Yingluck (left) and Thaksin (right) (photo from Kyodo News Agency)

　　Overseas networkFebruary 12 thJapanese media quoted "Thailand Daily" as saying that Thailand’s Deputy Prime Minister Prawit Wongsuwan)12 said on the 12th that Thailand’s former two prime ministers Thaksin Shinawatra and Yingla brothers and sisters are currently in Japan. Ba Yi said that the Thai Embassy in Japan and other relevant institutions have been ordered to take necessary measures.

　　According to Kyodo News, Thai Deputy Prime Minister Ba Yi told reporters in Laos, where he visited, that he had received reports that Thaksin and Yingla brothers and sisters were currently in Japan.

　　Japanese media said that Ba Yi did not mention Yingla’s location in Japan and the purpose of going to Japan.

　　Ba Yi said, "The relevant institutions (such as the Thai Embassy in Japan) have been ordered to take necessary measures." He also said that instructions have been issued to collect information related to Yingluck.

　　According to previous reports, on January 9, the Thai Foreign Ministry said that the former Thai Prime Minister Yingluck, who fled abroad to escape the verdict of the rice purchase case, had been staying in the UK since last September. Thai media said that Yingluck has applied for political asylum in Britain and is waiting for a reply from the British authorities. The police chief of Thailand’s national police said that the Thai police would continue their efforts to extradite Yingluck to Thailand.

　　Yingla photos taken by netizens. (Source: Thailand NEW18 Channel Twitter)

　　On December 29th, 2017, the website of NEW18 Channel in Thailand said that some netizens took photos of Yingla shopping in Westfield, a famous British shopping mall. Yingla was immersed in the atmosphere of Christmas Day that day, and her mood was completely unaffected by domestic affairs. This is the first exposure of Yingla’s frontal photo after netizens met in a shopping mall in London, England in November and took a photo of suspected former Thai Prime Minister Yingluck.

　　On August 25, 2017, the original verdict of the former Thai Prime Minister Yingluck’s "rice dereliction of duty case" was postponed. Yingluck said that she could not attend the verdict due to illness, so the Supreme Court of Thailand arrested Yingluck. Since then, the Thai government has confirmed that former Prime Minister Yingluck has fled Thailand. (Compile/Overseas Network Gong Hao)

In today’s society, it is very important to understand the calculation method of three insurances and one gold and its related regulations for personal financial planning.

First of all, let’s understand that "three insurances and one fund" usually include endowment insurance, medical insurance, unemployment insurance and housing accumulation fund.

The calculation of endowment insurance is usually based on the individual’s salary base and contribution ratio. Taking an area as an example, assuming that the salary base of an individual is 5,000 yuan and the contribution ratio is 8%, then the monthly pension insurance fee that an individual needs to pay is 5,000× 8% = 400 yuan.

The payment calculation of medical insurance is similar, and the general individual contribution ratio is 2%. If the salary base is still 5,000 yuan, the individual’s monthly medical insurance payment is 5,000× 2% = 100 yuan.

The contribution rate of unemployment insurance is relatively low, usually around 0.5%. According to the salary base of 5,000 yuan, the individual’s monthly unemployment insurance contribution is about 5,000× 0.5% = 25 yuan.

The contribution ratio of housing provident fund is between 5% and 12%. Assuming that the contribution ratio is 10% and the salary base is 5,000 yuan, the individual’s monthly contribution to housing provident fund is 5,000× 10% = 500 yuan.

The following is a simple table to summarize the above calculations:

These regulations have a direct impact on personal income. First of all, the three insurances and one gold paid by individuals will be directly deducted from the salary, resulting in a decrease in the actual salary. But in the long run, this part of the payment provides an important guarantee for the individual’s future.

The payment of endowment insurance ensures a stable pension income after retirement and guarantees the quality of life in old age. Medical insurance can reduce the burden of personal medical expenses when you are sick. Unemployment insurance can provide financial support for a certain period of time when unemployed. Housing provident fund helps individuals to enjoy lower loan interest rates or withdraw housing-related expenses when buying a house.

However, for some people with lower income, the higher proportion of three insurances and one gold payment may cause some pressure on the current life. However, from the perspective of overall social welfare and personal long-term interests, the system design of "three insurances and one fund" is to realize social equity and protect the basic rights and interests of individuals.

In short, a deep understanding of the calculation and regulations of three insurances and one fund will help individuals to plan their finances better and fully enjoy the benefits brought by social security.

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