and the regulations on the operation and management of intermediary supermarkets, and carry out intermediary services within the scope of qualification according to laws and regulations. At the same time, it is necessary to strictly enforce industry self-discipline, establish systems such as service commitment, time-limited completion, practice publicity and one-time notification, optimize service processes, standardize practice behavior, and improve service quality and efficiency. Industry authorities at all levels should conscientiously perform their duties of industry supervision, establish and improve the complaint reporting mechanism, and strengthen the supervision and management of intermediary service institutions.

(7) Strengthening system construction. Intermediary supermarket management departments at all levels should conscientiously implement the requirements of the national and provincial people’s governments to clean up and standardize the intermediary services for administrative examination and approval, and formulate strict operating rules, supervision and management systems to ensure the fair, just, open, standardized and efficient operation of intermediary supermarkets. The implementation of intermediary service star rating and intermediary service institutions credit file records, credit rating evaluation system, the relevant business information of intermediary service institutions to the public, and the credit record information into the national unified credit information platform. Establish a disciplinary and elimination mechanism, publicly expose and blacklist intermediary service agencies that issue false certificates or reports and other violations, and clear out intermediary supermarkets in Yunnan Province.

Third, the overall organization and implementation

(eight) unified thinking and understanding. The operation and management of intermediary supermarkets is an important measure to comprehensively deepen the reform of administrative examination and approval system, innovate government procurement methods and create a level playing field. All localities and departments should fully understand the importance and urgency of the operation and management of intermediary supermarkets, strengthen organizational leadership, change ideas and concepts, and actively participate in the open selection of intermediary services. Further intensify publicity, create a good public opinion atmosphere, and promote the healthy and orderly development of intermediary supermarkets.

(9) Carefully organize the operation. Governments at all levels should organize intermediary supermarkets at the same level to start operation as soon as possible, and conscientiously do a good job in reviewing and issuing procurement announcements, openly selecting intermediary service agencies, tracking contract negotiations and recording credit information according to the needs of intermediary service projects of procurement units. Where the use of financial and state-owned funds to buy intermediary service projects, provincial and state-level procurement units must be in March 31, 2016, county-level procurement units must be in July 31, 2016, all entered the intermediary supermarket at the same level for public selection.

(10) Strict work discipline. Governments at all levels should organize government supervision, supervision, finance and auditing departments to carry out special supervision and inspection on the operation and management of intermediary supermarkets in a timely manner. For those units and individuals who do not enter the intermediary supermarket in accordance with the regulations, openly select intermediary service agencies, illegally accept and approve intermediary service matters, illegally use fiscal and state-owned funds to pay intermediary service fees, and violate the principle of fairness and openness, deliberately obstruct or restrict the intermediary agencies that meet the requirements of entering the intermediary supermarket, supervisory organs at all levels should investigate their responsibilities in accordance with relevant regulations.

General Office of Yunnan Provincial People’s Government

January 20, 2016

(This piece is publicly released)

Eight years after the birth of IVF, it was found that the embryo was misplaced. The hospital responded that "there is no need to care if you want to be open-minded"

  Cover journalist Shi Wei

  "The hospital put someone else’s embryo in my ex-wife’s stomach. She was pregnant and gave birth to a child in October, but she passively became a surrogate mother. I didn’t even have anything to do with the child." On February 17th, 60-year-old Chen Dong (a pseudonym) was still running for the children.

  Eleven years ago, Chen Dong and his ex-wife gave birth to their son Xiao Xuan in the First Affiliated Hospital of Anhui Medical University (hereinafter referred to as the "Affiliated Hospital") because they were infertile after marriage. Eight years later, they accidentally discovered that Xiao Xuan was not related to them.

  Hospital involved

  "A mistake in the hospital has made us who is whose son and who is whose father." Chen Dong said that the first trial found that the hospital had a medical fault, and it assumed full compensation responsibility and paid 640,000 yuan. However, the hospital said that it was impossible to find out the biological parents of the children and know where their embryos went.

  On February 17th, the Reproductive Center of the Affiliated Hospital said that Chen Dong’s appeal could not be found clearly. "Life should be open-minded and there is no need to care.".

  On February 20, the cover journalist contacted Director Zhou of the Reproductive Center, and the other party said that he needed to contact the medical department of the hospital to reply. The hospital switchboard provided the telephone numbers of the hospital office and the medical office, but no one answered.

  Remarried families struggle to give birth to IVF.

  After 8 years of raising, I found out that I was not my own.

  In 2020, Chen Dong received his son Xiao Xuan from his ex-wife Wang Lei (a pseudonym). Because of the epidemic, I can’t go out. When the father and son are facing each other all day, Chen Dongyue feels that his son is not quite like himself and his ex-wife.

  Before that, he had a daughter with his first wife, and now he can’t take care of himself because of illness.

  "I want to have another child. After a hundred years, I will leave my property to my second child and let him take care of my sister for the rest of my life." Chen Dong said that in 2011, they had IVF surgery in the reproductive center of the affiliated hospital, and the following year they successfully gave birth to Xiao Xuan.

  Hospital departments

  "I have had three operations, repeated injections and medicine, and experienced a painful egg retrieval process and pregnancy process. When the child was born, he was 50 years old and I was 40 years old." Wang Lei recalled that during her pregnancy, the doctor warned that there might be a risk of paralysis if she insisted on giving birth, but she still chose to give birth to the child.

  In 2018, the two divorced due to personality problems. The children were raised by Wang Lei and will return to Chen Dong on holidays.

  "I didn’t feel like it when he was four or five years old, but I thought it was made by our embryos. How could it not be our children?" Chen Dong’s curiosity overcame reason, and he secretly collected blood samples from the children’s soles for inspection. The results show that the child is not related to him.

  Later, Chen Dong and Wang Lei took Xiao Xuan to the appraisal institution for another test, and found that the child was not related to both of them.

  "At first, I thought that I was wrong at the Maternal and Child Health Hospital, but it turned out that it was not their problem, but the embryos were misplaced. Other people’s embryos are put in my ex-wife’s stomach, and our embryos don’t know who they are in. " Chen Dong said that he felt that the sky was falling and his life and business were meaningless.

  After fixing the evidence, they filed a lawsuit against the First Affiliated Hospital of Anhui Medical University.

  The hospital was found guilty of medical fault and took full responsibility.

  Family members ask the parents of the child and the whereabouts of the original embryo.

  Chen Dong is in a painful state: he can’t give all his love to his children, but he can’t ignore the father-son relationship for 11 years. "Treat him well, he has nothing to do with me; Don’t treat him well, he is innocent. I can’t say this again. The child is too young to be afraid of hurting him. "

  Chen Dong dare not tell anyone about it. On his deathbed, his mother took Xiao Xuan’s hand and murmured, while Chen Dong was in a mixed mood — — He felt sorry for his parents. He said that giving incense to his parents every day is in the mood of asking for forgiveness.

  During the litigation, the court entrusted a judicial authentication institution to authenticate the affiliated hospital "whether there is a medical fault" and "whether there is a causal relationship between fault and consequence".

  According to the appraisal report, according to the existing materials, it is extremely unlikely that Xiao Xuan will be wrong in the production process; The affiliated hospital has some problems in embryo cryopreservation, such as repeated numbering, imperfect embryo thawing records, and failure to reflect the verification process. There is a medical fault, and the causal relationship between the fault and the consequences is unclear, but it is highly probable.

  In November 2022, the court of first instance ruled that there were faults in the diagnosis, treatment and nursing process of the affiliated hospital. According to the analysis of faults and the experience of daily life, it was highly probable that there was a causal relationship between medical faults and actual consequences. The affiliated hospital shall be 100% liable for the damages claimed by Chen Dong and Wang Lei, and compensate 640,000 yuan for various losses.

  Screenshot of the first-instance judgment (source interviewee)

  After the first trial, Chen Dong asked the affiliated hospital to find out who Chu Xiaoxuan’s biological parents were, where his embryo had gone and whether his children were alive. "They said that my child was not born, where the embryo went, who Xiao Xuan’s parents were, and what was wrong, could not be found."

  Chen Dong said that compensation is meaningless to him. He is 60 years old and missed his childbearing period. He thought that if his children were alive, the two families could know each other and not disturb each other, and then tell them when the children were adults. "If these two children have an accident and need relatives to donate bone marrow, we can be prepared."

  The hospital said that "to be open-minded, there is no need to care."

  It means that you can’t find out the biological parents of your child.

  On February 17th, Director Wei of the Reproductive Center of the Affiliated Hospital gave a face-to-face reply to Chen Dong.

  Director Wei believes that the children are actually raised by Chen Dong and Wang Lei, so there is no need to care about whether they are biological or not. "Life is this for decades, and in the end it is open-minded. Many families adopt children, and people are very happy. I would be very happy if I had such a child raised so big. "

  Chen Dong said that he hoped to find Xiao Xuan’s biological parents and confirm whether there were any children in his embryo, in case the children were seriously ill and needed to be matched by relatives to save lives.

  Director Wei said that he had looked for it repeatedly, but could not find it. "What you said is a very rare event. The embryo operation in the operation is signed by two people, so you can’t say 100% that it is our fault when you look at the court. Because according to the operation, it is correct. "

  Hospital publicity materials

  Chen Dong recalled that when he sent semen to the designated window, he found that there were no medical staff behind the window, and many semen sampling bottles were randomly placed in the window.

  Director Wei explained that these management problems mentioned by Chen Dong have been improved. "Even if a person’s sperm is wrong, then the next object comes, and a pair will come out, but you haven’t come out with this situation. We later transferred all the storage tanks back for inspection, and there was no embryo of yours. They (doctors) later felt that your embryos were not well cultivated (it was useless). "

  Director Wei said that Chen Dong’s appeal would be uploaded to the hospital leaders. As for compensation, as long as there is a court decision, "I’d like to award you 2 million yuan, even if it’s not our fault, we will accept the amount awarded".

  On February 20, the cover journalist called Director Zhou of the Reproductive Center of the hospital, and the other party said that it was necessary to contact the medical department to reply. The switchboard provided the telephone numbers of the hospital office and the medical office, but no one answered them all the time.

  Medical experts say that three people are legally related to each other.

  The mother said that "what was born from my stomach is my own."

  According to a professor from a reproductive hospital in Hubei Province, the IVF process is strictly managed, but everything artificially operated may be wrong. "If one pair of embryos is wrong, the corresponding other pair will be wrong. There are different possibilities whether Chen Dong’s embryos are used up or transplanted to others and whether they are successful after transplantation. "

  The above-mentioned professor said that the reproductive hospital keeps records of every IVF, and according to the regulations of National Health Commission, the tracking and follow-up records of all IVF should be complete and should be followed up until the baby is born. Tracing the embryo whereabouts of Chen Dong and Wang Lei, as well as Xiao Xuan’s biological parents, needs to be checked by public security organs, courts or other law enforcement agencies, and ordinary people have no right to view these confidential information in the reproductive center. "11 years ago, it’s hard to say whether the record is complete or not. Medical mistakes have led to ethical problems of related families, and it is very complicated to solve them later. This is for sure. "

  Cong Yali, a professor from peking university health science center, introduced after analysis with the reproductive ethics research group of her department that in the early stage of IVF surgery, there were indeed some hospitals whose management was not standardized, such as Chen Dong and Wang Lei. This kind of situation is clearly defined in law. Chen Dong, Wang Lei and Xiao Xuan are father-son relations and mother-child relations, and they need to raise him until he reaches the age of 18.

  "The client knows that the child is not his own, and he will have some psychological fluctuations, which may not be as good as before; Before the child is underage, after this matter is known by the child, he may feel that he is not his own and no one cares about him, which is also a kind of harm to the child. Therefore, ethical issues do arise. " Cong Yali said that if the early management of the hospital is really chaotic, it may be that we really don’t know where the embryo is and who Xiao Xuan’s biological parents are.

  "If a child is sick in the future and needs blood relatives to save his life, but he can’t find his biological parents, this situation is really regrettable." Cong Yali introduced that if the hospital knows who the biological parents are, should it tell the children? It is an ethical issue discussed in the academic circles, and the regulations in different countries are different.

  The above two experts said that the feelings formed by actual childbirth should go beyond the simple blood feelings, and it is more valuable to invest feelings and energy in cultivating this child than to be trapped in trouble.

  Wang Lei said that the baby was born in October. No matter what the situation, her and Chen Dong’s attitude towards the baby will not change. "He is my own child.".

Ne Zha scored high and counterattacked the director’s sincere feedback.


1905 movie network news Domestic adult-oriented animated films have recently started the second round of national limited-time limited screening. Since the screening week, the film has successfully stood out from many excellent films, achieved many good results, and set a new record for domestic animated films in 2019; The film showed 0.1% of the films, and rushed to the hot search list in Weibo against the trend for 4 degrees, which caused extensive discussion among netizens. The outstanding achievements of the film can not be separated from the recognition and support of the domestic audience for Guo Man. As the first IMAX domestic animated film, Ne Zha will officially land in major cinemas on July 26th.

Get full marks from audiences of all ages. "The greatest happiness is audience satisfaction."

As an animated film, Ne Zha has successfully subverted countless audiences’ definitions of animation and traditional myths, and has become one of the national masterpieces suitable for all ages. For the adult audience, the film doesn’t simply shout the slogan "Justice conquers evil" from beginning to end, but tries to present a protagonist Nezha who has real human feelings and wanders between good and evil in human nature. All characters, including Nezha, have no absolute villains and decency, and good and evil exist in everyone. Through the realistic role setting, the film won the empathy of countless audiences. Facing the praise of the audience at the screening, director jiaozi said that "we only need the satisfaction of the audience in China, which is our greatest happiness".

For the parent-child audience, the film is of great educational significance, and it tells the truth to parents and children in a subtle way. The scene was shown in advance, and many viewers came to the cinema in groups. The atmosphere was very active, and laughter and cheers broke out with the plot. In the film, the education methods of Li Jing and his wife for Nezha have aroused many parents’ and viewers’ reflections: Nezha, who seems to be stubborn, is actually resisting the label of "magic boy" in his own way. The attitude and influence of Li Jing and his wife towards Nezha is an important reason for Nezha’s fate. After the screening, some parents said with emotion, "I didn’t expect to see it more seriously than children." There is no perfect child in the world, and parents’ attitude towards children affects their every move.

The film audience who "gathers the strength of the whole domestic industry" is very supportive: it must be seen in summer

The recognition and praise of the film Ne Zha can not be separated from the intention of the director and the production team. More than 1600 people actually participated in the production of the film, and the number of participants ranked in the forefront of animated film production. The production process of this film, which director jiaozi described as "gathering the strength of the whole domestic industry", has experienced "bumps". According to the director, only the scene in which Shen Gongbao turned into a figure in less than 5 seconds took two or three months. In order to design a scene innovatively, director jiaozi even locked himself in his room "thinking hard" and stayed indoors for almost a whole day.

Since the opening of the screening, the film has been well received. Although the number of screening sessions is limited, many viewers have already brushed the film three or four times. Recently, in the Changsha roadshow, some viewers even created according to the scene of Nezha’s birthday party in the film, and presented their paintings, Nezha and Ao Bing, to jiaozi, the director, to show their love for the film. Facing the favorable comments from the audience, director jiaozi said that "I am very touched by everyone’s recognition of the film along the way", and the support of every audience is the "best praise" for the film and the participants.

The animated film Ne Zha will be released nationwide on July 26th, and will be released simultaneously with the IMAX 3D version as the first domestic animated film of IMAX.


National Medical Insurance Bureau: COVID-19’s vaccine and vaccination costs are borne by the medical insurance fund.

  CCTV News:On the 20th, the State Council held a briefing on the the State Council policy of the Regulations on the Supervision and Administration of the Use of Medical Insurance Funds.

  At the meeting, Shi Zihai, deputy director of the National Medical Insurance Bureau, said in response to COVID-19’s vaccination and other issues, according to the decision-making arrangements of the CPC Central Committee and the State Council, the current round of Covid-19’s vaccine and vaccination fee policy has been made clear, mainly with two main points: First, the vaccine and vaccination fee should be borne by the medical insurance fund, and the financial sector should give appropriate subsidies to the medical insurance fund, and individual residents should be vaccinated free of charge. Second, the medical insurance fund is mainly borne by using the balance over the years, which does not affect the income and expenditure of the fund in the current period, that is to say, it will not affect the medical treatment of the people in the current period.

  Shi Zihai said that this is a special measure to deal with special events, which fully embodies the CPC Central Committee’s concept of upholding people first and life first, fully embodies the superiority of the socialist system, and is conducive to quickly establishing an immune barrier, maintaining normal production and living order, and also helping to protect the fundamental interests of the people to the maximum extent.

  At present, the National Medical Insurance Bureau has worked with relevant departments to study and formulate a detailed operation plan for the protection of vaccines and vaccination costs after the conditional marketing of vaccines. In the next step, we will guide all localities to seriously organize and implement the good policies of the CPC Central Committee and the State Council.

  Regarding the accumulated balance of the medical insurance fund, Shi Zihai said that according to the statistical express, the total income of the fund in 2020 is 2.4 trillion yuan, and the expenditure is about 2.1 trillion yuan. The balance in that year is 270 billion yuan, and the accumulated balance over the years exceeds 3 trillion yuan. At present, the overall operation of the fund is stable, and the balance is generally abundant. The use of the balance will not affect the people’s current medical insurance benefits.

  Shi Zihai also pointed out that although the current accumulated balance is relatively large, one-third of it is personal accounts, and the overall fund balance is about 2 trillion yuan. Moreover, the regional distribution of the fund balance is very uneven, mainly concentrated in some provinces with population inflows, and the degree of concentration is still increasing. According to statistics, in the six eastern provinces and cities with large population inflows, the accumulated balance of employee medical insurance funds accounted for 44.7% of the country in 2010, and it has risen to 56.6% last year. Especially with the economic growth from high-speed to medium-high-speed, the aging of the population, the change of disease spectrum and the progress of medical technology, the medical expenses are increasing, and the growth rate of fund income is lower than the growth rate of expenditure, which will become the new normal, and there is some pressure on the long-term balance of medical security funds.

  "In the next step, we will carefully analyze the operation of the medical insurance fund, and actively strengthen the supervision and management of the use of the medical insurance fund with relevant departments to ensure the long-term sustainable and balanced operation of the fund." Shi Zihai emphasized that on the whole, there is no problem for the medical insurance fund to bear the cost of vaccines and vaccination.

Mobile phone unlimited traffic package was vomited by users: it was slowed down after using 20 g.

  Since the three major operators launched unlimited packages, the regulation that traffic usage will be limited after reaching a certain threshold is not well known and has been criticized by users.

  Recently, a number of users reported to the complaint platform of the quality report column that during the use of unlimited packages, they were notified by SMS of operators to slow down, and some "WeChat couldn’t get on for a long time", and some even normal work was affected. Although some packages can restore the normal internet access speed by purchasing a flow refueling package, users still say that they have been cheated, because when handling packages, operators focus on "unlimited flow" and "free use", but rarely mention the "speed limit" regulation.

  The Paper combed and found that most of the online business halls of local operators advertised unlimited packages at the top. Only by clicking on the product details page can you see the speed limit plan marked in gray or fine print.

  In addition, in order to promote a variety of unlimited packages, the three major operators often reduce the monthly fee by giving away the phone bill in the early stage of package use, and focus on promoting the discounted price, and then the package is "more expensive".

  Analysts pointed out that operators should adjust their promotion strategies and make clear the unlimited traffic.

  Also worthy of users’ attention is the free service of APP exclusive traffic launched by operators in cooperation with Internet companies. The reporter found out that these free exclusive traffic actually contains a number of exclusion rules, and some operations and services on the APP cannot be used, so they can only pay extra traffic charges.

  "Unlimited" can be seen everywhere, and "speed limit" stipulates that small notes should be found.

  A user in Haikou, Hainan reported that she bought an unlimited family package of China Mobile 98 yuan. I usually like to play Tik Tok, Weibo and WeChat, because I have opened hot spots for my friends to use, and I will run out of 20G in the middle and late of each month. After 20G was used up, the Internet speed dropped to a point where it was difficult to log in even to WeChat, and it was extremely difficult to send text and browse pictures at most. It was only after consulting customer service and re-purchasing 15 yuan 3G domestic traffic acceleration package that it returned to normal.

  Another user from Jiangsu said that the China Telecom 99 yuan unlimited package he handled also had a speed limit after 20G, and he didn’t notice the regulation until the operator sent a text message. "I usually watch TV dramas and national karaoke, but the problem is that this product can’t be called unlimited."

  In response to the speed limit problem reflected by netizens, the reporter consulted the websites of online business halls of China Unicom, China Mobile and China Telecom in many places, and found that most of the front pages of business halls advertised unlimited packages. The slogans included "unlimited traffic", "unlimited traffic" and "unlimited sharing", but almost no tips about speed limit were found.

  Click to enter a product page. In most cases, the word "unlimited" can be seen everywhere, while the prompt for slowing down is generally behind, and it is indicated in inconspicuous small print or gray body.

  For example, in the details page of China Telecom’s official website Tianyi national unlimited package, the first thing that catches your eye is still the bold slogan — — "If you want to watch the live broadcast, you can watch it, and the traffic is willful." In the tariff table at the lower position, the column of national traffic only indicates "unlimited". The speed limit regulations can only be found in the small print notes below if you look carefully. According to the note, 99 yuan -999 yuan packages with different stalls have different deceleration thresholds of 20-80G. After the cumulative domestic mobile Internet traffic reaches the corresponding threshold in the current month, the Internet access rate drops to 1Mbps, and it will resume in the next month.

Mobile phone unlimited traffic package was vomited by users: it was slowed down after using 20 g.

China Telecom official website Unlimited Package Details Page

  China Mobile’s "Let Me Use" national unlimited package in 88 yuan is more complicated and distributed in different interfaces. The details page shows that the traffic in the package is only 2G, and another 12 months of 8G domestic traffic is given, while the traffic outside the package emphasizes that "domestic traffic is unlimited and can be used at will".

Mobile phone unlimited traffic package was vomited by users: it was slowed down after using 20 g.

China Mobile’s Unlimited Package Product Details Page

  Only by clicking to enter another interface of tariff standard, the last item of tariff rules explains that the traffic outside the package will slow down the internet access speed. According to the rules, if 9 yuan 3G domestic traffic refueling package is handled at this time, the Internet speed can be restored.

  As for the speed reduction regulation after the total usage flow reaches 100G, you can only find it in the warm prompt interface — — The network speed will drop below 128Kbps.

Mobile phone unlimited traffic package was vomited by users: it was slowed down after using 20 g.

Mobile phone unlimited traffic package was vomited by users: it was slowed down after using 20 g.

The speed limit rules with different usage are distributed in two different interfaces.

  It is also difficult to find the regulations on speed limit on the homepage interface of the network halls of China Unicom. However, in comparison, you can see a clearer "speed limit description" by clicking into the unlimited package of big and small ice cards, and the bold font is used uniformly.

Mobile phone unlimited traffic package was vomited by users: it was slowed down after using 20 g.

On the inner page of an unlimited ice cream package in a certain area of China Unicom, the speed limit description is clearer and marked in bold font.

  For the promotion of unlimited packages in the offline business hall, many users also reported that the staff publicized "unlimited" and "free use" when handling, and most of the speed limit regulations were not mentioned. However, the SMS reminder received after the successful package is too long, and the speed limit reminder is often easily ignored by users.

  Insiders: There is nothing wrong with the speed limit, but the fault lies in the promotion method.

  In fact, it has long been an international practice to over-limit unlimited packages.

  According to the People’s Post and Telecommunications, the consideration of over-limit design is to ensure that most users can use the mobile network fairly and reasonably. In 2007, when Apple’s mobile phone became popular in the United States, users’ demand for mobile Internet access was greatly stimulated. American telecom operators started unlimited package plans, but because there were no restrictions, the user experience dropped significantly, and finally operators stopped developing unlimited packages.

  According to some technical experts, due to the limited total bandwidth of the shared base station in the mobile network, if many users occupy the mobile network at high speed at the same time, it may cause network congestion. According to the principle of "first come, first served", users who want to access the Internet later will not be able to access the Internet and need to wait in line. At the same time, the internet speed of other users who are already online will also become "turtle speed", and the experience will become worse. Therefore, at present, the unlimited packages around the world are all designed in steps — — First, meet the maximum network speed promised by the vast majority of users. After reaching the speed limit, the network speed will drop.

  However, despite this, Liu Qicheng, editor-in-chief of all media who has been concerned about the development of the domestic communication industry for many years and the communication world, said that he could not agree with the current promotion methods of domestic operators.

  "(Operators should) clearly explain the unlimited traffic, and it is best to clearly explain what 10 G’s can do and what they can achieve, instead of simply emphasizing unlimited, weakening the speed limit information, marking it with small words or casually mentioning it to you." Liu Qicheng said.

  For example, Liu Qicheng said that the Internet access rate in the 2G era can only reach 9.6Kb, and it can reach 1-2Mb in the 3G era. However, in today’s 4G era, the ideal situation can reach 5-10Mb, and generally it can reach 2-4Mb. Therefore, once the limit is limited, the user’s experience will inevitably deteriorate significantly, not to mention the fact that the user’s expectation is infinitely improved.

Mobile phone unlimited traffic package was vomited by users: it was slowed down after using 20 g.

On the homepage of official website in a certain area of China Telecom, it can be seen that the "unlimited" package promotion is obvious, and "unlimited" is promoted in bold font, but there is no mention of "speed limit" and other regulations.

  The monthly fee is "more expensive", and the APP is free of many restrictions on traffic.

  In addition to the difficulty in finding the speed limit, The Paper found that some unlimited packages launched by operators will make users feel "more expensive" because they offer a large number of preferential prices in the early stage.

  For example, China Mobile launched an unlimited package with a preferential price of 68 yuan, and its original price was 128 yuan. After recharging, the monthly fee of new users dropped by as much as 60 yuan, and it dropped by 30 yuan after 12 months, and the original price was restored after 24 months.

  A similar situation exists in a number of unlimited packages launched by China Telecom. Among them, the monthly fee for the Premium Edition of Grand Card is 46 yuan. In the first 12 months, 25 yuan phone bill will be given every month, and the monthly fee will be reduced to 21 yuan, and the original price will be restored one year later.

  In contrast, China Unicom’s unlimited packages have not adopted the above-mentioned long-term preferential way. At present, the "Big Ice Card" and the "Little Ice Card" packages are paid in one lump sum by pre-storing the phone bill from 99 yuan to 100 yuan and pre-storing the phone bill from 49 yuan to 50 yuan respectively.

Mobile phone unlimited traffic package was vomited by users: it was slowed down after using 20 g.

The unlimited package launched by China Mobile in a certain place has a large number of phone bill concessions in the first 24 months, and then the original price is restored.

Mobile phone unlimited traffic package was vomited by users: it was slowed down after using 20 g.

China Telecom launched a premium version of the Grand Card package, giving away more than half a month’s phone bill in the first 12 months, and restoring the original price one year later.

  Fu Liang, a telecom analyst who has been paying attention to the Internet and communication for a long time, believes that the one-time discount method not only gives discounts to new users, but also avoids the situation that the package is "more expensive to use". "The ideal way is to operate a user from the moment the user enters the door, so that users can feel cheaper and cheaper tariffs and better service, instead of attracting users with high preferential policies and then letting them go."

  In addition to the increasingly expensive monthly fee, The Paper also found that the exclusive traffic is not applicable to all operations in the traffic-free package that operators cooperate with Internet companies.

  For example, the "Let Me Watch" video traffic package promotion launched by China Mobile can be used exclusively on many video apps such as Mi Gu Video and Tencent Video, but the scope of use of these targeted traffic is still limited — — The traffic generated by online viewing/downloading/caching of pictures, texts, advertisements in videos, barrage, third-party advertisements, etc. in the APP is not within the exclusive traffic use range, that is, users need to pay extra traffic fees for it.

Mobile phone unlimited traffic package was vomited by users: it was slowed down after using 20 g.

Description of the scope of use of exclusive mobile video traffic in Migu Video APP.

  Tencent Wangka (including Dawang Card, Diwang Card and Tianwang Card) jointly launched by China Unicom and Tencent also has similar regulations, although it claims that "over 100 APPlications are free of traffic" and "Say goodbye to Wifi and use it whenever you want". The exclusive traffic description at the bottom of the introduction page shows that services such as web pages and videos provided by third parties on the app, such as mobile news network, sogou, Baidu, iQiyi video, Ctrip and JD.COM, are not Tencent. In addition, the streaming-free range of a variety of live apps is limited to watching live broadcasts and playing videos, while using mobile phones for live broadcasts, uploading videos, loading text and pictures in live broadcasts, and video on demand are not within the exclusive traffic range.

Mobile phone unlimited traffic package was vomited by users: it was slowed down after using 20 g.

The scope of application of the exclusive traffic of Dawang Card jointly launched by Unicom and Tencent.

  In this regard, some netizens said that because they didn’t notice the relevant reminders, after running an APP directional flow card, the phone bill did not drop but increased, and the above rules were discovered after consultation.

  Ma Jihua, an analyst in the telecommunications industry, said in an interview with Zhongxin.com this year that the publicity of targeted traffic is still vague, mainly depending on how the APP and the basic manufacturers negotiate, but the contract will not be publicized to users, and there is no unified standard for publicity.

  (Reporter Wen Wei Intern Yan Xiaoyan)

  (Original title:Unlimited mobile phone traffic packages are spit out: "unlimited" is very big, and "speed limit" is hard to find)

Members of 1905 Movie Network enjoy exclusive live broadcast: Burning Iron and Blood Army Soul Cinema debut.

 ↑ ↑ ↑ ↑ One-click viewing ↑ ↑ ↑ ↑


Special feature of 1905 film network Loyal to the country, passionate! Iron will, flag flying! Brave and heroic, the military songs are loud and clear! The great wall of flesh and blood, the backbone of the nation! Shenzhou bright sword, escort! From 14:00 on August 1st, 1905 movie network "Burning Iron and Blood Army Soul Cinema" assembled a number of military war movies in recent years, depicting the clank and iron bones of China soldiers on the big screen, and recreating the most shocking special effects pictures and the most cruel war scenes for you!

from1921, August 1st, Jinggangshan and Long MarchA single spark sets a prairie ablaze,July 7th Incident, Taihang Mountain, Defender and Railway HeroFighting hard to defend the country, Armageddon and March.The great turning pointThe momentum is like a rainbow,The Sacrifice’s Guild Wars Without a Name, Dragon Team.Play the backbone of China soldiers, and then go toSnow in the South, Peak Explosion, Earth-shattering, Super TyphoonStand up in times of crisis, you can always trust China soldiers! The mighty teacher is unparalleled in style! The sword of the country, the heroic spirit lasts forever!


It was when our army was just established, and a single spark started a prairie fire, reflecting the past eventful years;



That was during War of Resistance against Japanese Aggression, when our army fought bloody battles under the enemy’s artillery fire, and swallowed Wan Li like a tiger;


It was during the war of liberation that our team was like the sun, carrying the hopes of the people, and millions of heroes crossed the river;



It was during the War to Resist US Aggression and Aid Korea that the "cutest person" crossed the Yalu River to defend the country and beat up the US imperialist ambition wolf.


That is the China Air Force guarding the blue and soaring in the sky;



That’s when China’s navy advanced into the deep blue and forged its sword in the sea.


Later, our troops appeared again and again where the motherland and the people needed them most;



Leave the most respectable figure all over the world again and again;


It has become a glorious witness to the great rejuvenation of the Chinese nation again and again!


On August 1st, lock the client of the 1905 movie network, come to the 1905 movie network APP "Burning Iron and Blood Army Soul Cinema", and walk into the Temple of Light and Shadow together to feel the high blood of the Chinese military soul!


The client of 1905 Movie Network launched a member-exclusive live broadcast channel, selected high-quality movies and created a type of theme movie live broadcast exclusively for members.


Super types, super assembly!You have everything you want to see!


More exciting live movies, lock the official new media client 1905 movie network APP of CCTV6 movie channel.


Looking at confidence through data, China’s economy is striding forward along the road of high-quality development

  CCTV News:On April 23rd, "News Network" reported that the launch of Shenzhou 18 was just around the corner, the second phase of the 135th Canton Fair was launched today, and 3.03 million new jobs were created in cities and towns nationwide in the quarter … … China’s economy is striding forward along the road of high-quality development.

The launch of Shenzhou 18 is just around the corner, and all systems are ready.

  On April 23, the launch mission of Shenzhou 18 manned spacecraft organized joint training in the whole region. Under the unified dispatch of beijing aerospace control center, Jiuquan Satellite Launch Center, Xi ‘an Satellite TT&C Center and all TT&C stations of the mission are jointly coordinated and controlled, which comprehensively simulates various technical states and working processes during launch preparation, launch and flight.

  At present, the facilities and equipment in the launch site are in good condition, and rocket propellant filling and launching will be carried out according to the procedures. Phase modulation will be carried out before the launch of the space station to prepare for the rendezvous and docking of the Shenzhou-18 spacecraft and the space station.

  The second phase of the 135th Canton Fair was launched.

  The second phase of the 135th Canton Fair was held on April 23rd, and the exhibition time was from April 23rd to — April 27th.

  In the second phase of the Canton Fair, there are three professional sections, namely building materials and furniture, household goods, gifts and decorations, with 15 exhibition areas, with a total exhibition area of 515,000 square meters, more than 24,600 booths and more than 9,800 exhibitors. Among them, there are more than 1,400 state-level high-tech enterprises, individual champions in manufacturing, and "little giants" specializing in special innovation, an increase of more than 300 over the previous session.

  A total of 220 enterprises from 30 countries and regions participated in the second import exhibition of the Canton Fair, among which 144 enterprises from 18 countries jointly building the Belt and Road Initiative participated, accounting for about 65%.

  All the work of Chengdu World Expo is ready.

  The Organizing Committee of Chengdu World Horticultural Exposition 2024 was released on April 23rd. After more than three years of careful preparation, all the work of Chengdu World Horticultural Exposition 2024 has been completed and will be officially opened on April 26th. The theme of this World Expo is "Beautiful Human Settlements in Park Cities". In addition to flower gardening exhibitions, more than 2,000 events will be held, with an average of 10 events per day, which is expected to attract 5 million visitors.

  In addition, the Chengdu World Expo has simultaneously launched a number of convenience measures, opened a number of subway and bus lines, and advocated green and low-carbon bus travel. At the same time, innovative ticketing and payment methods, Tianfu International Airport, Expo Visitor Center and other service windows will provide convenient international payment services for international tourists.

  Ministry of Human Resources and Social Security: In the first quarter, 3.03 million new jobs were created in cities and towns nationwide.

  Ministry of Human Resources and Social Security released data on April 23rd, and in the first quarter, 3.03 million new jobs were created in cities and towns nationwide. According to the goal of "more than 12 million people" in cities and towns this year, a quarter of the annual tasks have been completed in the first quarter. In March, the national urban survey unemployment rate was 5.2%, and the employment situation was generally stable.

Nine China projects were selected as the top 50 landmark projects of global tunnels.

  On April 23rd, the International Tunnel and Underground Space Association released 50 landmark projects in the global tunnel and underground space industry. Nine China projects, including the immersed tube tunnel of the Shenzhen-Central Passage, the immersed tube tunnel of Hong Kong-Zhuhai-Macao and the Dayaoshan Tunnel of Hengguang Double Track, were selected, making them the countries with the largest number of selected projects in the world.

  The selected price of insulin in the national continuous procurement is stable and declining.

  It was learned from the National Medical Insurance Bureau that the continuous purchase of insulin in China produced the successful result on April 23rd. This time, 53 products from 13 enterprises participated in the continuous procurement, of which 49 products were selected, and the selected price was reduced by 3.8 percentage points on the basis of the first round of centralized procurement price reduction. The successful results will be implemented nationwide in May, which will be smoothly and orderly connected with the last round of centralized procurement, so that patients will continue to benefit.

Air China opened and resumed four international routes.

From April 28th, Air China will open new Beijing-Riyadh and Beijing-Dhaka routes, and resume Beijing-Madrid-Sao Paulo and Beijing-Madrid-Havana routes. By then, the domestic airline route network will cover six continents again.